Personal Loan Sangli

Best Banks for Personal Loan Sangli

Personal Loan Sangli Features

An easy and convenient way to fulfil the monetary shortcomings is by approaching banks and NBFCs through Dialabank for Personal Loan.

A Personal Loan is a safe way to tackle any type of financial crisis because the loan amount can be used to fulfil any kind of financial requirement and you don’t have to provide any type of collateral to the bank. Various financial requirements such as medical bills, outstanding bills, education fees, or any other personal need, these requirements can be fulfilled with the help of personal loans as it doesn’t need any type of collateral from the applicant provided that you must have a good CIBIL score.

Personal Loan Sangli Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Click here to get an instant personal loan

Documents for Personal Loan Sangli

Salaried Customers:

1. Last 3-months’ salary slips
2. 2 Passport-sized photographs
3. Identity proof: Aadhar card/driving license/ Voter ID
4. Latest 6-month bank statements
5. Photocopy of Pan Card
6. Residence Proof  Passport Copy/ Telephone Bill/ Voter ID

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. Last 3 years ITR and balance sheets
2. 2 Passport-sized photographs (colored)
3. ID Proof: Aadhar card/driving license/ Voter ID
4. Latest 6-month bank statements
5. PAN Card photocopy
6. Residence Proof which includes Passport Copy/ Telephone Bill/ Voter ID

Eligibility Criteria for Personal Loan Sangli

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Age Range: 21-60 years
2. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
3. A person who gets his/her salary in cash is not eligible for availing of Loan
4. CIBIL Score must be more than 700.
5. The job location of the borrower should be mentioned.

Self-Employed Applicants

1. Age Range: 25-65 years
2. Should be filing for an annual ITR of 2.5 to 3 lakh.
3. Residence: Must be having an Office or Home.
4. CIBIL Score must be more than 700.
5.  The business should be running for the last 3 years.
6. Financial and his bank statement of the previous three months should be provided by the borrower

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Sangli?

1. A Personal Loan does not require any guarantor or nominee for loan approval
2. A personal loan is a multi-purpose offer loan. It can be used for any purpose
3. Banks do not need any collateral or security deposit
4. The amount of loan sanctioned depends upon the applicant’s income and repayment capacity.

How to apply for Personal Loan Sangli?

1. Visit Dialabank for hassle-free experience
2. You need to select a personal loan under the loan section
3. Applicant should then provide all the correct details and contact number so that we can get in touch with them
4. Our relationship managers will then assist you for further process
5. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Sangli

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Depending on how many years the loan has been done the charges differ. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Sangli EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. The EMI is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Sangli

Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Sangli. Most of the banks and NBFCs offering personal loans require a minimum score of 750 for further processing of your loan application.

Detailed analysis of the credit history along with the CIBIL score is carried out by the institution to avoid any future inconvenience. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Personal Loan Sangli Agents

Dialabank is the leading agent for availing Personal Loan in Sangli. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Sangli Contact Number

Call 9878981166 and get Instant Personal Loan in Sangli.

Pre Calculated EMI Table for Personal Loan Sangli

About Sangli

Sangli is a city and the main district headquarters of Sangli in the state of Maharashtra, in the western region of India. It is also known as the Turmeric City of Maharashtra due to its widely known production and trade of spice. Sangli is located on the banks of the river Krishna and houses substantial sugar factories.

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