Personal Loan Repalle

Best Banks for Personal Loan Repalle

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Repalle Features

Planning a vacation abroad?

Apply for a personal loan as it covers all your expenses related to travel as well!

Personal Loan Repalle – is funds which is given by the banks and the NBFCs with a very affordable EMIs and low rate of interest, helping you to solve any financial crunch you are facing.

A personal loan is an unsecured loan that is offered to anyone who is salaried or is self-employed and is with little to no documentation and paperwork. With the required paperwork and verification procedures, you can get your loan approved within 48 hours.

Personal Loan Repalle provides financial aid to all customers at an affordable as well as cost-effective interest rates. To get a Personal Loan, the applicant is required to have a comparatively stronger and dependable source of income and also a fairly good credit history profile.

A personal loan has no end-use restrictions. Meaning you can use the loan the way you like. For example, paying bills, funding a vacation, a wedding, etc.

In order to apply for a personal loan, Repalle click on Personal Loan

Personal Loan Repalle Interest Rates

To know about the interest rate click on personal loan interest rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Repalle

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. Bank statements for the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Repalle

Click here to know more about personal loan eligibility

Salaried Applicants

1. The base age of the candidate ought not to be under 21 years or over 60 years.
2. The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
3. The applicant should have an outstanding credit history.
4. The job location of the applicant should be mentioned.
5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of an independent person applying should be at least 25 years.
2. The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be running well from the last 3 years.
3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
5. The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Repalle?

1. There is no necessity for the requirement of depositing any collateral as a security to the bank.
2. A personal loan is a multidimensional loan, so it can be put to use for any kind of issue.
3. The amount of personal loans is based on the repayment capacity of the applicant.
4. A Personal Loan does not require any nominee.

How to apply for Personal Loan Repalle?

1. Visit this website: www.dialabank.com.
2. Then, go to the loan section and click on the personal loan link. It will guide you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nedumangad

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Repalle EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Repalle

All the lending institutions, each have their own criteria for a minimal CIBIL score that is needed to get a Personal Loan application in Repalle. Most of the institutions need a minimum score of at least 750 to further process an application.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

Personal Loan Repalle Agents

Dialabank is one of the leading agents for availing Personal Loan Repalle.

You can apply online at Dialabank.

Dialabank works as a bridge to find the best option between various Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary tensions about the complex information and process you have to go through. So, you can make the right choice. Visit our website to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Personal Loan Repalle Contact Number 

Call 9878981166 and get timely assistance and approval for Personal Loan Repalle.

Pre Calculated EMI Table for Personal Loan Repalle

Click here for a personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Repalle

Repalle is a town in the Guntur district of the Indian state of Andhra Pradesh. The town is one of the 12 municipalities in Guntur district and the headquarters of Repalle Mandal under the administration of the Tenali revenue division. It is situated near the Krishna River in the Coastal Andhra region of the state.

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