Personal Loan Ramtek

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Best Banks for Personal Loan in Ramtek

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Ramtek Features

      Personal Loan Ramtek

      Do you need money for doing your necessary tasks? Are you facing any financial problem? Do you feel uncertain about the things you want to own but can’t own due to financial circumstances? While there could a thousand more problems but there the only solution is having more money at an important time.

      What is the purpose of a Personal Loan Ramtek?

      Personal Loan Ramtek ensures to provide financial assistance to its customers at affordable interest rates. By comparing with different finance companies and banks, we at Dialabank provide you an option to take an instant personal loan. You can take a loan at the affordably low EMIs.

      Personal Loan’s main objective is to provide financial assistance and assurance that you have enough money to do some particular task. Personal loans are provided by banks and NBFCs to help customers fulfill their financial goals. Personal Loans can be availed of for any important thing like medical treatment of a person, an unplanned wedding, or for a vacation or an important visit that requires a good amount of money.

      Unlike Gold loans, Personal loans need a sufficient amount of paperwork to get accomplished. A person who is applying for a personal loan should show that he or she has a good credit history and a steady source of income to repay the loan.

      Personal Loan Ramtek Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Ramtek

      Salaried candidates require identity proofs such as Aadhar card or your driving license, salary slips from the last three months, the bank statements from the last 6 months, PAN card, the proof of your residence if it is owned, rented or company provided, and rental agreement in case of rented apartments, and two Passport-sized photographs will be wanted. Be certain that you are not wearing spectacles in your photographs.

      Self-employed candidates have to provide all financials such as balance sheets, P&L Statement as well as the income tax return files. Also, PAN card, Aadhaar card, your address proof or rental agreement( if living on rent), and 2 passport-sized photographs will be demanded.

      personal loan at 10.75%*

      Personal Loan Ramtek Eligibility Criteria

      Click here to comprehend more about personal loan eligibility

      The age of the salaried applicant should be in between 21 years and 60 years. The applicant needs to have a minimum work experience of three years. For a minimum salary, the requirement is Rs. 25,000. The salary of the applicant must have been given to them through the bank account. The applicant is supposed to mention their job locations since pay varies by location.

      For self-employed individuals, the age should be nothing more than 60 years and less than 25 years. The applicants need to show their ITR file for the last three years. f the applicant is a businessman, one needs to prove that business has been operational for at least 3 years. The minimum pay of the applicant should be  2.5 lacs, and for this, they will have to submit their bank statements for three months.

      Personal Loan Ramtek Agent and Contact Number

      To apply for the most suitable personal loan deals, visit Dialabank and click on the personal loan choice on the home page menu. You have to fill a simple form, and our representatives will get in touch with you for full process assistance. To know more, you can visit your nearest Dialabank branch or give a call at 9878981166.

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