Personal Loan Sangamner

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Sangamner

      Major Personal Loan Providers in Sangamner 

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Sangamner Features

      Financial problems in your happy life? Need financial help? We are here with remedies for your problems!

      A personal loan will get you rid of all your financial problems. This loan requires very fewer paperwork. It will be endorsed within 48 hours after successful authentications

      It is an unsecured loan with feasible interest rates. For obtaining this loan, you should be having a good credit score as well as your income should be good.

      There are no restrictions on this loan. You can use the sanctioned amount for any purpose that you are willing to.

      Click here to get an Instant Personal Loan.

      Personal Loan Sangamner Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Sangamner

      Salaried Customers:

      1. Submit your identity proof. It can be anyone of Aadhar card or driving license.
      2. Submit the salary slips for the past three months.
      3. Submit the Bank statements for the last 6 months
      4. Submit a copy of your PAN Card.
      5. Submit your residence proof (Owned/Rented/Company provided)
      6. Submit your two recent passport-sized photographs.

      *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements such as Balance sheet, P&L statement, ITR files, etc of your business have to be submitted.
      2. You should also submit a copy of your PAN Card.
      3. Aadhar Card is required for identity proof.
      4. Residence Proof (owned/rented) is also compulsory to be submitted.
      5. You have to submit two of your recent passport-sized photographs.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan SangamnerPersonal Loan Sangamner

      Personal Loan Eligibility Criteria:

      Salaried Applicants

      1. The minimum age requirements of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
      2. The applicant should have a minimum of 3 years of experience and you should be receiving a salary in your own account.
      3. The credit history of the applicant should be outstanding.
      4. You need to specify your job location.
      5. You should be earning a minimum of Rs. 25000 per month.

      Self-Employed Applicants

      1. The minimum age requirement of an individual should be 25 years in order to apply for a loan.
      2. You should file your ITR for the last 3 years if you applying for a personal loan.
      3. If you are operating a business, then your business should be working actively for the past 3 years.
      4. Your credit score should be worthy enough to give you credit.
      5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
      6. The applicant is required to attach his financial and bank statement for the past 3 months.

      Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Sangamner?

      1. No need to mortgage your property or any collateral security.
      2. A personal loan is a multifunction loan. You can use this amount wherever you want.
      3. The amount to be sanctioned will depend on your credit score.
      4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

      How to apply for Personal Loan Sangamner?

      1. Visit our website Dialabank.
      2. There is a loan section, go there and click on the personal loan.
      3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
      4. For more information and free assistance, you can get in touch with us by calling on 9878981166


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Sangamner

      Lending institutions such as banks or NBFCs charge an application fee for applying for a personal loan. The value of fees varies in between 1.5% – 2.5% of the sanctioned loan amount.

      If you are obviating your loan amount before the completion of your tenure, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan interest rate

      Personal Loan Sangamner EMI Calculator

      EMI (Equated Monthly Installments) are the fixed installments that you have to pay per month to the bank as a procedure of repayment of the loan amount. The interest rate is determined after looking into your profile. Your EMI will be calculated after considering the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Sangamner

      Every financial institution that is providing lending services has its own norms for the minimum CIBIL score required for finalizing personal loan applications. Mostly, Banks prefer a CIBIL score of 750 to proceed further in your personal loan application process.

      Through the CIBIL score, Banks and NBFCs want to ascertain how you responded to previous loans. Have you paid your EMIs on time or not. If not then you will have difficulties in getting a personal loan.


      Interest Rate 9.99%


      Personal Loan Sangamner Agents

      Dialabank is the prominent assistant for taking Personal Loan in Sangamner. You can apply online at Dialabank or give a call at 9878981166

      Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Sangamner Contact Number

      Call 9878981166 and to get immediate help and advocacy for Personal Loan in Sangamner.

      Pre Calculated EMI Table for Personal Loan Sangamner 

      5 Yrs
      4 Yrs
      3 Yrs

      Click here for Personal Loan EMI Calculator

      About Sangamner 

      The city Sangamner is situated on the banks of Pravar river in the Ahmednagar district of Maharashtra. Its name has a meaning. The city is situated at a combination (sangam) of three rivers – Pravara, Mhalungi, and Adhala. It is also known as ‘hospital hub’, ‘Tomato hub’, and ‘pomegranate hub’.

      Other Cities For Personal Loan 

      Personal Loan Shrigonda Personal Loan Shirdi
      Personal Loan Shirur Personal Loan Shegaon
      Personal Loan Shirpur Personal Loan Shahade
      Personal Loan Shirwal Personal Loan Sawantwadi