Personal Loan Sitapur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All About Personal Loan Sitapur

Due to the increase in day to day expenses, financial problems get into the way a lot. Personal loans help the customers to deal with any kind of personal issue with an efficient and very low rate of interest.

Why Personal Loan Sitapur?

  1. Multipurpose loan: The Loan amount can be used to handle almost all financial problems of life.
  2. Less Paperwork: Personal Loan Sitapur requires less documentation.
  3. No security required:  Personal Loan Sitapur does not require any collateral.
  4. Simple procedures: Personal Loan Sitapur is a simple loan scheme as there is no process to check the collateral.

Interest Rates on Personal Loan Sitapur

Personal Loan Sitapur generally comes with an affordable interest rate. The initial interest rate of the Personal Loan is 10.75% per year, but this rate keeps on varying from time to time. Also, the interest rate differs from person to person and also depends on one’s monthly salary or income.

Personal Loan Sitapur Eligibility Criteria

personal loan sitapur

Salaried, self-employed people and self-employed professionals are eligible for availing a personal loan.

Salaried Individuals:

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and 1-year experience in the current job.
  4. CIBIL Score must be more than 700.
  5. A person who gets his/her salary in cash is not eligible for availing Loan

Self Employed Individuals:

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 750. This is very important for your loan

Personal Loan Sitapur Documents Required

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of the last 6 months or bank account statements where you get your salary. If you are self-employed, you have to give your ITR statement for the last 3 years.
  4. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

Salaried Individual

Self Employed People

Latest 6-month bank statements

Latest 6-month bank statements

Last 2-months’ salary slips

Last 2 years Balance Sheet

Last 3 year Form 16

Last 3 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs

 

 

 

 

 

 

 

 

 

 

 

 

Personal Loan Sitapur EMI Calculator

The most common way to repay your loan is through Equated Monthly Installments. That is commonly known as EMI. Dialabank brings to you an EMI calculator to help you calculate your EMIs beforehand and plan your repayment accordingly.

If you wish to prepay or foreclose your loan, then make sure you enter those charges too so your comparison can be more accurate.

Personal Loan Sitapur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Sitapur Apply Online

Anybody can apply quickly for Personal Loan Sitapur online within 2 minutes. The process of application is straightforward and fast.

  1. Visit Dialabank
  2. After that, apply for a Personal Loan online.
  3. Enter your contact number so that we can contact you back.

Dialabank is one of the best platforms to apply for a personal loan as we provide you all kinds of loans at a very affordable rate of interest.

About Sitapur

Sitapur is a city and a municipal board in Sitapur district in the state of Uttar Pradesh, India. It is in the Lucknow Division. The town is located on the bank of river Sarayan. In British India, it was spelled as Citapore and was a cantonment, garrisoned by a portion of a British regiment. The traditional origin for the name is said to be by the King Vikramāditya from Lord Ram’s wife Sita. The total population of the district is 28.57 lakhs. Sitapur is a famous center of cultural and religious heritage. It is claimed that this is where Rishi Ved Vyas wrote the Puranas.

Other Cities For Personal Loan

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Personal Loan Hayatnagar Personal Loan Tilhar

 

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