Personal Loan Sopore

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Sopore

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Sopore Featurespersonal loan sopore

Get an endless credit limit with a handy and fast process credit methodology. You need to reserve the full quantity and pay interest solely on the transfer created to your checking account. The unsecured characteristic within the loan makes it a lot of help for you. Get cash instantly anytime you would like, we will transfer it to your account in minimum processing time on verification of the documents provided by you.

It advantages the person to get the money while not even rendering any extra amount to the bank. Personal loan offers cash facility at low cost and easy on the pocket interest rates. To avail this Loan, the candidate is needed to possess a trustworthy pay and an honest record of credit profile to freely enjoy the good thing about your loan.

To apply for a personal loan, Sopore click on Personal Loan

Personal Loan  Sanjan Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Sopore

Salaried Customers: w

  1. Identity proof
  2. Salary statements of the past 3 months
  3. Bank statements for the last 6 months
  4. PAN
  5. Proof for Residence
  6. 2 Passport-size photographs

Self-Employed Customers:

  1. All financial statements (including Balance Sheet, P&L Statement and ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. 2 Passport-sized photographs
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Sopore

Salaried Applicants

  1. The candidate should have a decent credit history.
  2. The age of the candidate ought to be between 21-60 years.
  3. The applicant must have work experience of 3 years and the compensation should be mentioned in records.
  4. The job location of the applicant must be mentioned along with a minimum income of at least INR 25,000 p.m.

Click here to know more about personal loan eligibility for- Salaried Applicant

Self-Employed Applicants

  1. The age of the person should be at least 25 years.
  2. The yearly income of the applicant should be minimum of Rs 2.5 lakh.
  3. The credit score of the applicant must be reliable with no pending dues.
  4. The verification process requires the applicants to submit their financial and bank statement of the past 3 months.
  5. The applicant must pay ITR for the past 3 years; whereas, for a businessman, the business should be operating from the past 3 years.

Click here to know more about the personal loan eligibility for– Self-employed Applicant

Why Apply for Personal Loan Sopore?

  1. There is no requirement of mortgage or collateral as bank security.
  2. The amount of loan is entirely based on your repayment capacity.
  3. This type of loan does not require any nominee or guarantor.
  4. A personal loan can be put to use for any kinds of issues because of its multipurpose nature.

How to apply for Personal Loan Sopore?

  1. Visit our website: www.dialabank.com.
  2. Go to loan section and then click the personal loan link, which will direct you to the personal loan details wherein you select your city.

For more information, contact 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Sopore

All lending institutions cost a certain fee to process your application, varying between 1.5% to 2.5% of the availed amount.

In case you wish to close your credit before the maturity period, a penalty will be charged as a prepayment expense. These charges vary depending on the number of years the loan has been withdrawn before, which changes from 4% of the rest of the sum; in the second year to 2% in the fourth year of the loan.

To know about the interest rates, visit personal loan interest rate

Personal Loan Sopore EMI Calculator

CIBIL Score required for Personal Loan Sopore

Most of the lending institutions need a minimum score of 750 that is needed to process a Personal Loan application in Sopore.

They also look at an elaborated view of the previous loans including the type of loans and the amount of money borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the new loan.

personal loan at 10.75%*

Personal Loan Sopore Agents

Dialabank is one of the trustworthy agents for availing Personal Loan in Sopore. One can apply online at www.dialabank.com or contact 9878981166

We assist you with the best option of Banks and NBFCs by giving an in-detail market comparable analysis of various banks. Visit our website and fill out a simple form with the details of personal and employment data so that our customer relationship managers will be able to get in touch with you.

Personal Loan Sopore Contact Number

Contact 9878981166 and get assistance for Personal Loan Sanjan.

Pre Calculated EMI Table for Personal Loan Sopore

Click personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

FAQs About Personal Loan Sopore

Who can apply for a Personal Loan Sopore?

People having an urgent need for cash and have a regular source of income can apply for a Personal Loan in Sopore.

What is the tenure of Personal Loan Sopore?

Most of the institutions provide a Personal Loan Sopore for min 1 Year and Max 5 Years. There are some Banks which extend the maximum period to 7 Years. The tenure is fixed and repayment has to be done in EMIs within the agreed tenure.

Are there any other charges for Personal Loan Sopore?

Yes, there are 2 types of charges that one needs to pay to avail a personal loan in Sopore:

  • Processing Fee: A lending institution charges a small fee from the customer, known as Processing Fee, which varies for between 1% and 2.5% of the loan amount.
  • Pre-closure Charges: The Banks and NBFCs charge an extra amount known as pre-closure charges in case you are closing the loan before decided period, which vary depending on how many years your loan has completed.

Can my application for Personal Loan Sopore get rejected due to CIBIL score?

Personal Loan, being an unsecured loan, CIBIL Score is looked after by the banks. Having a High CIBIL score becomes important if you wish to avail the loan in future. Make sure you don’t delay any of the EMI or credit card payments to avoid any decrease in CIBIL score as most of the Personal Loan reject due to a low CIBIL Score.

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