Personal Loan Shujalpur

Major Personal Loan Providers in Shujalpur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Shujalpur Features

Are you running short on finances to support your demands and needs? Dialabank brings you the simplest Personal Loan to let you afford your expenditures on desired service and products.

Personal loans are the kind of advance provided to the individual under certain terms for a stipulated tenure for repayment.

This kind of advance might be affirmed in as long as 48 hours to get endorsed following the procedure of check.

Personal Loan Shujalpur gives money related guide help to all clients at a moderate just as a financially savvy loan fee.

To get a Personal Loan, the candidate is required to have a similarly more grounded and trustworthy wellspring of pay and furthermore a genuinely decent record as a consumer profile.

Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.

In order to apply for a personal loan, Shujalpur click on Personal Loan

Personal Loan Shujalpur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Shujalpur

Salaried Customers:

  1. Identity proof (Aadhar card/driving license) of the applicant
  2. Statements for the salary of the past three months.
  3. Bank statements for the last 6 months
  4. PAN card of the applicant
  5. Proof for Residence (Own/Rent/Company provided)
  6. Passport-size photograph – 2 of the candidate

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card of the borrower
  3. Aadhar for identity verification
  4. Proof of Residence
  5. Passport-sized photographs- 2 of the applicant
personal loan at 10.75%*

Click here to know more about Documents required to Get Personal Loan

Eligibility Criteria for Personal Loan Shujalpur

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The candidate must belong to the age group of 21 years to over 60 years.
  2. The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
  3. The applicant should have an outstanding credit history.
  4. The job location of the applicant should be mentioned.
  5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  1. The age of an independent person applying should be at least 25 years.
  2. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
  3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
  4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
  5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Shujalpur?

  1. There no mandate to submit the mortgage as a security to the bank.
  2. A personal loan is a kind of manyfold loan, so it can be put to use for any kind of issue.
  3. The amount of personal loans totally depends on the repayment capacity of the borrower.
  4. No need of a guarantor or nominee as witness.

How to apply for Personal Loan Shujalpur?

  1. Visit this website: www.dialabank.com.
  2. Then, go to the loan section, and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
personal loan at 10.75%*

Click here to know more about the how to Apply for personal Apply Personal Loan

Processing Fee / Prepayment Charges on Personal Loan Shujalpur

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.

On the off chance that you wish to close your credit before the chose advance residency, all loaning establishments will charge you a punishment as a prepayment expense. Typically, you won’t be permitted to close your credit before the time of a year. Post that, the charges vary dependent on the number of years the advance has finished. This charge changes from 4% of the rest of the advance sum in the second year to 2% in the fourth year of the credit.

To know about the interest rate click on personal loan interest rate

Personal Loan Shujalpur EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Shujalpur

All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Shujalpur. Mostly, the institutions need a minimum score of at least 750 to further process an application.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

personal loan at 10.75%*

Personal Loan Shujalpur Agents

Dialabank is one of the leading agents for availing Personal Loan in Shujalpur. You can easily apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Shujalpur Contact Number

Call 9878981166 and get timely assistance and approval for a Personal Loan Shujalpur.

Pre Calculated EMI Table for Personal Loan Shujalpur

Click here for a personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About ShujalpurPersonal Loan Shujalpur

Shujalpur is a city and a municipality in Shajapur district in the Indian state of Madhya Pradesh. Ranoji Rao Shinde, the father of Mahadji Shinde, died in 1745 at Shujalpur, where his cenotaph stands which houses a Shiv temple. It is known as Ranoganj.

FAQs About Personal Loan Shujalpur

Who can apply for a Personal Loan in Shujalpur?

The individuals with a regular source of income facing any financial difficulty can reach out to the bank for Personal Loan Shuljalpur.

What is the tenure of Personal Loan in Shujalpur?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Shujalpur?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Shujalpur:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Shujalpur get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future.

The EMI repayments and clear dues are important along with a considerable cibil score that supports your cause and eligibility for availing a personal loan.

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