Personal Loan Ramganj Mandi

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice
  1. Major Personal Loan Providers in Ramganj Mandi
    Feature
    HDFC Bank
    ICICI Bank
    Bajaj Finance
    Interest Rate
    10.75% - 17%
    11.25% - 18.5%
    12%
    Min Loan Amt
    Metro : 75000 & Non Metro: 50000
    50000
    100000
    Max Loan Amt
    50 Lacs
    50 Lacs
    1 Cr
    Loan Tenure
    1 - 5 Years
    1 - 5 Years
    1 - 5 Years
    Processing Fee
    0.25% - 2% of the Loan Amt

    1% - 2.5% of the Loan Amt

    0.5% - 2% of the Loan Amt
    Preclosure Charges
    2%, Nil foreclosure charges after 12 months
    2%, Nil foreclosure charges after 24 months
    Nil
    Overdraft Facility
    No
    No
    Yes

    Personal Loan Ramganj Mandi Features

    Are you in need of cash? Well, you do not have to worry. Personal Loan is a type of loan that is available for you. This type of loan is not only of an unsecured nature with very fewer documents needed with even lesser paperwork. This type of loan may be approved in up to 48 hours to get approved following the process of verification.

    Personal Loan Ramganj Mandi provides financial aid assistance to all customers at an affordable as well as cost-effective interest rates. To get a Personal Loan, the applicant is required to have a comparatively stronger and dependable source of income and also a fairly good credit history profile.

    Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.

    In order to apply for a personal loan, Ramganj Mandi click on Personal Loan

    Personal Loan Ramganj Mandi Interest Rates

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Personal Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Personal Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Personal Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Personal Loan
    500/- to 0.50%
    Nil
    Kotak Personal Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Personal Loan
    Nil
    Nil
    Muthoot Personal Loan
    Nil
    Nil
    Manappauram Personal Loan
    Nil
    Nil
    PNB Personal Loan
    0.70% to 1%
    Nil
    Canara Bank Personal Loan
    1%
    Nil
    Andhra Bank Personal Loan
    Nil
    Nil

    To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

    Documents for Personal Loan Ramganj Mandi

    Salaried Customers:

    1. Identity proof (Aadhar card/driving license)
    2. Statements for the salary of the past three months.
    3. Bank statements for the last 6 months
    4. PAN
    5. Proof for Residence (Own/Rent/Company provided)
    6. Passport-size photograph – 2

    *NOTE: If one lives in rented apartments, rent agreement needs to be attached.

    Self-Employed Customers:

    1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
    2. PAN Card
    3. Aadhar
    4. Residence Proof
    5. Passport-sized photographs- 2
    personal loan at 10.75%*

    Eligibility Criteria for Personal Loan Ramganj Mandi

    Click here to know more about personal loan eligibility

    Salaried Applicants

    1. The base age of the candidate ought not to be under 21 years or over 60 years.
    2. The candidate must have work understanding of in any event three years. The compensation ought to have been moved in their records as it were.
    3. The applicant should have an outstanding credit history.
    4. The job location of the applicant should be mentioned.
    5. The borrower must have a minimum income of at least INR 25,000 p.m.

    Click here to know more about a personal loan for- Salaried Applicant

    Self-Employed Applicants

    1. The age of an independent person applying should be at least 25 years.
    2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
    3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
    4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
    5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

    Click here to know more about the personal loan for– Self-employed Applicant

    Why Apply for Personal Loan Ramganj Mandi?

    1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
    2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kinds of issues.
    3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
    4. A Personal Loan does not require any nominee or guarantor.

    How to apply for Personal Loan Ramganj Mandi?

    1. Visit this website: www.dialabank.com.
    2. \hen, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
    personal loan at 10.75%*

    Processing Fee / Prepayment Charges on Personal Loan Ramganj Mandi

    All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.

    If you wish to close your loan before the decided loan tenure, all lending institutions will be charging you a penalty as a prepayment fee. Usually, you will not be allowed to close your loan before a period of 12 months. Post that, the charges differ based on the number of years the loan has completed. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

    To know about the interest rate click on personal loan interest rate

    Personal Loan Ramganj Mandi EMI Calculator

    Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate bank charges you with and the loan amount you have to take and the period for which you take the loan.

    CIBIL Score required for Personal Loan Ramganj Mandi

    All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Ramganj Mandi. Mostly, the institutions need a minimum score of at least 750 to further process an application.

    No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

    personal loan at 10.75%*

    Personal Loan Ramganj Mandi Agents

    Dialabank is one of the leading agents for availing Personal Loan in Ramganj Mandi. You can easily apply online at www.dialabank.com or give a call at 9878981166

    Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

    Personal Loan Ramganj Mandi Contact Number

    Call 9878981166 and get timely assistance and approval for Personal Loan in Ramganj Mandi.

    Pre Calculated EMI Table for Personal Loan Ramganj Mandi

    Click here for personal loan EMI calculator

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ramganj MandiPersonal Loan Ramganj Mandi

    Ramganj Mandi is a city and a municipality in Kota district in the Indian state of Rajasthan. It is known as a stone city, coriander city. It has the largest grain market of coriander with around 6500 tons of coriander seeds arriving on a single day during the season.

    FAQs About Personal Loan Ramganj Mandi

    Who can apply for a Personal Loan in Ramganj Mandi?

    People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Ramganj Mandi.

    What is the tenure of Personal Loan in Ramganj Mandi?

    Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

    Are there any other charges involved in Personal Loan Ramganj Mandi?

    Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Ramganj Mandi:

    Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

    Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

    Can my application for Personal Loan Ramganj Mandi get rejected due to my CIBIL score?

    Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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