Personal Loan Sunam

Best Banks for Personal Loan Sunam

Personal Loan Sunam Features

Are you in need of urgent money to recover from a financial crisis? Whether it be for paying off old debts or medical bills.

Personal Loan can help you to get out of that phase without any hurdles. Personal Loan is an unsecured loan in nature with minimal documentation and less paperwork required. It gets disbursed within 48 hours by applying with Dialabank and the amount of loan sanctioned is transferred in the account of the applicant without any hassle.

Personal Loan Sunam Interest Rates and Charges 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Sunam Documents Required 

Salaried Customers:

1. 2 recent passport-sized photographs (colored)
2. Salary slips of last previous months
3. PAN Card
4. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)
5. Proof of Identity such as Aadhar card/ Passport Copy/ Driving License, etc
6. Bank statements for the last 6 months to be submitted

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.
3. Two passport-sized photographs
4. Under KYC, PAN card is a must
5. ID Proof like Aadhar Card/ Driving License/ Passport copy, etc.

Personal Loan Sunam Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

1. Individual must have the work experience of the three years with their salary in coming to their personal account.
2. Age of the applicant should range from 21 to 60 years
3. The applicant should not have any dues left and have a good credit score
4. Location of the job should be mentioned in the form

Self-Employed Applicants

1. A self-employed applicant should be at least 25 years of age
2. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
3. The business should be functional from the past three years if the applicant is a businessman
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The applicants applying for the personal loan should file ITR for the last three years.
6. The borrower should submit his financial and his bank statement for the last three months.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Sunam?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan can be used for various purpose and has no restrictions
3. The amount of personal loan depends upon the repayment of individual income and capacity.
4. No third party is involved in the deal

How to apply for Personal Loan Sunam?

1. Visit dialabank. and apply for an online personal loan in no time
2. Go to personal loan under loan section. You will be directed to a page where you need to fill all your details required for loan approval
3. Our relationship managers will then contact you soon
4. For further guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Sunam

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

Personal Loan Sunam EMI Calculator

Equated Monthly Installments or EMI is a mode of repayment of the loan amount borrowed by an individual from the banks. Your EMI is computed on various criteria such as loan amount, loan tenure along with the interest rate charged by the bank.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Sunam

A CIBIL score is an important parameter which decides upon the further approval and progress in the loan application. Various institutions have different minimum requirements of CIBIL score. A score of 700 and above is considered to be a decent score

The lending institutions not only look at the score but also your credit history and your behaviour on lending and repayment accordingly.

Personal Loan Sunam Agents

Dialabank is the leading agent for availing Instant Personal Loan Sunam. You can apply online at dialabank or give a call at 9878981166

Personal Loan Sunam Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Sunam. Our relationship managers shall contact and assist you further.

Pre Calculated EMI Table for Personal Loan Sunam

About Sunam