Personal Loan Siddipet

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Siddipet

        Best Banks for Personal Loan Siddipet

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes
        Personal Loan Siddipet

        Personal Loan Siddipet Features

        Are you looking for Quick financial help? Need urgent money of significant amount to recover from a financial issue?

        No need to worry, you can apply for a personal loan to meet all of your monetary needs. A personal loan is a type of unsecured loan that a person can avail of based on their income and CIBIL score without the need to submit any collateral security with the lender. DialaBank helps you to get Quick loan approval and disbursement takes 48 hours.

        The demand for Personal loans is increasing day by day, and so is the interest rate offered by all the possible banks in the area. The rates range between 9.5 -37% but differ between various lending institutions.

        A decent credit history, minimum age, as well as an adequate monthly salary, are essential for getting your loan approved. After you have applied for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender. Thus, if the applicant has a good credit score, lenders would give you a personal loan at a low rate of interest and vice versa.

        Personal Loan Siddipet Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan Siddipet Documents required

        Salaried:

        1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license). If the applicants are living in rental apartments, then they have to submit their Rent Agreement, Electricity bill on his name, and address of the owner.
        2. Salaried applicants have to show their remuneration slip for the last three months and bank statement for the last six months.
        3. Under KYC formality, every applicant has to deposit their pan card, which is an essential document.
        4. Two coloured passport size photos ( Applicants should not wear any glasses)

        Self-employed:

        1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license). If the applicants are living in rental apartments, then they have to submit their Rent Agreement, Electricity bill on his name, and address of the owner.
        2. Self-employed applicants who want to avail of personal loans should file ITR for the last three years, and their business should be registered.
        3. Under KYC formality, every applicant has to deposit their pan card, which is an essential document.
        4. Two coloured passport size photos ( Applicants should not wear any glasses)

        Eligibility Criteria for Personal Loan Siddipet

        The personal loan eligibility criteria for both Salaried and Self-Employed are different in the case of Personal Loan Siddipet:

        Salaried Applicants: 

        1. The minimum age requirement of the individual for getting a Personal Loan Siddipet should be 21 years and a maximum of up to 60 years.
        2. The applicants must have work experience of three years. And the salary should be received in their respective bank accounts only.
        3. The applicants must have an excellent credit history.
        4. The job location of the applicant should be mentioned.
        5.  In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

        Click here to know more about- Salaried Applicant.

        Self-Employed Applicants: 

        1. The minimum age requirement for an independent person should be 25 years.
        2. The applicants applying for the personal loan should file ITR for the last three years.
        3. If the applicant is a businessman, then the business should be running from the past three years.
        4. The credit score of the individual applicants should be good. There should not be any debt or dues left in the past.
        5. The annual earnings of the applicant should be minimum of Rs 2.5 lakh.

        Click here to know more – Self-employed Applicant.

        Why Apply for Personal Loan Siddipet?

        1. There is no hard and fast rule for the provision of depositing any mortgage or insurance as a security to the bank.
        2. A personal loan is a kind of multidimensional investment, so it can be put to use for any kind of issue.
        3. The significance of personal loans is entirely based on the repayment ability of the applicant.
        4. A Personal Loan does not want any nominee or guarantor.

        How to apply for a Personal Loan Siddipet?

        1. Visit Dialabank
        2. Go to the loan section and click on the personal loan link.
        3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
        4. For more information and free guidance, you may call on 9878981166.
        5. About Personal Loan

        Processing Fee / Prepayment Charges on Personal Loan Siddipet

        Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

        If you want to shut your credit before the decided credit period, all loaning corporations will impose you a fine as a prepayment charge. You won’t be allowed to terminate your credit before the cycle. Post that, the charges vary reliant on the number of years the loan has terminated. This charge changes from 4% of the balance in the next year to 2% in the fourth year of the loan.

        To know the interest rate click on personal loan interest rate

        Personal Loan Siddipet EMI Calculator

        Equated Monthly Installments or EMI signifies a cyclic set rate that you need to return to the bank as monthly compensation for the loan amount which is obtained. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate bank charges you with and the loan amount you have to take and the duration for which you take the credit.

        CIBIL Score required for Personal Loan Siddipet

        All the lending companies have their own criteria for the least CIBIL score that is necessitated to prepare a Personal Loan application in Siddipet. Commonly, the organisations demand a least score of 750 to process an application form.

        No organisation simply views the overall record; they also study a refined composition of the preceding loans. The specifications involve the sort of loans and the amount of wealth that was procured. If there is any delay in the returns of the prior loans, it may terminate the approval of the present loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Siddipet Agents

        Dialabank is the leading agent for availing of Personal Loan Siddipet. You can apply online at Dialabank or give a call at 9878981166

        Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market-related analysis of various banks to help you pick the right one. Visit our website Dialabank and fill out a single form with the details of personal and work data. Our customer relationship managers will be in touch with you shortly.

        Personal Loan Siddipet Contact Number

        Call 9878981166 and get timely assistance and support for a Personal Loan Siddipet.

        Pre Calculated EMI Table for Personal Loan Siddipet

        Click here for a personal loan EMI calculator

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Siddipet

        Siddipet is a town in the Siddipet district of Telangana. It is a municipality and the headquarters of the Siddipet District.