Personal Loan Shahbad

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Shahbad

      Best Banks for Personal Loan in Shahbad

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Shahbad Features

      Personal loan Shahbad

      Personal loans are there to provide you with financial support in immediate or need-based time. This personal loan is unsecured and not requires any kind of collateral or security for loan approval.

      Normally, Banks provide personal loans to those individuals who are eligible and have sound creditworthiness. The loan amount of personal loan can be used without any restriction, money or funds provided to your bank account you spend anywhere you want.

      Personal Loan in Shahbad Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Shahbad Documents Required

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last six months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Shahbad Eligibility Criteria

      The Personal Loan Eligibility criteria for both Salaried and Self-Employed persons are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of nearly three years. And the salary or pay should be received in their respective accounts only.
      3. The applicants must have the best credit history for loan approval.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month.

      Click here to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Shahbad should file ITR for the last three years.
      3. If the applicants or individuals are businessmen, then the business should be running for at least three or more three years.
      4. The credit score of the individual applicants should be good even there should not be any debt or dues outstanding left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Shahbad is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Shahbad?

      1. There is no need to provide any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to financial needs.
      3. The amount of personal loan Shahbad depends upon the repayment of individual income and individual capacity.
      4. A Personal Loan does not require any guarantor or nominee for personal loan Shahbad approval.

      How to apply for a Personal Loan Shahbad?

      1. Visit www.dialabank.com.
      2. Go to the loan section and go on the personal loan link.
      3. The applicant will be directed and presented to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you can call us on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Shahbad

      Every Bank and NBFC charges a nominal fee for processing your Personal Loan Shahbad application. These charges may vary among 1.5% to 2.5% of the sanctioned loan amount.

      In case you wish to foreclose your personal loan before the agreed loan tenure, every lending financial institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year or 12 months. Post that the nominal charges vary depending on how many years the personal loan has done. These charges may vary from 4 percent of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Shahbad EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed or rigid charges that you pay to the bank as monthly repayment for the loan amount borrowed on a personal loan Shahbad. Based on your profile, the interest rate on your personal loan Shahbad is determined. Your EMI is calculated on the basis of the Interest Rate of the total amount you are charged by the bank on a personal loan and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

      CIBIL Score required for Personal Loan Shahbad

      Every lending institution has its own unique criteria and requirements for the minimum CIBIL score required for processing a Personal Loan application in Shahbad. Most institutions require a minimum CIBIL score of 750 and above to process your loan application for approval of the personal loan Miryalag Shahbad.

      The institutions don’t just look at the overall CIBIL score but also look into the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed from any financial institution. Any delayed payments for any kind of previous loans can act as an obstacle or barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan in Shahbad Agent and Contact Number

      Dialabank is the leading agent for availing Personal Loan in Shahbad. You can apply online simply at www.dialabank.com or make a call at 9878981166

      Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different personal loan banks so that you can make the right choice about a personal loan Miryalaguda. Visit our website www.dialabank.com and fill a simple form and submit it with your personal and employment details. Our customer relationship managers will soon get in touch with you for further process.

      Call 9878981166 and get instant help and approval for Personal Loan Shahbad.

      Pre Calculated EMI Table for Personal Loan Shahbad

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Shahbad

      Shahabad Markanda is a City and a municipal committee in the Kurukshetra district in the Indian state of Haryana. It is situated on the left bank of the Markanda River, 20 km south of Ambala Cantonment, and 22 km from the historical city Kurukshetra. The other names of the town are Shahabad, Shahbad, or Shabad.

       

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