Personal Loan Sanawad

Major Personal Loan Providers in Sanawad

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Sanawad Features

Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan sum can be used in any way that is needed.

Personal Loan Sanawad Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Sanawad

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. Bank statements for the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

Self-Employed Customers:

1. All financial statements (Balance Sheet, P&L Statement and ITR files) are needed.
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Sanawad

Click here to know more about personal loan eligibility

Salaried Applicants

1. The candidate’s base age should not be less than 21 years or more than 60 years.
2. The candidate must have a work comprehension of three years. 
   In their accounts, the compensation should have been transferred as it was.
3. The applicant should have excellent credit history.
4. It should state the work position of the applicant.
5. The creditor must have at least a minimum income of INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. An individual applying for an independent application should be at least 25 years old.
2. For the last three years, the borrower applying for a personal loan should have been filing ITR. If the borrower is a businessman, then from the last 3 years , the company must be running well.
3. The applicant’s credit score should be fine, and no debt or dues should be pending.
4. The applicant’s annual income will have to be no less than Rs 2.5 lakh.
5. For personal loan approval, the entire document verification process requires borrowers to apply their financial statements and their bank statement from the past three months.

Why Apply for Personal Loan Sanawad?

1. There is no hard and fast law for depositing any mortgage or collateral into the bank as a safe.
2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kinds of issues.
3. The amount of personal loans is dependent solely upon the applicant’s repayment ability.
4. No nominee or guarantor is required for a Personal Loan.

How to apply for Personal Loan Sanawad?

1. Visit this website: www.dialabank.com.
2. Go to the loan section and go to the loan page for personal loans. It will direct you to the detailed information of the personal loan where you can pick your city. Please call 9878981166 for more details and free guidance.

Processing Fee / Prepayment Charges on Personal Loan Sanawad

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This expense ranges from 1.5 and 2.5 percent of the value of the loan authorized.

Personal Loan Sanawad EMI Calculator

CIBIL Score required for Personal Loan Sanawad

All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Sanawad. The institutions mostly need a minimum score of at least 750 to process a request further.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans.

Personal Loan Sanawad Agents

You can easily apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Sanawad Contact Number

Pre Calculated EMI Table for Personal Loan Sanawad

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Sanawad

FAQs About Personal Loan Sanawad

Who can apply for a Personal Loan in Sanawad?

What is the tenure of Personal Loan in Sanawad?

Can my application for Personal Loan Sanawad get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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