Personal Loan Sanawad

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Sanawad

      Major Personal Loan Providers in Sanawad

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Sanawad Features

      You need cash? Ok, you needn’t be concerned. Personal loans are form of loan available to you. 
      Not only is this form of loan unsecured in nature, with rather less documentation and much less paperwork necessary. This form of loan may be accepted within period of 48 hours after the verification process.
      Personal Loan Sanawad offers financial assistance at competitive as well as cost-effective interest rates to all customers. 
      The borrower is expected to have comparatively stronger and more reliable source of revenue and also reasonably decent credit history profile in order to get personal loan.

      Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan sum can be used in any way that is needed.

      Personal Loan Sanawad Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Sanawad

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Statements for the salary of the past three months.
      3. Bank statements for the last 6 months
      4. PAN
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2
      NOTE: If you live in rented flats, it is important to attach rental agreement.

      Self-Employed Customers:

      1. All financial statements (Balance Sheet, P&L Statement and ITR files) are needed.
      2. PAN Card
      3. Aadhar
      4. Residence Proof
      5. Passport-sized photographs- 2

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Sanawad

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The candidate’s base age should not be less than 21 years or more than 60 years.
      2. The candidate must have work comprehension of three years. 
        In their accounts, the compensation should have been transferred as it was.
      3. The applicant should have excellent credit history.
      4. It should state the work position of the applicant.
      5. The creditor must have at least minimum income of INR 25,000 p.m.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. An individual applying for an independent application should be at least 25 years old.
      2. For the last three years, the borrower applying for personal loan should have been filing ITR. If the borrower is businessman, then from the last years the company must be running well.
      3. The applicant’s credit score should be fine, and no debt or dues should be pending.
      4. The applicant’s annual income will have to be no less than Rs 2.5 lakh.
      5. For personal loan approval, the entire document verification process requires borrowers to apply their financial statements and their bank statement from the past three months.
      Click here to know more about Self-employed Applicant

      Why Apply for Personal Loan Sanawad?

      1. There is no hard and fast law for depositing any mortgage or collateral into the bank as safe.
      2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kinds of issues.
      3. The amount of personal loans is dependent solely upon the applicant’s repayment ability.
      4. No nominee or guarantor is required for Personal Loan.

      How to apply for Personal Loan Sanawad?

      1. Visit this website: www.dialabank.com.
      2. Go to the loan section and go to the loan page for personal loans. It will direct you to the detailed information of the personal loan where you can pick your city. Please call 9878981166 for more details and free guidance.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Sanawad

      All Banks and NBFCs cost a certain fee to process a Personal Loan application. This expense ranges from 1.5 and 2.5 percent of the value of the loan authorized.

      If you wish to close your loan before defined loan tenure, you will be charging penalty by all lending institutions as an advance payment fee.

      You will usually not be permitted to close your loan for duration of 12 months.
      Post that, the payments vary according to the amount of years the loan has finished. This fee ranges from 4 percent of the second year’s remaining loan balance to 2 percent in the fourth year of the loan.
      Click to read more about interest rate personal loan interest rate

      Personal Loan Sanawad EMI Calculator

      Equated Monthly Installments or EMI means fixed monthly rate that is expected to be charged to the bank as monthly repayment for the secured loan sum. The personal loan interest rate on your loan is fixed, according to your profile. 
      Based on the rate bank charges you are paid with and the amount of loan you have to take and the time for which you take the loan, the EMI on your loan is determined.

      CIBIL Score required for Personal Loan Sanawad

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Sanawad. The institutions mostly need minimum score of at least 750 to process request further.

      No institution only looks at the overall score. They also look at an elaborated view of the previous loans.

      The information includes the kind of loans and the amount of money lent. If there is any pause in payments of previous loans, the approval of this loan will be impeded.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Sanawad Agents

      You can easily apply online at www.dialabank.com or give a call at 9878981166

      Personal Loan Sanawad Contact Number

      Call 9878981166 and get support and approval for Personal Loan in Sanawad on time.

      Pre Calculated EMI Table for Personal Loan Sanawad

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About SanawadPersonal Loan Sanawad

      Sanawad is an Indian town in the Indian state of Madhya Pradesh, on the banks of the Bakud River in Khargone district.

      FAQs About Personal Loan Sanawad

      Who can apply for a Personal Loan in Sanawad?

      People who are in desperate need of cash and have daily source of income (from work or business) may apply for personal loan in Sanawad.

      What is the tenure of Personal Loan in Sanawad?

      Most banks and NBFCs have one-minute personal loan of Year and Year Max Duration. 
      Some banks expand the maximum duration to years as well. The tenure is set and not extendable. 

      Can my application for Personal Loan Sanawad get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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