Personal Loan Talwandi Sabo

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Talwandi Sabo

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Talwandi Sabo Features

Personal Loan Talwandi Sabo

Transform your dreams of a giant wedding, world tour, buying your dream car, and far more into reality by availing loans through DialaBank.

These are a kind of unsecured loan which don’t need any of the applicant’s asset to be deposited as collateral security or mortgage. Most of the key banks offer personal loans considering the borrower encompasses a stable source of income and good credit history.

Apply for a private loan at affordable rates and less documentation.

To get a private loan, the applicant must have a rigid and good source of income and a decent credit history. Furthermore, there’s no end-use restriction on the utilization of the non-public loan amount. you’ll be able to use this loan amount anywhere you wish to try and do.

Personal Loan in Talwandi Sabo Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Talwandi Sabo Documents Required 

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, the rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Talwandi Sabo Eligibility Criteria 

The personal loan eligibility criteria for both Salaried and Self-Employed are different. it’s supported the bank which needs to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. The minimum age requirements of people should be 21 years and a maximum up to 60 years.
  2. The applicants must have the work experience of the three years. and also the salary should be received in their accounts only.
  3. The applicants must have a wonderful credit history.
  4. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the private loan should file ITR for the last three years.
  3. The whole documentation process of the private loan is that the applicants must submit his financial and his statement of the previous three months.
  4. If the applicants are the businessman, then the business should be running from the past three years.
  5. The credit score of the individual applicants should be good. There mustn’t be any debt or dues left.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh

How to apply for Personal Loan Talwandi Sabo?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website dialabank.
  2. Go to the loan section and click on on the non-public loan link.
  3. The applicant is required to fill altogether the main points of themselves.
  4. Click for the asking a quote and our relationship manager will soon get in-tuned with you.
  5. For more information and free guidance, you’ll invoke 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Talwandi Sabo

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for each bank /NBFC. These charges vary between 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable just in case you would like to foreclose your loan before the agreed loan tenure. In most cases, you can not close your loan before 12 months. Post that the costs vary reckoning on what number of years the loan has done. These charges vary from 4% of the outstanding loan amount within the 2nd year to twenty-eight within the 4th year of the loan. The processing fee charges are mandatory for every ban/NBFC. These charges vary between 1% to 2.5% of the sanctioned loan amount.

Personal Loan Talwandi Sabo EMI Calculator

Equated Monthly Installments also know as EMI is that the monthly fixed amount that the customer or applicant should pay to the bank because of the loan amount. The applicant is that the borrower in such cases and therefore the bank is that the lender. EMI varies in line with your loan amount and tenure. you’ll be able to find the private loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Talwandi Sabo

CIBIL Score is that the history of your payments that you simply have exhausted the past. The CIR (Credit Information Report) is that the history of your credit score which checks your account’s history for various loans that you simply have taken (if any) and also the MasterCard history (if you have).

1. Mostly a CIBIL score of 750 and above is taken into account good while applying for a private loan.
2. The better the CIBIL score the simpler it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Talwandi Sabo Agents

Dialabank is related to various banks and NBFCs in Talwandi Sabo that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing loans in Talwandi Sabo. you’ll be able to also apply online at dialabank or provides a get in 9878981166.

1. We don’t charge any extra fees from our customers.
2. We are always able to help our applicants and are available 24/7.
3. The approval process is time-saving if you apply through DialaBank.
4. The Loan gets disbursed within 24 hours.
5. experts will assist you, and our relationship managers will provide guidance.

Personal Loan Talwandi Sabo Contact Number

Call9878981166 and get instant help and approval for Personal Loan in Talwandi Sabo.

Pre Calculated EMI Table for Personal Loan Talwandi Sabo

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Talwandi Sabo

Talwandi Sabo is a town and Municipal Council in Bathinda district, Punjab, India. It is world-famous for being one of the Five Takhts of Sikhism, Takht Sri Damdama Sahib. It is famous for its Baisakhi Mela, which is celebrated on 13 April and attracts tens of lakhs of visitors, every year.

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