Personal Loan Sidhi

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Sidhi

        Best Banks for Personal Loan in Sidhi

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Sidhi Features

        Personal Loan Sidhi

        Looking for the best ways to get instant money for your necessary tasks? Are you tensed about your financial situation? While getting a personal loan is not as easy as a gold loan, there are online platforms that you could use for taking a personal loan. While some people will never take personal loans because they think of it as a debt. But, the truth is that personal loans can act as your asset while buying things or spending on something important.

        Personal Loan Sidhi ensures to provide financial assistance to its clients by giving the best and feasible interest rates for personal loans. With the structural comparison of various banks and NBFCs, you can analyze the loan you are taking and make a wiser choice. Besides, Personal Loan Sidhi will provide affordable EMIS that you can pay easily without much financial burden.

        For Personal Loan Sidhi, the candidate should have a decent CIBIL score, good credit history along with a steady and good salary that can help in the recovery of the loan. All these small yet important things help in the verification and low approval process. You can also visit Dialabank and click on the personal loan for an instant personal loan.

        The motive behind taking a personal loan is also an important thing. If someone is using it for extravagant things and is sure that he or she won’t be able to pay back, the bank won’t allow such people. Normally, personal loans are taken for big, unexpected, or unplanned events like a wedding, a medical emergency, or for an emergency visit.

        Personal Loan Sidhi Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents Required for Personal Loan Sidhi

        Salaried candidates need to submit Aadhar or their driving license as ID proof. For financial relevance and address records, they should provide their salary slips from the last quarter, their bank statements from the last 2 quarters, PAN card for their address proof, the proof of residence (Rented/Company provided/ Owned), and rental agreement if living on rent, and 2 passport-sized photographs. Applicants should not be wearing goggles in their photos.

        Self-employed applicants need to provide financial records that consist of their balance sheets, P&L statements, and Income Tax Returns filed. Furthermore, PAN card, Aadhaar, address proof or rental agreement, and two passport-sized photographs are always required.


        Interest Rate 9.99%


        Personal Loan Sidhi Eligibility Criteria

        By clicking on the link, you can know everything about personal loan eligibility

        Salaried employees should be as young as 21 and as old as 60 years. If the work experience is less than 3 years, no personal loan would be granted. Rs. 25,000 is the minimum salary required for personal loan eligibility. The salary must be credited in the bank account of the loan applicant. If a person doesn’t mention their job location, they would face problems.

        Self-employed candidates should not be aged younger than 25 or older than 60 years. The candidate needs to provide their Income Tax Return file for the last three years. If the candidate is a businessman, he needs to prove that his business is operational for at least three years. 2.5 lacs is the minimum income required for a personal loan, and they will have to submit the bank statements of the last quarter to prove the same.

        Personal Loan Sidhi Agent and Contact Number

        To apply for Personal Loan Sidhi, Dialabank is one of the leading personal loan agents. You can visit Dialabank and go on the personal loan option on the menu of the homepage. Thereafter, you need to fill a simple form and our customer relationship managers will assist you. For any queries, visit the nearest Dialabank branch or call us at 9878981166.

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