Personal Loan Sikandrabad

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Sikandrabad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Sikandrabad Features

Personal Loan Sikandrabad

Finding a way to overcome financial problems? Big expenses like medical expenses or wedding expenses are after you?

A Personal Loan can help you to get out of that phase without any hurdles. Personal Loan Sikandrabad is an unsecured loan in nature with minimal documentation and less paperwork required. It gets disbursed within 48 hours by applying with Dialabank and the amount of loan sanctioned is transferred in the account of the applicant without any hassle

Personal Loan in Sikandrabad Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Sikandrabad Loan in Sikandrabad Documents Required 

Salaried Customers:

  1. ID Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
  2. Salary slips of last previous months and Bank statements for the last 6 months
  3. PAN Card, under KYC Documents
  4. 2 recent passport-sized photographs (colored)
  5. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. PAN Card
  2. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
  3. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  4. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.
  5. Two passport-sized photographs (coloured)

personal loan at 10.75%*

Personal Loan in Sikandrabad Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

  1. The minimum age requirement of individuals for availing Personal Loan Sikandrabad should be 21 years and a maximum of up to 60 years.
  2. Good credit history and CIBIL score is mandatory
  3. The location of the job should be mentioned
  4. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.

Self-Employed Applicants

  1. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  2. An applicant must be above 25 years of age if self-employed
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
  5. The applicants applying for the personal loan should file ITR for the last three years.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Sikandrabad?

  1. There is no need to deposit any mortgage and collateral security to the bank.
  2. A personal loan can be used for various purpose and has no restrictions
  3. The amount of personal loan depends upon the repayment of individual income and capacity.
  4. No third party is involved in the deal

How to apply for Personal Loan Sikandrabad?

  1. Visit Dialabank.
  2. On the homepage, click on a personal loan
  3. You will be directed to a page where all the details regarding personal loans can be found.
  4. Fill in all the required details and give all the documents
  5. Our executives will then get in touch with you soon
  6. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Sikandrabad

Processing fees must be paid by the applicant in order to facilitate the further processing of their application form of personal loan. The processing fee is 1% of the loan amount in Sikandrabad.

In case individual wishes to foreclose their loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Sikandrabad EMI Calculator

Equated Monthly Installments also know as EMI are a convenient way to repay the loan amount over a period of time on a monthly basis.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated with regards to interest rate, loan tenure as well as the amount of loan sanctioned.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Sikandrabad

Every institution offering loan has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Sikandrabad. Most banks require a minimum score of 750 to process your loan application.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

personal loan at 10.75%*

Personal Loan Sikandrabad Agents

Dialabank is the leading agent for availing Instant Personal Loan in Sikandrabad. You can apply online at Dialabank or give a call at 9878981166.

Personal Loan Sikandrabad Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Sikandrabad. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Sikandrabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sikandrabad

A city in the state of Haryana, Sikandrabad is a place of religious and historical importance. Renowned historical structures are present all around the city.

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