Personal Loan Sivakasi

⋆ Interest Rate 9.99% ⋆

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Rates as low as 9.99%*
Loans Up to 30 Lacs
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All About Personal Loan Sivakasi

In today’s world, expenses are increasing rapidly and people have developed their lifestyle according to the trend. But not everyone can fulfill their personal needs due to a shortage of funds. There can be many short term reasons for getting a personal loan like paying medical bills, planning a trip, paying old debts, etc. A personal loan will solve all your problems easily.

What is Personal Loan Sivakasi?                          

In Sivakasi, all major banks provide personal loans to their customers at affordable and cost-effective interest rates. The loan application process is very easy and quick. The loan may get approved within 2-3 business days after the verification process.

Why should one apply for Personal Loan Sivakasi?

1.    The Loan amount depends upon the income and repayment capability of the applicant.

2.    It is a multi-purpose offer that can be used for almost all financial problems.

3.    No need to put any property or asset as security to the lender

4.    No cosigner needed.

Personal Loan Sivakasi Eligibility Criteria

Personal Loan Faizabad does not apply to everyone, and there are some eligibility criteria based on which the bank provides a loan to the applicant. There are two categories of applicants:

1.    Salaried

2.    Self-employed

There are different eligibility criteria for both applicants.

Salaried Applicant:

1.    The minimum age of the applicant should be 21 years and a maximum of up to 60 years.

2.    If the borrower should have a salary of minimum Rs.18,000 per month

3.    The borrower must have the work experience of the last three years, and the salary should come in their account only.

4.    The person must have a good CIBIL score, i.e., at least 700+

The documentation process is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

To know more click here:-

Self-employed Applicant:

1.    The self-employed person’s age should be minimum of 25 years.

2.    The applicant should file ITR at least for the last three years.

3.    The CIBIL of the applicant should be good, and no debt should be left due.

4.    The ITR(Income tax return) which the applicant files should be Rs 2.5 lakhs per annum at least.

5.    And the applicant is a businessman than his business should be running from the last three years.

To know more click here:-

Personal Loan Sivakasi Documents

1.     Identity proof:- ( Passport/Id card/voter card/driving license/Aadhar Card) It can be any one of them.

2.    Residence proof:- ( Passport/voter card/driving license/Aadhar Card/Ration Card). And the applicant living in a rented house, then they have to submit their rental agreement.

3.    The applicant must submit their PAN card, which is an essential document under the KYC formality.

4.    Salaried applicants have to submit their salary slip of the last three months and the bank statements of the last six months.

5.   The self-employed applicant has to submit the ITR of the last three years, and registration of their business should be done.

6.    Two passport size colored photos. (Applicant should not be wearing glasses)

How to Apply for Personal Loan Sivakasi?

Personal Loan Faizabad

Anybody can apply for Personal Loan online only in 2 minutes. The process of application is straightforward and quick.

 First of all, you should check your eligibility.

      1.     Visit www.dialabank.com.

      2.     After that, apply for a Personal Loan online.

      3.     Enter your contact number so that we can contact you back.

      4.     Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

Personal Loan Interest Rates: Updated 2020

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Other Personal Loan Cities in Uttar Pradesh 

Personal Loan Firozabad Personal Loan Gangoh
Personal Loan Ghatampur Personal Loan Ghazipur
Personal Loan Ghosi Personal Loan Gola Gokarannath
Personal Loan Gonda Personal Loan Gorakhpur

 For EMI Calculator click here:-

About Sivakasi

Sivakasi which is pronounced as ‘Sivakasi’, is a town in Virudhunagar District in the Indian state of Tamil Nadu. This town is known for its firecracker, matchbox, and printing industries. The industries in Sivakasi employ over 2,50,000 people with an estimated turn over of ₹20 billion. Sivakasi was established in the 15th century during the reign of the Pandya king Harikesari Parakkirama Pandian.

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