Personal Loan Sagar

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

      I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Personal Loan Sagar

      Major Personal Loan Providers in Sagar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Sagar Features

      Personal Loan SagarPersonal loans are the unsecured loan provided for the immediate personal needs of individuals. These Personal loans can be provided to those who have a good CIBIL score and reputed credit history. The financial needs may arise uncertainly for various purposes like downpayment of car loan, marriage arrangements, holiday tour, renovation of a house or building, etc.

      Personal loans are meant for various purposes that’s why it also is known as consumer loans that fulfil individual financial needs.

      Personal Loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this Personal loan Sagar amount anywhere you want to do.

      Personal Loan Sagar Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Sagar

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Sagar

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed individuals are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
      2. The applicants must have work experience of nearly three years. And the salary should be received in their personal bank accounts only.
      3. The applicants must have a sound credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Click here to know to learn more about- Personal Loan Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Sagar should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running best from the past three years.
      4. The credit score of the individual applicants should be good .there should not be any outstanding debt or dues pending left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Sagar is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know or read more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Sagar?

      1. There is no need to provide any mortgage asset and collateral security to the bank.
      2. A personal loan Sagar is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan of Sagar depends upon the repayment of individual income and capacity.
      4. A Personal Loan Sagar does not require any guarantor or nominee.

      How to apply for Personal Loan Sagar?

      1. Visit www.dialabank.com.
      2. Go to the loan section and Select the personal loan link.
      3. The applicant will be directed or shown to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you can call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Sagar

      Every Bank and NBFC charges a fee for processing your Personal Loan Sagar application. These charges vary between 1% of the sanctioned personal loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your personal loan Sagar before 12 months. Post that the charges vary depending on how many years the Personal loan Sagar has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the Personal loan.

      Personal Loan Sagar EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your Personal loan Sagar is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of Personal loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

      CIBIL Score required for Personal Loan Sagar

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Sagar. Most institutions require at least a score of 750 to process your Personal loan application.

      The institutions don’t just look at the overall or total score but also the detailed behavior on the previous Personal loans taken. This includes details on the type of loan taken and the Personal loan Sagar amount borrowed. Any delayed payments for previous any loans can act as a hurdle to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Sagar Agents

      Dialabank is the leading agent for availing Personal Loan Sagar. You can apply simply online at www.dialabank.com or give a call at 9878981166

      Dialabank helps you to find the best option of best Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Type our website link  www.dialabank.com and fill a simple form with your personal details and employment details. Our customer relationship managers will soon get in touch with you as soon as possible.

      Personal Loan Sagar Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Sagar.

      Pre Calculated EMI Table for Personal Loan Sagar

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Sagar

      Sagar is a city or place in the state of Madhya Pradesh in central India. Established on a spur of the Vindhya Range and 1,758 feet above sea-level. The city or region is around 172 kilometers northeast of the state capital, Bhopal. It is situated or established almost in the center of India.

      Other Cities For Personal Loan In Madhya Pradesh

      Personal Loan Alappuzha Personal Loan Sendhwa
      Personal Loan Sihora Personal Loan Sarni
      Personal Loan Shivpuri Personal Loan Sanawad
      Personal Loan Shajapur Personal Loan Sambhal