Personal Loan Shirur

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Shirur

        Major Personal Loan Providers in Shirur

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Shirur Features

        Financial problems surrounding you? they have stolen your peace of mind?

        Then you landed at the correct place. Diala Bank has an excellent solution to your financial problems.

        A personal loan is the countermeasure of all your hindrances. This unsePersonal Loan Shirurcured loan is an instant loan that will be endorsed within 48 hours.

        It is an unsecured type loan with the feasibility of interest rates as per your comfort. The requisite conditions for applying to this loan are a good source of economic and a good credit score.

        Click here to get an Instant Personal Loan

        Personal Loan Shirur Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Shirur

        Salaried Customers:

        1. You should submit your identity proof (Aadhar Card/Driving License)
        2. You should submit the salary slips for the past three months.
        3. Bank statements for the last 6 months have to be submitted.
        4.  A copy of PAN Card should be there
        5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
        6. Two recent passport-sized photographs have to be attached.

        *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card.
        3. Aadhar Card (for identity proof)
        4. Address Proof (owned/rented)
        5. Attach two recent passport-sized photographs.


        Interest Rate 9.99%


        Eligibility Criteria for Personal Loan Shirur

        Salaried Applicants

        1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
        2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
        3. The applicant’s credit history should be accomplished
        4. Your job location should be specified.
        5. The applicant should earn a minimum income of INR 25,000 per month.

        Self-Employed Applicants

        1. The person should be having an age of at least 25 years.
        2. You should file your ITR for the last 3 years while applying for a personal loan.
        3. If you are a businessman, then your business should be actively working for the past 3 years.
        4. Your credit score should be good. Make sure that all your dues are clear.
        5. You should be earning a minimum annual income of Rs.2.5 lakhs.
        6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

        Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Shirur

        1. You do not need to submit any collateral security.
        2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
        3. The sanctioned amount of personal loan depends on your credit score.
        4. In Personal Loan, you need not mention any nominee or guarantor.

        How to apply for Personal Loan Shirur?

        1. Visit our website Dialabank.
        2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more information and free help, you can get in touch with us by calling on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Shirur

        The processing fee is charged by Banks and NBFCs as application fees for proceeding your application of personal loans. This fee is mostly 1.5%-2.5% of the sanctioned amount.

        If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.

        To gain more knowledge about the interest rate click on the Personal Loan interest rate

        Personal Loan Shirur EMI Calculator

        EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined on the basis of your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

        CIBIL Score required for Personal Loan Shirur

        All financial institutions which are involved in Lending also have their own conditions for CIBIL score. Most of the financial institutions prefer a CIBIL score of 750.

        Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.


        Interest Rate 9.99%


        Personal Loan Shirur Agents

        Dialabank is the prominent agent for taking Personal Loan in Shirur. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you the best service

        Personal Loan Shirur Contact Number

        Call 9878981166  to get assistance from us and approval for Personal Loan in Shirur.

        Pre Calculated EMI Table for Personal Loan Shirur

        5 Yrs
        4 Yrs
        3 Yrs

        Click here for Personal Loan EMI Calculator

        About Shirur

        Shirur is a city in the Pune district of Maharashtra. The other name of this city is Ghodanadi. Around 40,000 people live in this city.

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