Personal Loan Samastipur

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Samastipur

      Best Banks for Personal Loan in Samastipur

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan in Samastipur Features

      Personal Loan SamastipurA personal loan is an unsecured loan that offers financial aid and assistance to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a positive and good source of income and has a good credit history. There stands no restriction on the end-user of the personal loan. Individuals can use this loan amount anywhere they wish to do.

      Personal loans are quick, prompt, and easily accessible. These loans are indeed a blessing for all those, who are facing financial crises and are not getting a way to meet their personal needs. These debts are unsecured in nature and require less paperwork.

      Personal Loan in Samastipur Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Samastipur Documents Required 

      Documents required to avail of a personal loan vary for salaried customers and self-employed ones. The following are the important documents for both kinds of customers:

      Salaried Customers:

      1. Bank statements for the last 6 months
      2. In the case of rented apartments, the rent agreement needs to be attached.
      3. PAN Card
      4. Residence Proof (Owned/Rented/Company provided)
      5. Passport-sized photographs – 2
      6. Identity proof (Aadhar card/driving license)
      7. Salary slips of last three months

      Self-Employed Customers:

      1. Two passport-sized photographs
      2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      3. PAN Card
      4. Aadhar Card
      5. Residence Proof


      Interest Rate 9.99%


      Personal Loan in Samastipur Eligibility Criteria 

      The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Samastipur:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum Age: 21 Years.
      3. Maximum Age: 60 Years.
      4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
      5. CIBIL Score must be more than 700.

      Self-Employed Applicants

      1. Residence: ought to be having an office or home.
      2. Commercial enterprise has to be running for the final 3 years.
      3. CIBIL rating should be more than 700.
      4. Minimum Age: 25 Years.
      5. Maximum Age: 65 Years.
      6. Ought to be submitting for an annual ITR of 2 lakh.

      Why Apply for Personal Loan Samastipur?

      1. It’s far the simple and safe loan scheme for elevating the budget in times of want.
      2. It’s far effortlessly available within 48 hours.
      3. It can clear up any sort of monetary issues.
      4. Free from any type of cost.

      How to apply for Personal Loan Samastipur?

      Anybody can apply for Personal Loan Samastipur online only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank
      2. After that, apply for a personal mortgage online.
      3. Fill in your info like call, earnings, vicinity to assist us higher in supplying you gives.
      4. Our supervisor will soon get back to you.
      5. Dialabank is a pleasant platform to be had online to use for a personal loan in Samastipur as you will get a mortgage at affordable prices of interest.

      You may also call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Samastipur

      Availing a personal loan incurs some kinds of charges for a personal loan in Samastipur. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Loan application. The charges vary between 1% of the sanctioned total loan amount.

      The second being Pre-closure charges for a situation when you want to close your loan before your fixed tenure. In most cases, you cannot for-close your loan before the tenure of 12 months. Post that the charges also vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan and are only applicable if you do not complete your loan repayment in the fixed tenure.

      Personal Loan Samastipur EMI Calculator

      The  Personal loan EMI Calculator can be used whenever freely to understand your EMI cost in your loan quantity. Equated Monthly Installments also realize as EMI are the month-to-month prices that you pay to the bank as monthly compensation for the mortgage amount borrowed for monetary desires. based to your profile, profits, loan quantity, and tenure the hobby fee for your loan is decided as a consequence. Your EMI is calculated basis the hobby price you are charged via the precise bank that’s required to be paid each month till the crowning glory of the tenure. EMI is simple to pay and does no longer placed any kind of burden on you financially.

      CIBIL Score required for Personal Loan Samastipur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Samastipur.

      1. The institutions don’t just check the overall score but also the detailed behavior on the previous loans taken.
      2. Most institutions want a CIBIL score of 750 and above to process your loan application.
      3. Some might look into other factors like income and job stability to process the personal loan.
      4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.


      Interest Rate 9.99%


      Personal Loan Samastipur Agents

      Dialabank is your best agent in Samastipur for availing any kind of loan. It helps you in comparing deals from various banks and NBFCs so that you can avail the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Samastipur. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason behind choosing DialaBank as your agent for a personal loan is:

      1. We do not charge you for our services rendered.
      2. The loan gets disbursed within a few hours of applying with us.
      3. Our relationship manager guides you through the entire process of personal loans.

      For any assistance or guidance kindly contact on 9878981166.

      Personal Loan Samastipur Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Samastipur.

      Pre Calculated EMI Table for Personal Loan Samastipur

      5 Yrs
      4 Yrs
      3 Yrs

      About Samastipur

      Samastipur is a city in Bihar. It is the administrative council of the Samastipur District. It lies on the banks of the Budhi Gandak River or Gandaki River.

      Other Personal Loan Cities

      Personal Loan Khagaria Personal Loan Bihar Sharif
      Personal Loan Gaya Personal Loan Bettiah
      Personal Loan Forbesganj Personal Loan Araria
      Personal Loan Darbhanga Personal Loan Panchkula