Personal Loan Talwandi Bhai

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Talwandi Bhai

        Best Banks for Personal Loan in Talwandi Bhai

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan in Talwandi Bhai Features

        Personal Loan Talwandi BhaiTransform your dreams of a big wedding, world tour, buying your dream car, and much more into reality by availing Personal Loan through DialaBank.

        These are a type of unsecured loan which do not need any of the applicant’s asset to be deposited as collateral security or mortgage. Most of the major banks offer personal loan considering the borrower has a stable source of income and good credit history.

        Apply for a personal loan at affordable rates and less documentation.

        Personal Loan in Talwandi Bhai Interest Rates and Charges 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan in Talwandi Bhai Documents Required 

        Salaried Customers:

        1. Salary slips of last three months of the borrower
        2. 2 recent passport size photographs (coloured)
        3. Bank statements for the last 6 months of the applicant
        4. PAN Card
        5. ID Proof (Aadhar card/driving license)
        6. Address Proof such as Water Bill/ Electricity Bill/ Passport copy, etc

        *NOTE: In case of rented apartments, rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card
        3. Two passport-sized photographs
        4. The government authorized ID Proof
        5. Address Proof such as Water Bill/ Electricity Bill/ Passport copy, etc

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan in Talwandi Bhai Eligibility Criteria 

        The eligibility criteria for both Salaried and Self-Employed are different:

        Salaried Applicants

        1. Applicant’s age should be between 21 to 60 years of age
        2. The applicants must have the work experience of the three years. And their salary should be received in their personal accounts only.
        3. The applicants must have an excellent credit history.
        4. The job location of the applicant should be mentioned.

        Self-Employed Applicants

        1. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
        2. The minimum age requirement is 25 years.
        3. The applicants applying for the personal loan should file ITR for the last three years.
        4. The business should be running from the past three years in case the applicant is a businessman
        5. The credit score of the individual applicants should be good without a bad history
        6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

        To know more about eligibility: Personal Loan Eligibility

        Why Apply for Personal Loan Talwandi Bhai?

        1. Mortgage and collateral security to the bank deposition not needed
        2. A personal loan is a multi-purpose offer loan. It can be used as per requirement
        3. The amount of personal loan depends upon the repayment of individual income and capacity.

        How to apply for Personal Loan Talwandi Bhai?

        1. Visit dialabank.
        2. Select personal loan in the loan section and fill in the necessary details
        3. Our executives will then assist you in further process
        4. For more information and free guidance, you may call on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Talwandi Bhai

        Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

        Every lending institution charges you a penal prepayment fee if you wish to close your loan before the agreed tenure but in most cases, you cannot close your loan before 12 months. After that, the amount varies depending on how many years the loan has done.

        Personal Loan Talwandi Bhai EMI Calculator

        Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate and consequently the EMI rate varies.

        Get to know more about EMI Calculator: Personal Loan EMI Calculator

        CIBIL Score required for Personal Loan Talwandi Bhai

        Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Talwandi Bhai. Most institutions require a minimum score of 750 to process your loan application.

        The lending institutions not only look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Talwandi Bhai Agents

        Dialabank is the leading agent for availing Personal Loan in Talwandi Bhai. You can apply online at dialabank or give a call at 9878981166

        Personal Loan Talwandi Bhai Contact Number

        Call 9878981166 and get Instant Personal Loan in Talwandi Bhai.

        Pre Calculated EMI Table for Personal Loan Talwandi Bhai

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Talwandi Bhai

        Talwandi Bhai is a small town in Firozpur district, Punjab. It is famous for producing agricultural tools and is significant in the grain market.