Personal Loan Siddipet

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Siddipet

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Siddipet

Personal Loan Siddipet Features

Are you looking for Quick financial help? Need urgent money of significant amount to recover from a financial issue?

No need to worry, you can apply for a personal loan to meet all of your monetary needs. A personal loan is a type of unsecured loan that a person can avail based on their income and CIBIL score without the need to submit any collateral security with the lender. DialaBank helps you to get Quick loan approval and disbursement takes within 48 hours.

The demand for Personal loans is increasing day by day, and so is the interest rate offered by all the possible banks in the area. The rates range between 9.5 -37% but differ between various lending institutions.

A decent credit history, minimum age, as well as an adequate monthly salary, are essential for getting your loan approved. After you have applied for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender. Thus, if the applicant has a good credit score, lenders would give you a personal loan at a low rate of interest and vice versa.

Personal Loan Siddipet Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Siddipet Documents required

Salaried:

  1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license). If the applicants are living in rental apartments, then they have to submit their Rent Agreement, Electricity bill on his name, and address of the owner.
  2. Salaried applicants have to show their remuneration slip of the last three months and bank statement for the last six months.
  3. Under KYC formality, every applicant has to deposit their pan card, which is an essential document.
  4. Two colored passport size photos ( Applicants should not wear any glasses)

Self-employed:

  1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license). If the applicants are living in rental apartments, then they have to submit their Rent Agreement, Electricity bill on his name, and address of the owner.
  2. Self-employed applicants who want to avail of personal loans should file ITR for the last three years, and their business should be registered.
  3. Under KYC formality, every applicant has to deposit their pan card, which is an essential document.
  4. Two colored passport size photos ( Applicants should not wear any glasses)

Eligibility Criteria for Personal Loan Siddipet

The eligibility criteria for both Salaried and Self-Employed are different in the case of Personal Loan Siddipet:

Salaried Applicants

  1. The minimum age requirement of the individual for getting Personal Loan Siddipet should be 21 years and a maximum of up to 60 years.
  2. The applicants must have work experience of three years. And the salary should be received in their respective bank accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.
  5.  In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

Click here to know more about- Salaried Applicant.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicant is a businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good. There should not be any debt or dues left in the past.
  5. The annual earnings of the applicant should be minimum of Rs 2.5 lakh.

Click here to know more – Self-employed Applicant.

Why Apply for Personal Loan Siddipet?

  1. There is no hard and fast rule for the provision of depositing any mortgage or insurance as a security to the bank.
  2. A personal loan is a kind of multidimensional investment, so it can be put to use for any kind of issue.
  3. The significance of personal loans is entirely based on the repayment ability of the applicant.
  4. A Personal Loan does not want any nominee or guarantor.

How to apply for Personal Loan Siddipet?

  1. Visit Dialabank
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.
  5. About Personal Loan

Processing Fee / Prepayment Charges on Personal Loan Siddipet

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

If you want to shut your credit before the decided credit period, all loaning corporations will impose you a fine as a prepayment charge. You won’t be allowed to terminate your credit before the cycle. Post that, the charges vary reliant on the number of years the loan has terminated. This charge changes from 4% of the balance in the next year to 2% in the fourth year of the loan.

To know the interest rate click on personal loan interest rate

Personal Loan Siddipet EMI Calculator

Equated Monthly Installments or EMI signifies a cyclic set rate that you need to return to the bank as monthly compensation for the loan amount which is obtained. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate bank charges you with and the loan amount you have to take and the duration for which you take the credit.

CIBIL Score required for Personal Loan Siddipet

All the lending companies have their own criteria for a least CIBIL score that is necessitated to prepare a Personal Loan application in Siddipet. Commonly, the organisations demand a least score 750 to process an application form.

No organisation simply views at the overall record; they also study at a refined composition of the preceding loans. The specifications involve the sort of loans and the amount of wealth that was procured. If there is any delay in the returns of the prior loans, it may terminate the approval of the present loan.

personal loan at 10.75%*

Personal Loan Siddipet Agents

Dialabank is the leading agent for availing Personal Loan Siddipet. You can apply online at Dialabank or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market-related analysis of various banks to help you pick the right one. Visit our website Dialabank and fill out a single form with the details of personal and work data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Siddipet Contact Number

Call 9878981166 and get timely assistance and support for a Personal Loan Siddipet.

Pre Calculated EMI Table for Personal Loan Siddipet

Click here for a personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Siddipet

Siddipet is a town in the Siddipet district of Telangana. It is a municipality and the headquarters of the Siddipet District.

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