Personal Loan Srikalahasti

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Srikalahasti

      A Complete Guide for Personal Loan Srikalahasti

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Srikalahasti

      Personal Loan Srikalahasti

      Any financial institution borrowing money for personal use is called a Personal Loan. It is a multipurpose loan that can be used to satisfy many needs. A financial loan is used to meet some of the specific requirements including school costs, payment including medical bills, taxes, etc.

      In the new world, people are searching for a simple way to fund their vacations, company, and much more. All they need to do is ask for Personal Loans.

      A Dialabank Personal Loan personal loan enables you to meet your varying financial needs; you can take advantage of loans up to Rs 20 lakh and fulfil the specific needs you pose at any period of your life. The fast clearance system means you are informed of the expenditure easily.

      Moreover, with our instant online Personal Loan services, you’ll get the funds within 3 seconds. In Srikalahasti, you can obtain a personal loan easily at an interest rate of 10.75 per cent to 32 per cent, but that depends on several variables.

      Features of Personal Loan Srikalahasti 

      Personal loans Srikalahasti has an immediate clearance mechanism, with loans approved as early as 24-48 hours after the loan application is submitted.

        1. Personal loan up to Lakh Rs. 25. They have a flexible tenor varying between 12 and 60 months. No collateral or guarantor is required for those loans. They are at a negligible interest rate.
        2. You will apply for Personal Loan online and get approved within 5 minutes of your loan submission.
        3. You will not have to provide insurance for it. This is a non-secured loan. To get it, then, is quick.
        4. The applicants can choose the amount and number of EMI to repay the money, according to its availability.
        5. The documentation required for such loans is very simple, and the amount is very limited.
        6. Borrowers will often use such loans as a method for getting a strong credit score.

      Personal Loan Srikalahasti Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Srikalahasti

      Salaried Customers:

      1. Identity verification such as driving license / Aadhar passport.
      2. Only slip of three months’ pay.
      3. Bank declarations over the last 6 months.
      4. PAN Card.
      5. Residence Proof (provided by Owned / Rented / Company), and rental agreement in the case of apartments.
      6. 2 Applicant’s passport-sized photographs.

      Self-Employed Customers:

      1. All financials are needed (Balance Sheet and P&L Report ITR documents).
      2. PAN Card.
      3. Aadhar Passport, as evidence of identification.
      4. Residence Proof or rental agreement should an apartment be rented.
      5. The applicant has two passport-size photos.

      personal loan at 10.75%*

      Personal Loan Srikalahasti Eligibility Criteria

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Eligibility Criteria for Personal Loan Srikalahasti:

      There are some criteria for eligibility, based on which bank provides a loan.

      Salaried Applicant

      1. The applicant’s age should range between 21 years and 60 years.
      2. The person has to have a strong credit background.
      3. He/she should have the past three years’ work experience and the salary should come in their account only.
      4. The documentation process is straightforward; they must submit their last six months’ salary slip and submit their previous three-month bank statement.

      Click here to know more about- Salaried Applicant

      Self-employed Applicant

      1. If the applicant is a self-employed individual, then the age should be 25.
      2. Over the last three years, the individual will have to file ITR.
      3. The ITR the person files should be at least 2.5lacs per annum.
      4. The person’s credit score will be fine, so no debt will be due.
      5. Finally, if the person has a business then he should be running his business for the previous three years.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Srikalahasti?

      • A personal loan is a multifunctional offer that can be used for all financial life issues.
      • Personal Loan Srikalahasti relies on a person’s capacity to receive and repay.
      • Any requirement to bring up cash or services to the investor as leverage.
      • Needing no guarantor.

      How to apply for Personal Loan Srikalahasti?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page where, along with your phone number, you will have to fill in all your personal and professional details.
      • Wait a while after you click on ‘Apply now’ In a limited time, you can obtain mail threads from various banks and NBFCs who can lend you a personal loan
      • Our advisors will call you to help you pick the right option for you.
      • In case of any queries, call us at 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Srikalahasti

      The interest rates in a Personal Loan depend on the profile and salary of an individual in the business.

      The base rate starts at 10.75 per cent. The added costs apply to any circumstances are applicable. Interest rate according to credit level. Interest rates and bank charges can be influenced by the following factors:

      1. Credit / CIBIL Rating: A high CIBIL rating can be an asset in reducing interest rates and other costs.
      2. Average Ranking for Loans: 640-750.
      3. Company Profile: Well-recognized businesses and government department employees will profit from the volatility in several of the charges.
      4. Bank Customer Relationships: Having a customer before the bank’s relationship would be an asset in reducing prices and charges.
      To know about the interest rate click on the personal loan interest rate

      Personal Loan Srikalahasti EMI Calculator

      CIBIL Score required for Personal Loan Srikalahasti

      In Srikalahasti, each lending institution has its requirements for the minimum CIBIL score needed to process a Personal Loan application. Most institutions must have a minimum score of 700 to process your loan application.

      personal loan at 10.75%*

      Personal Loan Srikalahasti Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Srikalahasti.

      Pre Calculated EMI Table for Personal Loan Srikalahasti

      Click here for the personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Srikalahasti

      Srikalahasti Temple is in the town of Srikalahasti, in Andhra Pradesh district, India. It is one of South India’s most prominent Shiva temples and is claimed to be the location where Kannappa was able to give both his eyes to cover blood streaming from the Siva linga before it was halted by the Siva and granted him moksha.

      Srikalahasti temple, located 36 km away from Tirupati is renowned for its Vayu linga, one of the wind-representing Panchabhoota thalamus. The temple is often known to be the kshetra Rahu-Ketu and Dakshina Kailasam. The inner temple was built in the 5th century, and the outer temple was built in the 11th century by the Rajendra Chola I, later kings of Chola, and kings of Vijayanagara.