Personal Loan Sinnar

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Sinnar

      Major Personal Loan Providers in Sinnar

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Sinnar Features

      Personal Loan Sinnar

      Personal Loan Sinnar is a perfect solution to many of your financial woes. Be that if you need liquid funds for an emergency or significant achievement for your career. That is where personal loans support you a lot. Consider holding several accounts of different principal balances and interest levels. A personal loan lets you combine all these loans into one and reduce the financial problems.

      Dialabank brings to you a hassle-free interface to get you the strongest personal loan deals in the market in record time. Our team of specialists is available to support you through any step of the way. Scroll down to learn more details.

      In Sinnar, you can easily get a personal loan at an interest rate ranging from 9.5% to 37%, but this depends on many factors.

      Personal Loan Sinnar Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      More About: Interest Rates on Personal Loan

      Documents Required for Personal Loan Sinnar

      Salaried Customers:

      1. Identity proof such as Aadhar card/driving license.
      2. last three-month salary slips.
      3. Bank statements for the last 6 months.
      4. PAN Card.
      5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
      6. 2 Passport-sized photographs of the applicant.

      Self-Employed Customers:

      1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
      2. PAN Card.
      3. Aadhar Card as identity proof.
      4. Residence Proof or rental agreement in case of a rented apartment.
      5. Two passport-sized photographs of the applicant.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Sinnar Eligibility Criteria

      The eligibility criteria may vary between Salaried and Self-Employed.

      Salaried Applicants

      Salaried Persons include Salaried Physicians, CAs, the staff of various Public and Private limited corporations, State Sector workers, and public sector undertakings:

      1. Minimum required age of applicant: 21 years.
        Applicant ‘s maximum age when the loan matures: 60 years.
      2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
      3. The applicants must a credit history suitable for a personal loan.
      4. The job location of the applicant.
      5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

      Self-Employed Professionals

      Self-employed (Professionals) involve self-employed Physicians, Chartered Accountants, Engineers, and Company Secretaries.

      1. Eligibility Age Criteria:
        Required Minimum age of Applicant: 22 years.
        The average age of Candidate at loan maturity: 65 years.
      2. Years of business: Minimum 3 years.
      3. The applicants must a credit history suitable for a personal loan.
      4. The job location of the applicant.
      5. Average Annual Income: ₹100000/- p.a. for Metro Locations & ₹75,000/- p.a. for non-metro areas.

      Self-Employed Applicants

      Self-employed (Individuals) include Partners & Directors in the Business of Manufacturing, self-employed – Sole proprietors, and Trading or Services.

      1. Eligibility Age Criteria:
        Required Minimum age of Applicant: 22 years.
        The average age of Candidate at loan maturity: 65 years.
      2. Years of business: Minimum 4 years.
      3. The ITR file for the last three years will be required.
      4. The business of the applicant should be running from the past three years.
      5. The CIBIL score should be up to the mark
      6. The annual income of the applicant should be at least Rs 2.5 lakh.
      7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

      Why Apply for Personal Loan Sinnar?

      • Personal Loan Sinnar is based upon the candidate’s income per annum and his credit score. No other requirement is there
      • There is no need to put a precious asset as security to the lender for Personal Loan Sinnar, as it is an unsecured loan
      • Personal loans offer higher loan amounts to help you deal with any financial emergency
      • Personal Loan Sinnar is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

      How to apply for Personal Loan Sinnar?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
      • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
      • Our experts will give you a call and assist you in choosing the best deal for you.
      • In case of any queries, call us at 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Sinnar

      Every bank and NBFC charges a fee to process the application for a Personal Loan. These charges vary between 1.5% to 3% of the sanctioned loan amount.

      If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Sinnar EMI Calculator

      Click here to know more about- EMI Calculator

      CIBIL Score required for Personal Loan Sinnar

      Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Sinnar. Most institutions need a minimum score of 750 to process your application for a loan.

      The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Sinnar Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Sinnar.

      Pre Calculated EMI Table for Personal Loan Sinnar

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Sinnar

      Sinnar may not be as popular as other cities in India, but don’t let that fool you. Sinnar is a smaller but beautiful upcoming tourist destination.  You would be amazed by some of the fun stuff to do and locations you will visit at this secret escape. Sinnar is a Block located in the Nashik district in Maharashtra. Situated in the rural region of Maharashtra, it is one of the 15 blocks of Nashik district.

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