Personal Loan Sri Ganganagar

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Sri Ganganagar

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Sri Ganganagar Features

personal loan sri ganganagarAre you looking for some methods to overcome your monetary problems? Are major expenses like medical bills or educational bills coming after you?

Personal Loan Sri Ganganagar is an unsecured loan in nature with minimal documentation and less paperwork that gets disbursed in your account within 48 hours of applying with Dialabank and the entire loan amount sanctioned is transferred in the account of the applicant without any hurdles immediately.

You can make a Personal Loan Sri Ganganagar as it is easy to take and more manageable to repay. Also, no security is essential whatsoever. So Personal Loan is a feature provided by banks & NBFCs to get the best loan for every individual.

Personal Loan in Sri Ganganagar Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Sri Ganganagar Documents Required

Salaried Customers:

  1. PAN Card
  2. Residence Proof (Owned/Rented/Company provided)
  3. Passport-sized photographs – 2
  4. Identity proof (Aadhar card/driving license)
  5. Salary slips of last three months
  6. Bank statements for the last six months

Self-Employed Customers:

  1. Company’s financial statements also essential
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Sri Ganganagar Eligibility Criteria

The Personal loan eligibility criteria also are different for both Salaried and Self-Employed customers in the following manner:

Salaried Applicants

  1.  Your age should be between 21, and the maximum age to avail of personal loans is 60.
  2. For the salaried applicant, the bank or NBFC requires 18,000 Rs as a minimum monthly salary as per individual requirement.
  3. The salary should come only in your account.
  4. Last but not least, for availing personal loans in Sri Ganganagar, a salaried applicant’s CIBIL has to be above 750.

Self-Employed Applicants

  1. Essential bank account.
  2. 25-65 years old.
  3. Well, operating business.
  4. Minimum income of 2.5 lakh.
  5. CIBIL needs to be above 750.

Why Apply for Personal Loan Sri Ganganagar?

  1. Personal loans are simple and secure and do not require mortgages.
  2. Easy process.
  3. Flexible terms and conditions.
  4. Dependent on income.

How to apply for Personal Loan Sri Ganganagar?

Anybody can apply for Personal Loan Sri Ganganagar online and get an instant personal loan only in minutes. The process of application is straightforward, easy, and quick.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Enter your correct contact number so that we can contact you back for the following process.
  4. Fill in all the other essential details to aid you better like location, income, etc. for better guidance.
  5. For any query regarding the personal loan, call at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Sri Ganganagar

Every bank and NBFC has two kinds of charges.

  1. The first is a mandatory fee for processing your Loan in Sri Ganganagar application. These charges 1% of the sanctioned loan amount.
  2. The second being Pre-closure charges in-case you have to close your loan before your fixed tenure for whatever reasons maybe. In most cases, you cannot close your loan before the tenure of 12 months. After that, the charges differ depending on how many years the loan has done ranging from 2-4% according to the banks.

Personal Loan Sri Ganganagar EMI Calculator

The Personal loan EMI Calculator can be used to calculate your EMI value easily on your loan amount.

Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan borrowed. It is calculated based on various factors like your profile, income, loan amount, and tenure the interest rate. Your EMI is calculated based on the Interest Rate you are charged by the bank which is required to be paid every month.

CIBIL Score required for Personal Loan Sri Ganganagar

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Sri Ganganagar.

  1. A minimum score of 750 is mostly needed to process your loan application.
  2. Income and job stability is as important as CIBIL to process the loan.
  3. Your past behavior on loans also matters.

personal loan at 10.75%*

Personal Loan in Sri Ganganagar Agent and Contact Number

Dialabank helps you in comparing and guiding you on various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for personal loans in Sri Ganganagar. The relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your go-to agent is:

  1. DialaBank is India’s first financial helpline.
  2. We do not charge you for our services.
  3. The loan gets disbursed within only 24 hours of applying with us.
  4. Our relationship manager guides and assists you through the entire process.

By comparing all the deals available with various banks for a personal loan we will help you in choosing the right bank for you.

Call 9878981166 and get instant help and approval for Instant Personal Loan in Sri Ganganagar.

Pre Calculated EMI Table for Personal Loan Sri Ganganagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sri Ganganagar

Sri Ganganagar is a city situated in the northern-most city of the Indian state of Rajasthan, near the borders of Haryana and Punjab states and the international border of India and Pakistan respectively. It is also the administrative headquarters of the Sri Ganganagar district of Rajasthan.

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