Personal Loan Supaul

Major Personal Loan Providers in Supaul

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Supaul Features

Are you seeking a finance source that is both efficient and safe? Dialabank brings home the most reliable and efficient Personal Loans that suffice your need. All your need to do is basic documents and repayment potential. Such kinds of loans usually get approved within 48 hours of registration and the client is updated with every necessary detail regarding the loan processing.

Personal Loan Supaul is a loan that gives financial assistance to customers at affordable and cost-effective interest rates. 

To get the loan approved the applicant must possess the potential and will to repay the amount under stipulated time.

To apply for a personal loan, Supaul click on Personal Loan

Personal Loan Supaul Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Supaul

The important documents required for approval of Personal Loan Supaul:

Salaried Customers:

1.  ID proof (Aadhar card/driving license)
2. Salary slips for the past three months of the applicant
3. Bank Statement for the last 6 months
4. PAN Card
5. Proof of Residence (Own/Rent/Company provided)
6. Two Passport-size photograph

*NOTE: In case of rented apartments, it is mandatory to attach the rent agreement.

Self-Employed Customers:

1. All financial statements are needed (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card belonging to the applicant
4. Proof of residence
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Supaul

Click here to know more about personal loan eligibility

Salaried Applicants

1. The candidate’s age must lie between 21 years to 60 years.
2. The candidate should hold a work experience of at least three years with accounted documents regarding the same.
3. The candidate must possess an outstanding credit history.
4. There should be a clear specification of the candidate’s job location.
5. The borrower must earn a minimum income of INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The minimum age of the applicant should be 25 years.
2. The applicant must submit the ITR copy for the past three years belonging to the firm.
3. If the applicant must be running the same business for over three years.
4. The credit score of the candidate should be clear and satisfactory.
5. The yearly income of the applicant should be a minimum of Rs 2.5 lakh.
6. The whole document verification process of the personal loan requires the applicants to submit his financial and his bank statement of the previous three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Supaul?

1. There is no requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a flexible loan, thus it can be put to use for all the issues related to money.
3. The personal loan amount depends on the repayment potential of the candidate.
4. A Personal Loan does not need any nominee or guarantor for bank safety.

How to apply for Personal Loan Supaul?

1. Visit this website: www.dialabank.com.
2.  Then you need to Navigate through the loan section and go to the personal loan link.
3. You will be directed to the defined information of the personal loan where you can pick your city.
4. For further assistance and guidance, feel free to call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Supaul

All Banks and NBFCs charge a certain fee for processing a Personal Loan application. This charge may vary between 1.5% to 2.5% of the sanctioned loan amount.

If you wish to foreclose your loan before the decided loan tenure, all lending institutions ought to charge you a penalty as a prepayment fee. Mostly, you are not allowed to close your loan before 12 months. After that, the charges differ based on how many years the loan has been completed. This charge varies from 4% of the remaining loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Supaul EMI Calculator

Equated Monthly Installments or EMI is a monthly fixed charge that you are required to pay to the bank as monthly repayment for the loan amount which is borrowed. Depending on your profile, the rate of interest on your loan is set. The EMI on your loan is calculated based on the Interest Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Supaul

All the lending institutions have their criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Supaul. Most of the institutions need a minimum score of at least 750 to further process an application.

The financial institutions not only take a look at your cibil score. The institutions also take a look at an elaborated view of the previous loans.

The points they look into include the kinds of loans applied for in past and the repayment activities as the delay might turn out to be a hurdle for approval of the current personal loan.

Personal Loan Supaul Agents

Dialabank is one of the leading agents for availing Personal Loan in Supaul. You can easily apply online at www.dialabank.com or give a call at 9878981166

Our customer relationship experts get in touch with you instantly as you apply online. Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-depth market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. 

Personal Loan Supaul Contact Number

Call 9878981166 and get timely assistance and for availing a Personal Loan in Supaul.

Pre Calculated EMI Table for Personal Loan Supaul

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Supaul

Supaul is a town and a municipality that is headquarters of the Supaul district in the Indian state of Bihar. Supaul town is the administrative headquarters of the Supaul district.

FAQs About Personal Loan Supaul

Who can apply for a Personal Loan in Supaul?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Supaul.

What is the tenure of Personal Loan in Supaul?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Supaul?

Yes, there are 2 types of charges that one needs to pay to avail a personal loan in Supaul:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. Which is called the Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Supaul get rejected due to my CIBIL score?

Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.