Personal Loan Rayagada

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Rayagada

        Major Personal Loan Providers in Rayagada

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Rayagada Features

        Personal loan Rayagada

        Need money for commencing a new company? Need funds for planning the marriage of your children? Dialabank is here exploring solutions for you!

        A personal loan is a cure that will accomplish all your ambitions. This loan demands the least records and paperwork. Your loan will be confirmed within 48 hours after document authentication. It is an unsecured loan with the feasibility of interest rates as per your convenience. The basic requirement for this loan is good income and good creditworthiness.

        The most valuable thing affiliated with this loan is that there are no stipulations on the intention of using this monetary support. You can use it anywhere you want. Click here to get an Instant Personal Loan.

        Personal Loan Rayagada Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Rayagada

        Salaried Customers:

        1. Your identity proof is required. It can be anyone with an Aadhar card or driving license.
        2. Salary slips for the past three months are required to be submitted.
        3. Bank statements for the last 6 months have to be submitted.
        4. A copy of your PAN Card
        5.  You have to submit your residence proof (Owned/Rented/Company provided)
        6. Two recent passport-sized photographs have to be submitted.

        *NOTE: If you live in a rented apartment, then a rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card is a must.
        3. Aadhar Card (for identity proof)
        4. Residence Proof (owned/rented)
        5. You have to attach two recent passport-sized photographs.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Rayagada

        Salaried Applicants

        1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
        2. It is obligatory for the applicant to have at least 3 years of experience, and you should be holding a salary in your own account.
        3. The candidate’s credit archives should be competent.
        4. You should notify your job location.
        5. The applicant should gain a minimum income of INR 25,000 per month.

        Self-Employed Applicants

        1. The minimum age of an individual should be 25 years.
        2. You should file your ITR for the last 3 years if you are applying for a personal loan.
        3. If you are a businessman, then your business should be active for the past 3 years.
        4. Your credit score should be good. Make sure that all your dues are clear.
        5. You should be earning a minimum annual income of Rs.2.5 lakhs.
        6. The applicant has to submit his financial and bank statement for the past 3 months.

        Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Rayagada?

        1. You do not need to mortgage your property.
        2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
        3. The amount of personal loans completely depends on your creditworthiness.
        4. In Personal Loan, you need not mention any nominee or guarantor.

        How to apply for Personal Loan Rayagada?

        1. Visit our website Dialabank.
        2. On our website, you will see a Loan section, go there and click on the personal loan link to apply for it.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Rayagada

        Every financial institution, such as banks or NBFCs, charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

        If you are precluding your loan amount before the due date, then you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

        To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

        Personal Loan Rayagada EMI Calculator

        EMI (Equated Monthly Installments) are the fixed charges that you are liable to pay monthly to the bank as repayment of the loan amount. The interest rate is not fixed. It will be determined based on your profile. And accordingly, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

        CIBIL Score required for Personal Loan Rayagada

        Every lending institution has its own benchmark criteria for CIBIL score, which is required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly preferred by all the lending institutions.

        Institutions look at your behaviour in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Rayagada Agents

        Dialabank is the preeminent agent for taking a Personal Loan in Rayagada. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank is working for providing monetary help to those in need. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

        Personal Loan Rayagada Contact Number

        Call 9878981166 and to get immediate help from us and advocacy for a Personal Loan in Rayagada.

        Pre Calculated EMI Table for Personal Loan Rayagada

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        Click here for Personal Loan EMI Calculator

        About Rayagada

        Rayagada is a city in Odisha. The city has a population of around 50,000 people.

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