Personal Loan Surendranagar

⋆ Interest Rate 9.99% ⋆

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        Rates as low as 9.99%*
        Loans Up to 30 Lacs
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        Personal Loan Surendranagar

        Best Banks for Personal Loan in Surendranagar

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan in Surendranagar Features

        Personal Loan Surendranagar

        A Personal Loan Surendranagar is the answer to all your problems regarding monetary shortage to facilitate your dreams. It is convenient to avail of a personal loan as it does not require any deposit of any asset or collateral to the bank and can be availed at an affordable interest rate. A borrower can use the money sanctioned by the bank for whatsoever purpose without the banks interfering in it.

        Personal Loan in Surendranagar Interest Rates and Charges

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan in Surendranagar Documents Required 

        Salaried Customers:

        1. Income Proof: Salary slips of last three months and bank statements for the last 6 months
        2. Two recent passport-sized photographs
        3. Identity proof: Aadhar card/driving license/ Voter ID
        4. PAN Card
        5. Residence Proof which includes Water Bill/ Telephone Bill/ Voter ID

        *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financials are required (Balance Sheet, P&L Statement as well as ITR files) to be submitted by the borrower
        2. 2 Passport-sized photographs (colored)
        3. ID Proof: Aadhar card/driving license/ Voter ID
        4. Bank statements for the last 6 months
        5. Photocopy of PAN Card
        6. Residence Proof which includes Water  Bill/ Telephone Bill/ Voter ID

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan in Surendranagar Eligibility Criteria

        The personal loan eligibility criteria for both Salaried and Self-Employed are different:

        Salaried Applicants

        1. An individual must be over 21 years and below 60 years of age
        2. The borrower should have the work experience of three years in the current job
        3. The applicants should not have any dues left and should have a good CIBIL score
        4. The job location of the borrower should be mentioned.

        Self-Employed Applicants

        1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
        2. The applicants applying for the personal loan should file ITR for the previous three years.
        3. The business should be running for the past three years in case the applicant is a businessman
        4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
        5. The minimum age requirement for a self-employed borrower is 25 years.
        6. Financial and his bank statement of the previous three months should be provided by the borrower

        Click here to know more about eligibility: Personal Loan Eligibility

        Why Apply for Personal Loan Surendranagar?

        1. No need to deposit any mortgage or collateral security
        2. Does not require any guarantor or nominee for loan approval
        3. The loan amount can be utilized as per the wise of the borrower
        4. The amount of a personal loan depends upon the repayment of individual income and capacity.

        How to apply for Personal Loan Surendranagar?

        1. Visit dialabank and get the best deals on a personal loan
        2. First, click on personal loan under the loan section
        3. The applicant must provide the personal and income details
        4. Our relationship managers will contact on the provided contact number for further process
        5. For more information and free guidance, you may call on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Surendranagar

        For processing the personal loan application form, a processing fee of 1% is charged by the banks which varies from bank to bank.

        In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Depending on how many years the loan has been done the charges differ. 

        Personal loan Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

         

        Personal Loan Surendranagar EMI Calculator

        Equated Monthly Installments also know as EMI are devised so that the repayment of the loan amount borrowed is easier for the applicant. EMI has to be paid on a monthly basis and is a fixed amount that is calculated using the basis of interest rate, loan tenure and amount of loan sanctioned by the bank.

        Get to know more about EMI Calculator: Personal Loan EMI Calculator

        CIBIL Score required for Personal Loan Surendranagar

        Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Surendranagar. Most institutions require a minimum score of 750 for further processing of your loan application. Good credit history is a must to avoid any inconvenience in availing fresh loans in the future as the banks analyze the CIBIL score as well as the detailed behavior of previous loans.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Surendranagar Agents

        Dialabank is the leading agent for availing Personal Loan in Surendranagar. You can apply online at Dialabank or give a call at 9878981166

        Personal Loan Surendranagar Contact Number

        Call 9878981166 and get Instant Personal Loan in Surendranagar.

        Pre Calculated EMI Table for Personal Loan Surendranagar

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Surendranagar

        Surendranagar is a city, also known as the gateway to Saurashtra and as Zalawad. The major agricultural product of this city is cotton. Surendranagar District is one of the highest quality producers of cotton in the world.

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