Personal Loan Ranni

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Rates as low as 9.99%*
Loans Up to 30 Lacs
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What is Personal Loan Ranni?

Personal Loan Ranni

Don’t sacrifice your desire of buying an expensive thing or thing of your dreams. Get a personal loan, and all your dreams can come to reality. It is an unsecured loan with hassle-free and quick disbursal. Avail this and enjoy your dreams coming to reality.

Why Should One Apply For Personal Loan Ranni?

  1. The loan amount depends on the income and repayment capability of the person.
  2. Personal Loan Ranni is a multi-purpose offer that can be used for almost all financial problems of life.
  3. No collateral like property or asset is required for Personal Loan Ranni.
  4. No cosigner required for Personal Loan Ranni.

Click here to know more about- EMI Calculator

Personal Loan Ranni Eligibility

Everyone can not avail a personal loan, and there are some eligibility criteria on which the bank provides loan.  There are two categories of applicants:

  1. Salaried
  2. Self-employed

Salaried Applicant:

  1. The minimum age of the applicant should be 21 years and maximum of 60 years.
  2. If the borrower resides in a metropolitan city, then the minimum income should be Rs 18,000. And if the person belongs to a non-metropolitan city, the minimum salary should be Rs 12,000.
  3. The borrower must have a working experience of last three tears, and the salary should be deposited in their bank account only.
  4. If the person has applied for a personal loan, then he should have a good credit history.
  5. The documentation process is simple; he has to submit his bank statement of the last three months and the salary slip of the previous six months.

Self-Employed Applicant:

  1. The age of a self-employed applicant should not be less than 25 years.
  2. The applicant should have been filing his ITR for the last three years.
  3. The applicant should have a good credit score, with no debt left due.
  4. The minimum ITR filed should be 2.5 lakhs per annum.
  5. If the applicant has a business, then his business should be running for the last three years.

Click here to know more – Self-employed Applicant

Personal Loan Ranni Documents

  1. Identity proof ( Passport/ voter card/ driving license/ aadhar card)
  2. Residence proof (passport/ voter card/ driving license/ ration card/ aadhar card). If the applicant is living in a rented apartment, then he has to submit his rental agreement and electricity bill which has to be on the name of the applicant and the address of the owner.
  3. PAN card of the applicant has to be submitted under KYC formality.
  4. If the applicant is s salaried one, then he has to submit his salary slip of the last three months and the bank statement of the last six months.
  5. If the applicant is self-employed, then, he has to submit the ITR of the last three years, and registration of their business should be done.
  6. Two passport size colored photos.

Personal Loan Ranni Interest Rates

Personal loan interest rates may vary from person to person as it depends on the salary and CIBIL score of the applicant. The interest rate of personal loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Personal Loan Ranni Tenure

The tenure of a personal loan is from 1 to 5 years.

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How to apply for Personal Loan Ranni?

  1. Visit www.dialabank.com
  2. Go to the loan section and select a personal loan link.
  3. The applicant will be directed to the details of personal loan where he can choose his preferred city.
  4. For more information and free guidance, call 9878981166.

About Ranni

Ranni is a town in Pathanamitta district in the state of Kerala.

Personal Loan Interest Rates: Updated 2020

Bank

Interest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%

Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%

Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

Personal Loan Interest Rates: Updated 2020

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Other Personal Loan Cities in Uttar Pradesh 

Personal Loan TalikulamPersonal Loan Thalassery
Personal Loan ThiruvallaPersonal Loan Thodupuzha
Personal Loan ThripunithuraPersonal Loan Thrissur
Personal Loan TirurPersonal Loan Tiruvalla

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