Personal Loan Rangareddi

⋆ Interest Rate 9.99% ⋆

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Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Rangareddi

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Rangareddi Features

Are you thinking about getting a loan from the bank but don’t have any collateral to pledge? Is your business facing a substantial financial loss? Do you need extra funds to pay your daughter’s college fee? Then we have got you covered. With a Personal Loan scheme, you can evade yourself from all these problems in a short period. Yes, don’t get yourself confused; it’s merely a financial scheme, but it can solve all your questions related to money shortage. Banks introduced this loan only for one reason in particular so people can full-fill their personal needs without having to pay a high-interest rate amount.

See personal loan is nothing but a loaning scheme in which an applicant takes credit from the bank to full-fill his/her individual needs. To avail this loan, you as a borrower is not required to have any collateral. What bank needs from the borrower is a good CIBIL or credit score. If in case your CIBIL is not up to the desired mark bank will not give personal loan no matter what. You can apply easily apply for this loan anywhere anytime by using financial portals such as DialaBank and Passo. With our service, you will get extra benefits and special offers in addition to your credit.

Personal Loan in Rangareddi Interest Rates and Charges

See with a personal loan you cannot determine the exact rate of interest beforehand. It depends on person to person. The minimum amount of interest rate you can get on a personal loan is 7.35%. Also, once the rate of interest rate is decided, it never changes from time to time. Also, it comes with a foreclosure feature, i.e. you can close the loan before the tenure ends. To avail this feature, you need to provide foreclosure charges which range from 2-3% of the total loan amount.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Rangareddi Eligibility Criteria

For the salaried applicant: 

  1. Twenty-one years is the minimum age and maximum age for availing is 61 years for the salaried applicant.
  2. Also, your salary should be at least 18,000 Rs monthly.
  3. In addition to this, the salary of the borrower needs to come to a bank account.

For self – employed the applicant:

  1. Your business needs to be running for the past three years.
  2. Likewise, applicant’s business annual turnover must be above 30 Lac.
  3. Furthermore, ITR return is at least 2.5 Lac of the past year
  4. The minimum age for which you can avail the personal loan is 25, and the maximum is 65 years.

Personal Loan in Rangareddi Documents Required

  1. Income proof for the salaried applicant: 6 months of bank statements along with six months of salary slips.
  2. Income proof for the self-employed applicant: latest ITR documents and audited financial papers of business
  3. Identity Proof: An identity proof it can be an Aadhar card, PAN card, Driving license, voter ID card or your passport
  4. Residence proof: Your Aadhar card, PAN card, Ration card, voter ID card, driving license, or passport can be considered as the proof of residence. In addition to this, if you are living on rent, then the rent agreement or water/electricity bills for the last three months can be considered.

Benefits of taking Personal Loan Rangareddi

  1. First, you get to avail lowest interest rate that you can get on a personal loan.
  2. In addition to this, the bank required minimal documentation from the applicant.
  3. Thus, making this loan one of the fastest and secure to avail loaning scheme.
  4. In addition to this, you only have to pay 2-3% of the total loan amount as a processing fee.
  5. Besides that, you don’t need to submit any collateral to the bank as security against the loan amount.
  6. As a result, this loan is said to be an unsecured way of taking credit from the bank.
  7. Furthermore, this loan comes with flexible tenure options. You can choose a tenure of 2 years to 5 years maximum.
  8. On the contrary, if you are looking for a loan which you can quickly pay in a short period then also you can take the personal credit as it comes with foreclosure ability.

Personal Loan Rangareddi Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Rangareddi. You can apply online at dialabank or give a call at 9878981166

About Rangareddi

Rangareddy is one of the thirty-one districts situated in the Telangana state of India. The city is also called Cyberbad and Hyderabad rural. The region came into existence in the year 1978 when it got split up from Hyderabad districts.

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