Personal Loan Rampura Phul

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Rampura Phul

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Rampura Phul Features

personal loan Rampura PhulIf you are in an urgent need of the money a personal loan can be used to fulfil any of your requirements. It is an instant loan that an individual can avail within 48 to 72 hours applying with us. It also requires minimum documentation for the approval of the personal loan in Rampura Phul. Also, you do not require any form of security to avail of personal loans in Rampura Phul.

  1. Absolutely no  need to deposit any  mortgage and collateral security to the bank
  2. Personal Loan Rampura Phul is a multi-purpose offer loan.
  3. The amount of personal loans is dependent upon the repayment of individual income and capacity.
  4. Personal Loan Rampura Phul does not require any guarantor or nominee. It maximum required reference

Personal Loan in Rampura Phul Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Rampura Phul Documents Required 

Documents required to avail a personal loan in Rampura Phul vary for salaried customers and self-employed ones. 

Salaried Customers:

  1. PAN Card
  2. Residence Proof (Owned/Rented/Company provided)
  3. Passport-sized photographs – 2
  4. Identity proof (Aadhar card/driving license)
  5. Salary slips of last three months
  6. Bank statements for the last 6 months
  7. If residing in a rented house, the agreement needs to be attached.

Self-Employed Customers:

  1. Financial statements of the business
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Rampura Phul Eligibility Criteria

The Personal loan eligibility criteria for both Salaried and Self-Employed customers are accordingly:

Salaried Applicants

  1.  21 to 60 years of age.
  2. 3 months salary slips.
  3. A salary of minimum Rs.18,000 per month is essential
  4. 3 years of work experience important
  5. 700 and above CIBIL score

Self-Employed Applicants

  1. The ITR of Rs 2.5 lakhs per annum at least should be filed.
  2. Should have running from the last three years.
  3. 25 years of minimum age.
  4. maximum of 65 years of age.
  5. The CIBIL of the applicant should be good, and no debt should be left due of past loans.

Why Apply for Personal Loan Rampura Phul?

  1. It is based upon the income and repayment capability of you.
  2. Personal Loan Rampura Phul is a multi-purpose offer that can be used for any kind of financial problem.
  3. Personal Loan does not require any guarantor or nominee or co-applicant.
  4. No requirement of any property or asset as security to the lender.

How to apply for Personal Loan Rampura Phul?

Anybody can apply for Personal Loan online for Rampura Phul only in 2 minutes by applying through DialaBank. The process of application is pretty straightforward and quick.

  1. Visit dialabank.
  2. Apply for a Personal Loan online through our website.
  3. Enter your existing valid contact number so that we can contact you back.

The benefits of applying online with DialaBank are:

  1. Dialabank does not charge any extra fees for assistance from the consumers
  2. Dialabank is always ready provides 24/7 services
  3. DialaBank ensures loan disbursal within a few hours.
  4. DialaBank and the relationship manager will guide you throughout the complete loan process.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Rampura Phul

Every Bank and NBFC broadly charges two kinds of fees from its customers:

  • The first is a processing fee for just processing your Personal Loan application. These charges vary from 1% to 2.5% of the sanctioned loan amount.
  • The second being Pre-closure charges in-case you want to foreclose your personal loan by pre-payment before your fixed tenure. In most cases, you cannot foreclose your personal loan before 12 months. Post that the charges again vary depending on how many years the loan has left ranging from 4% to 2%.

Personal Loan Rampura Phul EMI Calculator

Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank or NBFC as monthly repayment for a part of the loan amount borrowed.  Based on your profile, income, loan amount, and tenure the interest rate on your loan is decided upon. It must be calculated every month.

The  Personal loan EMI Calculator available on our website can be used to know your EMI value on your loan amount.

CIBIL Score required for Personal Loan Rampura Phul

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Rampura Phul.

  1. A score of 750 is essential to process your loan application.
  2. Other factors like income and job stability are also essential.
  3. No sort of dues should exist from previous loans.
  4. Regular payment of previous loans will increase your CIBIL score.

personal loan at 10.75%*

Personal Loan Rampura Phul Agents

Dialabank helps you with the comparison of various banks and NBFCs so that you can avail the best offers available according to your interest. DialaBank is your best agent available for personal loans in Rampura Phul. Our relationship manager will ensure you get the best loan in the city at the lowest possible interest rate and hassle-free documentation. The reason behind choosing DialaBank as your agent to avail of personal loan is:

  1. No kind of charges whatsoever.
  2. Loan disbursed within no time.
  3. Our relationship manager guides and assists you through the entire process of loan approval.
  4. Get expert advice.
  5. Home pickup facility available for your documents is available with us.

Personal Loan Rampura Phul Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Rampura Phul.

Pre Calculated EMI Table for Personal Loan Rampura Phul

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rampura Phul

Rampura Phul is a city located in the Bathinda district in the Indian state of Punjab. It is situated on the Dehradun-Chandigarh-Bathinda National Highway. 

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