Personal Loan Shahjahanpur

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Shahjahanpur

      Best Banks for Personal Loan in Shahjahanpur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Shahjahanpur Features

      Personal Loan ShahjahanpurDo you need money for the renovation of the house, building, apartment? Here is the solution, you can get a personal loan. This Personal loan Shahjahanpur is an instant loan that can be provided without any collateral pledge and for your immediate needs or wants.

      This loan provides flexibility and no restriction in the use of funds as per your needs. The loan is provided to those individuals who have good CIBIL scores or valid or sound credit history.

      Furthermore, there is no end-use restriction on the use of the personal loan Shahjahanpur amount. You can use this loan amount anywhere you want to spend or purchase anything you need.

      Personal Loan in Shahjahanpur Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Shahjahanpur Documents Required 

      Essential documents required for availing Personal Loan Shahjahanpur:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Shahjahanpur Eligibility Criteria

      The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience for a minimum of three years. And the salary should be received and deposited in their accounts only.
      3. The applicants must have nil dues credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month

      Click here to know more about- Personal Loan Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Shahjahanpur should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good also; there must not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan Shahjahanpur is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant

      Why Apply for Personal Loan Shahjahanpur?

      1. There is no need to provide and deposit any mortgage and collateral security to the bank.
      2. A personal loan Shahjahanpur is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan Shahjahanpur depends upon the repayment of individual income and capacity.
      4. A Personal Loan Shahjahanpur does not require any guarantor or nominee.

      How to apply for Personal Loan Shahjahanpur?

      1. Visit www.dialabank.com.
      2. Go to the loan section and press or click on the personal loan online link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you may have a Dialabank call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Shahjahanpur

      Every Bank and NBFC charges a fee for processing your Personal Loan Shahjahanpur application. These charges are 1% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the personal loan Shahjahanpur has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the personal loan Shahjahanpur.

      Personal Loan Shahjahanpur EMI Calculator

      Equated Monthly Installments, also know as EMI, are the monthly fixed charges that you pay to the bank as monthly repayment for the personal loan Shahjahanpur amount borrowed. Based on your profile, the interest rate on your personal loan Shahjahanpur is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take, and the period for which you enjoy the loan. The Personal Loan EMI Calculator is as follows:

      CIBIL Score required for Personal Loan Shahjahanpur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Shahjahanpur. Most institutions require a minimum score of 750 to process your Personal loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Shahjahanpur Agents

      Dialabank is the leading agent for availing Personal Loan in Shahjahanpur. You can apply online anytime at Dialabank or give a call at 9878981166.

      Personal Loan Shahjahanpur Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Shahjahanpur.

      Pre Calculated EMI Table for Personal Loan Shahjahanpur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Shahjahanpur

      Shahjahanpur is a municipal corporation, town, and district headquarters of Shahjahanpur District in Uttar Pradesh, India. The city is the home to prestigious industries like Kribhco fertilizers limited, Roza thermal power plant, Ordnance Clothing Factory, Shahjahanpur.

      Other Cities For Personal Loan

      Personal Loan Mohali Sas Nagar Personal Loan Mandi Gobindgarh
      Personal Loan Mohali Personal Loan Malout
      Personal Loan Maur Personal Loan Malerkotla
      Personal Loan Mansa Personal Loan Machhiwara