Personal Loan Sarkaghat

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Sarkaghat

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Sarkaghat Features

      Are you in need of cash? Well, you do not have to worry. Personal loans are form of loan available to you. This form of loan is not only unsecured in nature, with very few documents and much less paperwork necessary. This form of loan may be accepted within period of 48 hours after the verification process.

      Personal Loan Sarkaghat offers financial aid at both competitive and cost-effective interest rates to all clients. 
      The borrower needs to have comparatively stronger and stable source of income and also reasonably decent credit history profile to get Personal Loan.
      There is also no specified end-use limitation on the usage of the personal loan number. You can use this loan amount however you want.

      In order to apply for a personal loan, Sarkaghat click on Personal Loan

      Personal Loan Sarkaghat Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Sarkaghat

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Statements for the salary of the past three months.
      3. Bank statements for the last 6 months
      4. PAN
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2
      NOTE: If you are staying in leased apartments, you must insert the rent agreement.

      Self-Employed Customers:

      1. All financial statements (Balance sheet, P&L statement, and ITR files) are needed
      2. PAN Card
      3. Aadhar
      4. Residence Proof
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Sarkaghat

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The candidate’s base age should not be under 21 or over 60 years of age.
      2. In any case, the applicant must have three years of work comprehension. In their accounts the compensation should have been transferred as it were.
      3. The applicant should have a credit history that is outstanding.
      4. There should be mention of the applicant’s work location.
      5. minimum income of at least INR 25,000 p.m. is required for the borrower.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. minimum of 25 years should be the age of the individual person applying.
      2. For the past three years, the borrower applying for personal loan should have been filing ITR. If the borrower is businessman, then the company has to run well for the past years.
      3. The applicant’s credit score should be fine, and no debt or dues should be pending.
      4. The applicant’s annual income should be no less than Rs 2.5 lakh.
      5. Applicants are expected to apply their financial statements and their bank statements for the past three months during the entire document review process for personal loan approval.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Sarkaghat?

      1. There is no hard and fast law for depositing any mortgage or collateral into the bank as safe.
      2. personal loan is kind of multidimensional loan, so that it can be used for any kind of problems.
      3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
      4. No nominee or guarantor is expected of Personal Loan.

      How to apply for Personal Loan Sarkaghat?

      1. Visit this website: www.dialabank.com.
      2. Then,go to the credit section and go to your personal loan page. It will lead you to the personal loan details where you can pick your town. Please call 9878981166 to get more information and free guidance.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Sarkaghat

      For processing Personal Loan application, all banks and NBFCs cost certain amount. This expense ranges from 1.5 to 2.5 percent of amount of the loan that has been authorised. 
      If you wish to close your loan before defined loan tenure, you will be paid penalty by all lending institutions as an advance payment fee.
      You won’t usually be able to close your loan before 12 month term. Post that, the payments vary according to the amount of years the loan has finished. This fee ranges from 4% of the remaining balance of the loan in the second year to 2% in the loan’s fourth year.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Sarkaghat EMI Calculator

      Equated Monthly Installments or EMI means fixed monthly rate that is expected to be charged to the bank as monthly repayment for the secured loan sum. The rate of interest on your loan is fixed, according to your profile. The EMI on your loan is determined based on the rate bank charges you get, the size of the loan you have to take, and the length of time you take the loan.

      CIBIL Score required for Personal Loan Sarkaghat

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Sarkaghat. Often, in order to further process an application, entities need minimum score of at least 750.

      No institution only looks at the overall score.They also look at detailed view of past loans. The information includes the kind of loans and the amount of money lent. If there is any pause in payments of previous loans, the approval of this loan will be impeded.

      personal loan at 10.75%*

      Personal Loan Sarkaghat Agents

      Dialabank is one of the leading agents for availing Personal Loan in Sarkaghat. You can make an online application at www.dialabank.com or call 9878981166

      Dialabank helps you find the best choice for banks and NBFCs by providing you with access to comprehensive industry comparative study of different banks to assist you in selecting the correct one. 
      Visit our www.dialabank.com website and fill out simple form with personal and job data information. Our client relationship managers will be in contact with you soon.

      Personal Loan Sarkaghat Contact Number

      Call 9878981166 and get timely assistance and approval for Personal Loan in Sarkaghat.

      Pre Calculated EMI Table for Personal Loan Sarkaghat

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About SarkaghatPersonal Loan Sarkaghat

      Sarkaghat, town in the Indian state of Himachal Pradesh, is Nagar Panchayat and Tehsil. 
      In Mandi District, Sarkaghat is one of the Central Urban Bodies. The town is located about 60 km from Mandi’s district headquarters. It is the principal commercial centre and is the fourth largest city in the district.

      FAQs About Personal Loan Sarkaghat

      Who can apply for a Personal Loan in Sarkaghat?

      People in Sarkaghat who are in urgent need of cash and have regular source of income (from employment or business) can apply for Personal Loan.

      What is the tenure of Personal Loan in Sarkaghat?

      The majority of banks and NBFCs offer personal loan for minimum of year and maximum of years. Some banks expand the maximum duration to years as well. 
      The tenure is set and not extendable. The repayment must be made within the negotiated tenure of the loan, in equal monthly instalments.

      Can my application for Personal Loan Sarkaghat get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, your CIBIL Score is one of the most critical decision criteria for getting your Personal Loan application accepted. If you intend to make use of Personal Loan in the future, getting High CIBIL score becomes extremely necessary. Make sure that you do not quit or delay any of your EMI loan payments or any payments by credit card, as this will-your payments.

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