Personal Loan Tejpur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Major Personal Loan Providers in Tejpur

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan Tejpur Features

      Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is available for you. This variety of loans is not only of an unsecured nature with very few documents needed with even lesser paperwork. This sort of loan may be signed in up to 48 hours to get approved following the process of confirmation.

      Personal Loan Tejpur provides economic aid support to all customers at an affordable as well as cost-effective interest charges. To get a Personal Loan, the candidate is required to have a similarly stronger and dependable source of income and also a reasonably good credit history profile.

      Also, there exists no said end-use restriction on the use of the personal loan sum. This loan amount can be utilized in whatever way wanted.

      In order to implement for a personal loan Tejpur click on Personal Loan

      Personal Loan Tejpur Interest Rates

      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Muthoot Personal Loan
      Manappauram Personal Loan
      PNB Personal Loan
      0.70% to 1%
      Canara Bank Personal Loan
      Andhra Bank Personal Loan

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Tejpur

      Salaried Customers:

      1. Identity confirmation(Aadhar card/driving license)
      2. Records for the salary of the past three months.
      3. Bank records for the last 6 months
      4. PAN
      5. Evidence for Residence (Own/Rent/Company provided)
      6. Passport-size print- 2

      *NOTE: If one lives in contracted apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements are needed (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar
      4. Residence Verification
      5. Passport-sized pictures- 2

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Tejpur

      Click here to apprehend more about personal loan eligibility

      Salaried Applicants

      1. The base age of the claimant ought not to be under 21 years or over 60 years.
      2. The candidate must have a functioning understanding of in any event three years. The payment ought to have been relocated in their records as it were.
      3. The claimant should have an outstanding continuance history.
      4. The job spot of the candidate should be mentioned.
      5. The borrower must have the least income of at least INR 25,000 p.m.

      Click hither to know more concerning a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent spirit applying should be at least 25 years.
      2. The applicant petitioning for a personal loan should have been filing ITR for the past three years. In case the candidate is a businessman, then the business is expected to be running well from the last 3 years.
      3. The credit score of the candidate should be good and there need not be any debt or any dues pending.
      4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
      5. The entire certificate verification process for personal loan approval requires the candidates to submit their financial statements and their bank statement for the past three months.

      Bang here to know more regarding the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Tejpur?

      1. There is no hard and fast course for the requirement of depositing any mortgage or collateral as a promise to the bank.
      2. A personal loan is a kind of multidimensional investment, so it can be put to use for any sort of issue.
      3. The amount of personal loans is completely based on the repayment capacity of the applicant.
      4. A Personal Loan does not require any contestant or guarantor.

      How to apply for Personal Loan Tejpur?

      1. Visit this website: Dialabank.
      2. Then, go to the loan section and go to the personal loan section. It will teach you the detailed erudition of the personal loan where you can hit your city. For more data and free guidance, please call 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Tejpur

      All Banks and NBFCs cost a certain price to process a Personal Loan petition. This cost diversifies between 1.5% to 2.5% of the approved loan amount.

      If you wish to close your loan before the selected loan tenure, all lending establishments will be charging you a penalty as a prepayment fee. Usually, you will not be admitted to close your loan before a period of 12 months. Post that, the management differs based on the amount of years the loan has closed. This charge varies from 4% of the remaining loan sum in the second year to 2% in the fourth time of the loan.

      To know regarding the interest rate click on personal loan interest rate

      Personal Loan Tejpur EMI Calculator

      Equated Monthly Installments or EMI implies a monthly solidified rate that you are required to pay to the bank as monthly repayment for the loan amount which is achieved. According to your profile, the rate of interest on your credit is set. The EMI on your loan is determined depending upon the Rate the bank credits you with and the loan amount you have to use and the period for which you take the loan.

      CIBIL Score required for Personal Loan Tejpur

      All the lending companies have their own laws for a minimal CIBIL score that is obliged to process a Personal Loan application in Tejpur. Mostly, the institutions need a minimum score of at least 750 to distant process an application.

      No institution only looks at the overall score. They also look at a developed view of the previous loans. The details cover the type of loans and the amount of cash that was borrowed. If there exists any stay in the payments of the previous loans, it may hinder the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Tejpur Agents

      Dialabank is one of the foremost agents for availing Personal Loan in Tejpur. You can surely apply online at Dialabank or give a call at 9878981166

      Dialabank helps you to look for the various reliable option of Banks and NBFCs by giving you coming to an in-detail market-related analysis of various banks to help you pick the right one. Hit our website Dialabank and fill out a simple application with the provisions of personal and employment data. Our customer contact managers will be in touch with you quickly.

      Personal Loan Tejpur Contact Number

      Call 9878981166 and get timely assistance and support for Personal Loan in Tejpur.

      Pre Calculated EMI Table for Personal Loan Tejpur

      Sound here for a personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About TejpurPersonal Loan Tejpur

      Tejpur is a town and urban agglomeration in Sonitpur district, Assam state, India. Tejpur is on the banks of the river Brahmaputra, 175 kilometers northeast of Guwahati, and is the largest of the north bank towns with a population exceeding 100,000 as per Metropolitan Census 2011.

      FAQs About Personal Loan Tejpur

      Who can apply for a Personal Loan in Tejpur?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Tejpur.

      What is the tenure of Personal Loan in Tejpur?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Tejpur?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Tejpur:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Tejpur get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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