Personal Loan Rangareddi

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Rangareddi

      Best Banks for Personal Loan Rangareddi

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Rangareddi Features

      Are you thinking about getting a loan from the bank but don’t have any collateral to pledge? Is your business facing a substantial financial loss? Do you need extra funds to pay your daughter’s college fee? Then we have got you covered. With a Personal Loan scheme, you can evade yourself from all these problems in a short period. Yes, don’t get yourself confused; it’s merely a financial scheme, but it can solve all your questions related to money shortage. Banks introduced this loan only for one reason, so people can fulfil their personal needs without paying a high-interest rate.

      Personal Loan Rangareddi

      A Personal loan is nothing but a loaning scheme in which an applicant takes credit from the bank to fulfil their individual needs. To avail of this loan, you as a borrower is not required to have any collateral. What the bank needs from the borrower are a good CIBIL or credit score. If your CIBIL is not up to the desired mark, the bank will not give personal loans no matter what. You can easily apply for this loan anywhere anytime by using financial portals such as DialaBank and Passo. With our service, you will get extra benefits and special offers in addition to your credit.

      Personal Loan Rangareddi Interest Rates and Charges

      See, with a personal loan, you cannot determine the exact rate of interest beforehand. It depends from person to person. The minimum amount of interest rate you can get on a personal loan is 7.35%. Also, once the rate of interest rate is decided, it never changes from time to time. Also, it comes with a foreclosure feature, i.e. you can close the loan before the tenure ends. To avail of this feature, you need to provide foreclosure charges which range from 2-3% of the total loan amount.

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan Rangareddi Eligibility Criteria

      Personal Loan Eligibility Criteria:

      For the salaried applicant: 

      1. Twenty-one years is the minimum age, and the maximum age for availing is 61 years for the salaried applicant.
      2. Also, your salary should be at least 18,000 Rs monthly.
      3. In addition to this, the salary of the borrower needs to come to a bank account.

      For self–employed the applicant:

      1. Your business needs to be running for the past three years.
      2. Likewise, the applicant’s business annual turnover must be above 30 Lac.
      3. Furthermore, ITR return is at least 2.5 Lac of the past year
      4. The minimum age you can avail of the personal loan is 25, and the maximum is 65 years.

      Personal Loan Rangareddi Documents Required

      1. Income proof for the salaried applicant: 6 months of bank statements and six months of salary slips.
      2. Income proof for the self-employed applicant: latest ITR documents and audited financial papers of business
      3. Identity Proof: An identity proof can be an Aadhar card, PAN card, Driving license, voter ID card or passport
      4. Residence proof: Your Aadhar card, PAN card, Ration card, voter ID card, driving license, or passport can be considered proof of residence. In addition to this, if you are living on rent, then the rent agreement or water/electricity bills for the last three months can be considered.

      Benefits of taking Personal Loan Rangareddi

      1. First, you get to avail lowest interest rate that you can get on a personal loan.
      2. In addition to this, the bank required minimal documentation from the applicant.
      3. Thus, making this loan one of the fastest and secure to avail loaning schemes.
      4. In addition to this, you only have to pay 2-3% of the total loan amount as a processing fee.
      5. Besides that, you don’t need to submit any collateral to the bank as security against the loan amount.
      6. As a result, this loan is an unsecured way of taking credit from the bank.
      7. Furthermore, this loan comes with flexible tenure options. For example, you can choose a tenure of 2 years to 5 years maximum.
      8. On the contrary, if you are looking for a loan that you can quickly pay in a short period, then also you can take the personal credit as it comes with foreclosure ability.

      Why Apply for Personal Loan Rangareddi?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of a personal loan depends upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Rangareddi?

      1. Visit Dialabank
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all personal loan details where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Rangareddi

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Loan application. These charges are 1% of the sanctioned loan amount. If you are thwarting your loan amount before the due date, you have to pay a fine for prepayment. You cannot shut your loan before 12 months in most of the conditions. The prepayment penalty charges depend on the number of years for which the loan has been used. To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

      Personal Loan Rangareddi EMI Calculator

      EMI (Equated Monthly Installments) are the rigorous charges you are responsible for paying monthly to the bank as repayment of the loan amount. The EMI is fixed, but the interest rate is not. It will be concluded based on your profile status. And subsequently, your EMI will be calculated based on the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Rangareddi

      Lending institutions such as Banks and NBFCs have their norms for CIBIL score Mostly. Lending institutions prefer a CIBIL score of 750 to permit your loan application process. Institutions look at your behaviour in your preceding loans whether you have reimbursed your loans on time or not. Any withheld payments of the past can alter your future.

      personal loan at 10.75%*

      Personal Loan Rangareddi Agents

      Dialabank is the leading representative for availing Personal Loan in Rangareddi. You can apply online at Dialabank or give a call at 9878981166

      Dialabank helps you find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Rangareddi Contact Number

      Call 9878981166 and get instant help for any issue and loan approval for a Personal Loan in Rangareddi.

      Pre Calculated EMI Table for Personal Loan Rangareddi

      Click here for a personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Rangareddi

      Rangareddy is one of the thirty-one districts situated in the Telangana state of India. The city is also called Cyberbad and Hyderabad rural. The region came into existence in the year 1978 when it got split up from Hyderabad districts.