Personal Loan Sihor

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Sihor

      About Personal Loan Sihor

      personal loan sihor

      Facing problems with a lack of funds? Finding a way to rebound from the dilemma of money.

      Without any barriers, personal loans will help you get out of that process. Personal Loan is an unsecured loan with limited paperwork and less paperwork needed in practice. By applying to Dialabank, it is disbursed within 48 hours and the amount of loan approved is transferred without any inconvenience to the applicant’s account.

      Eligibility Criteria for Personal Loan Sihor

      In the case of repayment plan Sihor, the qualifying conditions for both salaried and self-employed are distinct:

      Salaried Applicants

      1. The individual’s minimum age qualification for obtaining Personal Loan Sihor should be 21 years and a maximum of 60 years.
      2. Applicants must have three years of career experience. And, only in their respective bank accounts can the payment be paid.
      3. The candidates must have an outstanding history of credit.
      4. It is worth noting the workplace of the candidate.
      5. A creditor should have a minimum income of Rs. 18,000 in a metropolitan city and a minimum income of Rs. 12,000 in non-metro regions.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. 25 years should be the minimum age threshold for an individual citizen.
      2. ITR for the past three years can be filed by those applying for a personal loan.
      3. If the claimant is a businessman, the enterprise may have been working for the last three years.
      4. The individual applicant’s credit score should be fine. There should be no debt or dues outstanding in the past.
      5. The applicant’s annual income could amount to a minimum of Rs 2.5 lakh.

      Click here to know more – Self-employed Applicant

      Documents required for Personal Loan Sihor

      1. The documentation required for proof of residency includes (Passport / ID card / Voting card / Aadhaar card / Ration card / Driving license) and if the applicants live in rented units, they must apply their rental agreement, their name, and the owner’s address with the utility bill.
      2. For the last three years, self-employed applicants who wish to use personal loans should file ITR, and their company should be registered.
      3. Salaried candidates are expected to display a slip of sales over the past three months and a bank balance from the last six months.
      4. Each applicant has to apply its pan passport, which is an important document, under KYC formality.
      5. Photographs in two colored passport sizes ( Applicants should not wear any glasses)

      Personal Loan Sihor Interest Rates

      Personal loan interest rates depend on the profile and compensation of an individual’s business. The Personal Loan Sihor interest rate starts at 10.75 percent per annum.

      More About: Interest Rates on Personal Loan

      Personal Loan Sihor Apply Online

      1. Visit Dialabank
      2. Go to the loan section and click the link for your personal loan.
      3. The specifics of the personal loan where they can pick their desired city will be addressed to the borrower.
      4. You can call 9878981166 for more information and free advice.

      Processing Fee / Prepayment Charges on Personal Loan Sihor

      For processing your Personal Loan application, every bank and NBFC charges a fee. These payments range from 1.5 percent and 2.5 percent of the amount of the loan authorized.

      Every lending institution charges you a penalty pre-payment fee if you plan to foreclose your loan prior to the negotiated loan tenure. You can’t close the loan within 12 months in most situations. The costs vary according to how many years the loan has been taken out. Such charges range from 4% of the remaining balance of the loan in the 2nd year to 2% in the 4th year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Sihor EMI Calculator

      About Sihor

      Sihor is a city in the district of Bhavnagar in the Indian state of Gujarat. This former capital of the Gohil Rajputs, surrounded by hills, is situated along the river Gautami, about 20 km from Bhavnagar.

      Interest Rate of Banks – Updated 2020

      Bank Interest Rates

      HDFC Bank

      10.99% to 18%

      ICICI Bank

      13.99% to 18%

      Fullerton India

      17.25% to 32%

      Bajaj Finserv

      13.99% to 16.75%

      Axis Bank

      15.50% to 24%

      Standard Chartered Bank

      15.75% to 22%

      Kotak Mahindra Bank

      13.75% to 19%

      Andhra Bank

      13.50% to 22%
      Bank of Baroda

      13.50% to 19%

      Vijaya Bank

      13.75% to 22%
      Corporation Bank

      14.50% to 20%

      Allahabad Bank

      13.70% to 20%