Personal Loan Sikandrabad

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Sikandrabad

      Best Banks for Personal Loan in Sikandrabad

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Sikandrabad Features

      Personal Loan Sikandrabad

      Finding a way to overcome financial problems? Big expenses like medical expenses or wedding expenses are after you?

      A Personal Loan can help you to get out of that phase without any hurdles. Personal Loan Sikandrabad is an unsecured loan in nature with minimal documentation and less paperwork required. It gets disbursed within 48 hours by applying with Dialabank and the amount of loan sanctioned is transferred in the account of the applicant without any hassle

      Personal Loan in Sikandrabad Interest Rates and Charges 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Sikandrabad Loan in Sikandrabad Documents Required 

      Salaried Customers:

      1. ID Proof such as Aadhar card/ Passport Copy/ Driving License, etc.
      2. Salary slips of last previous months and Bank statements for the last 6 months
      3. PAN Card, under KYC Documents
      4. 2 recent passport-sized photographs (colored)
      5. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. PAN Card
      2. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
      3. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      4. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.
      5. Two passport-sized photographs (coloured)

      personal loan at 10.75%*

      Personal Loan in Sikandrabad Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are as follows:

      Salaried Applicants

      1. The minimum age requirement of individuals for availing Personal Loan Sikandrabad should be 21 years and a maximum of up to 60 years.
      2. Good credit history and CIBIL score is mandatory
      3. The location of the job should be mentioned
      4. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.

      Self-Employed Applicants

      1. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      2. An applicant must be above 25 years of age if self-employed
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
      5. The applicants applying for the personal loan should file ITR for the last three years.
      6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

      Click to know more about Eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Sikandrabad?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan can be used for various purpose and has no restrictions
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. No third party is involved in the deal

      How to apply for Personal Loan Sikandrabad?

      1. Visit Dialabank.
      2. On the homepage, click on a personal loan
      3. You will be directed to a page where all the details regarding personal loans can be found.
      4. Fill in all the required details and give all the documents
      5. Our executives will then get in touch with you soon
      6. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Sikandrabad

      Processing fees must be paid by the applicant in order to facilitate the further processing of their application form of personal loan. The processing fee is 1% of the loan amount in Sikandrabad.

      In case individual wishes to foreclose their loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Sikandrabad EMI Calculator

      Equated Monthly Installments also know as EMI are a convenient way to repay the loan amount over a period of time on a monthly basis.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated with regards to interest rate, loan tenure as well as the amount of loan sanctioned.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Sikandrabad

      Every institution offering loan has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Sikandrabad. Most banks require a minimum score of 750 to process your loan application.

      The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

      personal loan at 10.75%*

      Personal Loan Sikandrabad Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Sikandrabad. You can apply online at Dialabank or give a call at 9878981166.

      Personal Loan Sikandrabad Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Sikandrabad. Thereafter, our relationship managers will assist you.

      Pre Calculated EMI Table for Personal Loan Sikandrabad

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Sikandrabad

      A city in the state of Haryana, Sikandrabad is a place of religious and historical importance. Renowned historical structures are present all around the city.