Personal Loan Rampurhat

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Rampurhat

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Rampurhat Features

Personal loan RampurhatWhat shall you do if you are in need of urgent financial help? It could be a medical emergency or an upcoming wedding or maybe a need for a lump sum amount of money. Do not worry, just apply for a personal loan, and solve all your financial needs.

A Personal Loan Rampurhat is a type of unsecured loan that a person can avail based upon their monthly income and CIBIL score without the need of having to keep any collateral security with the lender. There exists no end-use restriction on the use of the personal loan amount. You can use this loan amount for any financial purpose.

Personal Loan Rampurhat Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Rampurhat Documents Required 

With the right documents, you can easily avail instant Personal Loan Rampurhat with DialaBank. The important documents required for salaried customers are as follows:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2
  7. In the case of residing in rented apartments, rent agreement needs to be attached.

The documents for self-employed customers differ marginally. Important documents are:

Self-Employed Customers:

  1. All financials are required. These may be Balance Sheet, P&L Statement as well as ITR files
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan Rampurhat Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed in RRampurhat are different in the following manner:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall, three years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. The applicant should not be receiving his salary in cash.

Self-Employed Applicants

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last three years.
  5. CIBIL Score should be more than 700.
  6. The minimum age requirement for an independent person should be 25 years.

Why Apply for Personal Loan Rampurhat?

  1. A co-applicant is not required.
  2. The loan is only based upon the candidate’s income and his repayment capability.
  3. It is a safe and straightforward loan scheme for raising funds in times of need as it does not require collateral.
  4. There is no need to keep your precious assets as security to the lender.

How to apply for Personal Loan Rampurhat?

Applying for a personal loan is easy with DialaBank. The process of application is quite straightforward and fast for anyone to apply.
  1. Visit dialabank.
  2. After that, apply for a Personal Loan online after filling all the details.
  3. Enter your active contact number so that we can contact you back.
  4. Dialabank is one of the top platforms to apply for a personal loan in Katihar as we provide you with all kinds of loans at a very affordable rate of interest.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Rampurhat

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

But in case if you wish to foreclose your loan before the agreed loan tenure, which is usually 12 months every lending institution charges you a penal prepayment fee. The charges vary depending on the tenure of the loan left. These charges also vary from 2% of the outstanding loan amount in the 2nd year to 4% in the 4th year of the personal loan.

Personal Loan Rampurhat EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank or NBFC as monthly repayment for the loan amount borrowed as part of a Personal Loan Rampurhat.  Based on your profile, and capabilities the interest rate on your loan is calculated.

You can easily calculate your EMI amount on your Personal Loan Rampurhat using a Personal loan EMI Calculator on our website dialabank.com.

CIBIL Score required for Personal Loan Rampurhat

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Rampurhat.

  1. Mostly a CIBIL score of 750 is preferred to process your personal loan application.
  2. They also look into the ability and ease with which you previously paid your loans.
  3. Any sort of delayed payments for previous loans can result in the lowering of your CIBIL score.

personal loan at 10.75%*

Personal Loan Rampurhat Agents

Dialabank is the leading agent for availing Personal Loan Rampurhat. Dialabank helps you to find the best option of Banks and NBFCs by providing you a detailed comparison of different offers provided by them so that you can make the right choice on basis of your capacity to repay.

Visit our website and fill a form online with your personal and employment details so that our customer relationship managers can get in touch with you on the contact number provided by you. You can apply online at dialabank or give a call at 9878981166 for further processing.

Personal Loan Rampurhat Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Rampurhat.

Pre Calculated EMI Table for Personal Loan Rampurhat

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rampurhat

Rampurhat is a city and a municipality situated in the Birbhum district in the Indian state of West Bengal. It is also the headquarters of the Rampurhat subdivision. Rampurhat is a growing township and lies near the West Bengal / Jharkhand border.

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