Personal Loan Talwandi Bhai

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Talwandi Bhai

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Talwandi Bhai Features

Personal Loan Talwandi BhaiTransform your dreams of a big wedding, world tour, buying your dream car, and much more into reality by availing Personal Loan through DialaBank.

These are a type of unsecured loan which do not need any of the applicant’s asset to be deposited as collateral security or mortgage. Most of the major banks offer personal loan considering the borrower has a stable source of income and good credit history.

Apply for a personal loan at affordable rates and less documentation.

Personal Loan in Talwandi Bhai Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Talwandi Bhai Documents Required 

Salaried Customers:

  1. Salary slips of last three months of the borrower
  2. 2 recent passport size photographs (coloured)
  3. Bank statements for the last 6 months of the applicant
  4. PAN Card
  5. ID Proof (Aadhar card/driving license)
  6. Address Proof such as Water Bill/ Electricity Bill/ Passport copy, etc

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Two passport-sized photographs
  4. The government authorized ID Proof
  5. Address Proof such as Water Bill/ Electricity Bill/ Passport copy, etc

personal loan at 10.75%*

Personal Loan in Talwandi Bhai Eligibility Criteria 

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Applicant’s age should be between 21 to 60 years of age
  2. The applicants must have the work experience of the three years. And their salary should be received in their personal accounts only.
  3. The applicants must have an excellent credit history.
  4. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
  2. The minimum age requirement is 25 years.
  3. The applicants applying for the personal loan should file ITR for the last three years.
  4. The business should be running from the past three years in case the applicant is a businessman
  5. The credit score of the individual applicants should be good without a bad history
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

To know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Talwandi Bhai?

  1. Mortgage and collateral security to the bank deposition not needed
  2. A personal loan is a multi-purpose offer loan. It can be used as per requirement
  3. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Talwandi Bhai?

  1. Visit dialabank.
  2. Select personal loan in the loan section and fill in the necessary details
  3. Our executives will then assist you in further process
  4. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Talwandi Bhai

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

Every lending institution charges you a penal prepayment fee if you wish to close your loan before the agreed tenure but in most cases, you cannot close your loan before 12 months. After that, the amount varies depending on how many years the loan has done.

Personal Loan Talwandi Bhai EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate and consequently the EMI rate varies.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Talwandi Bhai

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Talwandi Bhai. Most institutions require a minimum score of 750 to process your loan application.

The lending institutions not only look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Talwandi Bhai Agents

Dialabank is the leading agent for availing Personal Loan in Talwandi Bhai. You can apply online at dialabank or give a call at 9878981166

Personal Loan Talwandi Bhai Contact Number

Call 9878981166 and get Instant Personal Loan in Talwandi Bhai.

Pre Calculated EMI Table for Personal Loan Talwandi Bhai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Talwandi Bhai

Talwandi Bhai is a small town in Firozpur district, Punjab. It is famous for producing agricultural tools and is significant in the grain market.

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