Personal Loan in Rau

Best Banks for Personal Loan in Rau

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Rau Features

personal loan rau

A Personal Loan is a budgetary item that permits us to acquire cash from banks to meet different prerequisites. The cash that is acquired from any monetary organization for individual use is known as a Personal Loan. Numerous individuals go for individual credits as they don’t have to keep security in the bank. The documentation cycle is exceptionally quick. The financing cost of Personal Loans shifts as per the banks.

Personal Loan in Rau is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.Personal loan EMI calculator will help a lot in better estimation.

Furtherm

ore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan in Rau Interest Rates

The personal loan interest rates depend on the customer’s CIBIL score and financial standing:

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan in Rau

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan Rau Eligibility Criteria

Salaried, self-employed individuals and self-employed experts are qualified for profiting a personal advance. The personal loan Eligibility criteria are stated as follows :

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year involvement with the present place of employment.
  4. CIBIL Score must be more than 700.
  5. An individual who gets his/her compensation in real money isn’t qualified for benefiting Loan

Self Employed Individuals:

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Home: Should possess an Office or Home.
  4. Business Stability: Your business ought to be working throughout the previous 3 years.
  5. CIBIL Score ought to be more than 700.

Why Personal Loan Rau?

  1. Personal Loan Rau involves basic procedures and quick Loan endorsements.
  2. To use this loan, there is no need to have co-signer. 
  3. The sum lent can be used to solve almost all of life’s financial problems. 
  4. The versatility of use. 
  5. Options for quick repayment. 

Personal Loan Rau Apply Online

Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.
  4. For more information about personal loans, call at 9878981166.

Dialabank is perhaps the best stage to apply for a personal loan as we give you a wide range of advances at a truly moderate pace of premium.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan in Rau

Every Bank and NBFC charges a fee for processing your Personal Loan Rau application. These charges are 1% of the loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan EMI Calculator Rau

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

To calculate your EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Rau

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Rau. Most institutions require a minimum score of 750 to process your loan application. Interested customers can check the CIBIL score beforehand, for a better understanding.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Rau Agents

Dialabank is the leading agent for availing Personal Loan in Rau.

You can apply online at www.dialabank.com or give a call at 9878981166.

Personal Loan Rau Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Rau.

Pre Calculated EMI Table for Personal Loan Rau

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rau

Rau is a suburb and a Nagar panchayat in the Indore region in the Indian territory of Madhya Pradesh. It is situated on NH52 before NH3, famously known as A.B. Street.

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