Personal Loan Sitamarhi

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Sitamarhi

      Major Personal Loan Providers in Sitamarhi

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Sitamarhi Features

      Personal Loan Sitamarhi

      Personal advance isn’t just of an unstable nature with the least required documentation and considerably lesser administrative work. This advance may take as long as 48 hours to get endorsed following the cycle of check.

      Personal Loan Sitamarhi is a credit that gives monetary help to clients at reasonable and practical financing costs. So as to get a Personal Loan, the candidate is needed to have a solid and dependable wellspring of pay and furthermore great financial record.

      Personal Loan Sitamarhi Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Sitamarhi

      Salaried Customers:

      1.  ID proof (Aadhar card/driving license)
      2. Salary Slips for the last three months 
      3. The Bank’s accounts for the last months
      4. PAN Card
      5. Proof of Residence (Own/Rent/Company provided)
      6. Two Passport-size photograph
      NOTE: It is important to insert a lease agreement in the case of leased apartments. 

      Self-Employed Customers:

      1. All financial statements (Balance Sheet, P&L Statement and ITR files) are necessary.
      2. PAN Card
      3. Aadhar
      4. Proof of residence
      5. Two passport-sized photographs
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Sitamarhi

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The applicant’s minimum age should not be less than 21 years or more than 60 years old. 
      2. The applicant must have at least three years of work experience. The income was just allocated to their accounts. 
      3. There should be an excellent credit background for the applicant. 
      4. It is important to state the location of the applicant‘s work. 
      5. The creditor must have an INR 25,000 p.m. minimum income.

      Click here to know more  Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent person should be at least 25 years.
      2. The candidate applying for the individual advance ought to have been recording ITR for as long as three years.
      3. On the off chance that the candidate is a businessman, at that point the business is needed to be proficiently running from the most recent 3 years.
      4. The cibil score rating of the candidate ought to be acceptable and there must not be any obligation or contribution forthcoming.
      5. The yearly salary of the candidate ought to be at least Rs 2.5 lakh.
      6. The entire report check cycle of the individual credit requires the candidates to present his budgetary and his bank explanation of the past a quarter of a year.

      Click here to know more Self-employed Applicant

      How to apply for Personal Loan Sitamarhi?

      1. Visit this website: Dialabank
      2. Then navigate to the section of the loan and go to the page for personal loans. 
      3. You will be guided to comprehensive personal loan details where you can select your city. 
      4. Feel free to call 9878981166 for more information and free guidance.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Sitamarhi

      For the processing of Personal Loan application, both banks and NBFCs charge certain amount. The Personal Loan Sitamarhi processing fee is 1 per cent of the amount of the loan authorized.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Sitamarhi EMI Calculator

      CIBIL Score required for Personal Loan Sitamarhi

      All the loaning organizations have their own models for a negligible CIBIL score that is expected to deal with a Personal Loan application in Sitamarhi. Generally, the establishments need a base score of in any event 750 to deal with an application additionally.

      personal loan at 10.75%*

      Personal Loan Sitamarhi Agents

      You can easily apply online at Dialabank or give a call at  9878981166

      Personal Loan Sitamarhi Contact Number

      Call 9878981166 and get timely assistance and approval for Personal Loan in Sitamarhi.

      Pre Calculated EMI Table for Personal Loan Sitamarhi

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Sitamarhi

      Sitamarhi is one of the areas of the territory of Bihar, India. Dumra is the authoritative base camp of this area. The region is an aspect of the Tirhut Division and is situated along the outskirt of Nepal.

      FAQs About Personal Loan Sitamarhi

      Who can apply for a Personal Loan in Sitamarhi?

      Individuals who have a pressing requirement for money and have a normal wellspring of salary (from work or business) can apply for a Personal Loan in Sitamarhi.

      What is the tenure of Personal Loan in Sitamarhi?

      The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks which stretch out the most extreme time frame to 7 Years too. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.

      Can my application for Personal Loan Sitamarhi get rejected due to my CIBIL score?

      Since Personal Loan is an unstable credit, one of the most significant choice rules for getting your Personal Loan application affirmed is your CIBIL Score. Having a High CIBIL score turns out to be critical in the event that you wish to benefit of a Personal Loan later on. Ensure you don’t avoid any of your advance EMI installments or any charge card installments as that will bring about diminishing your CIBIL score. The vast majority of the Personal Loan dismissals occur because of a low CIBIL Score.

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