Personal Loan Silvassa

Major Personal Loan Providers in Silvassa

Personal Loan Silvassa Features

Empty pockets? Not sufficient money to live happily? Searching for an antidote of these problems?

Then you arrived at the correct place. Diala Bank has a perfect solution to your problem.

A personal loan Silvassa is the antidote of all your hindrances. This unsecured loan will be approved within 48 hours after

It is an unsecured type loan with the feasibility of interest rates as per your comfort. The requisite conditions for applying for this loan are a good source of economic and a good credit score.

Click here to get an Instant Personal Loan

Personal Loan Silvassa Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Silvassa

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of the PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card.
3. Aadhar Card (for identity proof)
4. Address Proof (owned/rented)
5. Attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Silvassa

Salaried Applicants:

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants:

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Silvassa?

1. You do not need to submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The sanctioned amount of personal loans depends on your credit score.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Silvassa?

1. Visit our website Dialabank.
2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free help, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Silvassa

The processing fee is charged by Banks and NBFCs as application fees for proceeding with your application for a personal loan. This fee is mostly 1.5%-2.5% of the sanctioned amount.

If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate click on the personal loan interest rate

Personal Loan Silvassa EMI Calculator

EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined on the basis of your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Silvassa

All financial institutions which are involved in Lending also have their own conditions for CIBIL scores. Most financial institutions prefer a CIBIL score of 750.

Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.

Personal Loan Silvassa Agents

Dialabank is the prominent agent for taking a Personal Loan in Silvassa. You can apply online at dialabank or give a call at 9878981166.

Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you with the best service.

Personal Loan Silvassa Contact Number

Call 9878981166  to get financial help from us and endorsement for a Personal Loan in Silvassa.

Pre Calculated EMI Table for Personal Loan Silvassa

About Silvassa

Silvassa is a city in western Indian. It is the headquarters of Dadra and Nagar Haveli District. Tax-free status was granted by the Government of India to set up industrial projects in Silvassa. It is also popular for many FMCG distributors.