Personal Loan Shahjahanpur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Shahjahanpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Shahjahanpur Features

Personal Loan ShahjahanpurDo you need money for the renovation of the house, building, apartment? Here is the solution, you can get a personal loan. This Personal loan Shahjahanpur is an instant loan that can be provided without any collateral pledge and for your immediate needs or wants.

This loan provides flexibility and no restriction in the use of funds as per your needs. The loan is provided to those individuals who are having good CIBIL scores or valid or sound credit history.

Furthermore, there is no end-use restriction on the use of the personal loan Shahjahanpur amount. You can use this loan amount anywhere you want to spend or purchase anything you need.

Personal Loan in Shahjahanpur Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Shahjahanpur Documents Required 

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Shahjahanpur Eligibility Criteria

The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. The applicants must have work experience for a minimum of three years. And the salary should be received and deposited in their accounts only.
  3. The applicants must have nil dues credit history.
  4. The job location of the applicant should be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan Shahjahanpur should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good also there must not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan Shahjahanpur is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more –Personal loan Self-employed Applicant

Why Apply for Personal Loan Shahjahanpur?

  1. There is no need to provide and deposit any mortgage and collateral security to the bank.
  2. A personal loan Shahjahanpur is a multi-purpose offer loan. It can be used for all the problems related to finance.
  3. The amount of personal loan Shahjahanpur depends upon the repayment of individual income and capacity.
  4. A Personal Loan Shahjahanpur does not require any guarantor or nominee.

How to apply for Personal Loan Shahjahanpur?

  1. Visit www.dialabank.com.
  2. Go to the loan section and press or click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may have a Dialabank call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Shahjahanpur

Every Bank and NBFC charges a fee for processing your Personal Loan Shahjahanpur application. These charges are 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the personal loan Shahjahanpur has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the personal loan Shahjahanpur.

Personal Loan Shahjahanpur EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the personal loan Shahjahanpur amount borrowed. Based on your profile, the interest rate on your personal loan Shahjahanpur is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Shahjahanpur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Shahjahanpur. Most institutions require a minimum score of 750 to process your Personal loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Shahjahanpur Agents

Dialabank is the leading agent for availing Personal Loan in Shahjahanpur. You can apply online anytime at Dialabank or give a call at 9878981166

Personal Loan Shahjahanpur Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Shahjahanpur.

Pre Calculated EMI Table for Personal Loan Shahjahanpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Shahjahanpur

Shahjahanpur is a municipal corporation, town, and district headquarters of Shahjahanpur District in Uttar Pradesh, India. The city is the home to prestigious industries like Kribhco fertilizers limited, Roza thermal power plant, Ordnance Clothing Factory, Shahjahanpur

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