Personal Loan Shikohabad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Shikohabad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Shikohabad Features

Personal Loan Shikohabad

In times of financial crisis, we all seek for a reliable and secure money source to fulfill our requirements.

Is it safe to borrow money? Complex documentation and bizarre interest rates!

We understand your plight and that’s why Dialabank is here to help you answer all your queries.

Personal Loan that helps you get over your financial issues.

  • The services are customer-friendly with an on-call advice facility and easy loan approval.
  • Instant loan approval within max 48 hours of loan registration.
  • It requires Basic documentation and a transparent loan procedure.
  • All you require is the potential to repay and stick to the guidelines provided by the institution.
  • No money usage barrier, the candidate has the liberty to spend the money in the best way possible.

To apply for a personal loan Shikohabad, click on Personal Loan

Personal Loan Shikohabad Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Shikohabad

Essential Documents required for Personal Loan Shikohabad:

Salaried Customers:

  1. Identity Proof (Aadhar card/driving license) of the applicant
  2. Salary slip of the past three months
  3. Bank statements for the last 6 months
  4. PAN Card of the candidate for verification purpose
  5. Proof for Residence of the borrower (Own/Rent/Company provided)
  6. Passport-size photograph – 2 of the candidate
  7. *NOTE: If one lives in rented apartments, the rent agreement is mandatory to attach.

Self-Employed Customers:

  1. Financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card of the individual
  3. Aadhar card as an identity proof of the candidate
  4. Residence Proof of the individual is mandatory
  5. Passport-sized photographs– 2 of the applicant
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Shikohabad

Essential criteria to follow for availing Personal Loan Shikohabad:

Click here to know more about personal loan eligibility

Salaried Applicants

  • The base age of the candidate should belong to the age group of either under 21 years or over 60 years.
  • The candidate must possess a working history of over three years. The compensation needs to be moved into records as it is.
  • The applicant should possess a transparent credit history.
  • The job location of the applicant should be specified.
  • The borrower earns a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  • The age of an independent person applying should be a min of 25 years.
  • The applicant applying for a personal loan should have been filing ITR for the past three years. The business must in operation for over three years consistently.
  • The credit score of the applicant should be good and there should be no dues to be repaid.
  • The yearly income of the applicant should not be any less than Rs 2.5 lakh per annum.
  • The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Shikohabad?

  1. No strict rules to submit mortgage or collateral for security reasons.
  2. It is a multifold loan that offers you the liberty to utilize it in any required manner.
  3. There is no need for a guarantor or nominee to witness the procedure.
  4. The loan amount of approval entirely depends upon the individual’s capacity to repay.

How to apply for Personal Loan Shikohabad?

  1. Visit this website: www.dialabank.com.
  2. Thereafter, go to the loan section and go to the personal loan link. That will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Shikohabad

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.

If in case that you wish to put a closure to your before the chose advance residency, the loaning institution will charge you with either a punishment or a penalty for the move. Typically, you won’t be permitted to close your credit before the time of a year.

Post that, the charges vary dependent on the number of years the advance has finished. This charge changes from 4% of the rest of the advance sum in the second year to 2% in the fourth year of the credit.

To know about the interest rate click on personal loan interest rate

Personal Loan Shikohabad EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. The interest rates are decided based on your profile basis.

The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Shikohabad

Every loaning establishment has certain criteria and standards for loan approval. A CIBIL score of 750 is considerable for availing Personal Loan Shikohabad.

The banks take an elaborate look over your past credit activities and your behavior on loan repayment.

The details include the type of loans and the amount of money that was borrowed. If there is any evidence of repayment delay in the past then it might prove to be an obstacle in your loan processing.

personal loan at 10.75%*

Personal Loan Shikohabad Agents

Dialabank is the most appropriate place for seeking agents for availing Personal Loan Shikohabad.

You can easily apply online at www.dialabank.com or give a call at 9878981166

Our service providers and relationship managers will get instantly in touch with you.

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data.

Personal Loan Shikohabad Contact Number

Call 9878981166 and get timely assistance and approval for a Personal Loan in Shikhabad.

Pre Calculated EMI Table for Personal Loan Shikohabad

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Shikohabad

Shikohabad is a town and a municipal board in the Firozabad district of the Indian state of Uttar Pradesh.

Dominated by Phatak Ahirs. Bateshwar, a famous Hindu pilgrimage center dedicated to Shiva, and also a famous Jain Tirth on the banks of River Yamuna, is situated 22 kilometers south of Shikohabad. Hindi is the common language used in Shikohabad.

FAQs About Personal Loan Shikohabad

Who can apply for a Personal Loan in Shikohabad?

Personal Loan Shikohabad can be availed by those who are in urgent financial need and possess a regular income source. (Employed/ Self- Employed)

What is the tenure of Personal Loan Shikohabad?

Most of the Banks and NBFCs have a set loan repayment tenure to abide by while availing a personal loan that varies from 1year to 5 years.

Few of the banks also extend their repayment tenure to a max of 7 years. The repayment tenures are fixed and are irreversible. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Shikohabad?

Yes, there are 2 types of charges that one needs to pay to avail a Personal Loan Shikohabad:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Shikohabad get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan Shikohabad application approved is your CIBIL Score. It is of significant purpose when we talk about personal loans hence, maintaining a good Cibil score is of utmost importance.

EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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