Personal Loan Tenali

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Tenali

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Tenali FeaturesPersonal loan tenali

Are you looking for external monetary assist to meet your requirements? If sure, then you could avail a private loan. it is a mortgage that can be used for extraordinary purposes like paying debts, going for a holiday, paying lessened expenses, and lots more. A loan gives a method to all troubles of monetary desires and cash urgently.

This loan is unsecured in nature with minimum documentation and less paperwork. Laon receives authorized in 2 days A personal loan will assist you to overcome your economic disaster.

because the call suggests, a personal mortgage may be opted by using a character due to a pressing requirement of cash, for example, any clinical problem, schooling cause, or wedding ceremony or to satisfy any of your other non-public wishes. this is a lifestyles-saver option.

To get a personal mortgage, the applicant needs to have a rigid and precise supply of income and an amazing credit score history. there is no limit in the end-use of the loan.

Personal Loan in Tenali Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Tenali Documents Required 

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. PAN Card
  3. Residence Proof (Owned/Rented/Company provided)
  4. Salary slips of last three months
  5. Bank statements for the last 6 months
  6. Passport-sized photographs – 2
  7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Tenali Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. Details of salary account.
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. ITR for the last three years.
  3. Financial statements for the last 3 months.
  4. Business details of the past three years.
  5. The credit score of the individual applicants should be good
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

How to apply for Personal Loan Tenali?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website dialabank
  2. Visit the loan section and click on on the personal mortgage hyperlink.
  3. The applicant can be required to fill in all of the details of themselves.
  4. Click on Request a quote and our dating supervisor will soon get in touch with you.
  5. For more information call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Tenali

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for every ban/NBFC. These fees vary between 1% to 2.5% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable in case you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before a year. Post that the charges vary depending on no of years the loan has done. These charges vary from 4%  to 2% of the amount.

Personal Loan Tenali EMI Calculator

 EMI or Equated Monthly Installments is the monthly fixed amount that the customer or applicant has to pay to the bank as the loan amount. The applicant is the borrower in such cases and the bank is the lender. EMI varies according to your loan amount and tenure. You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Tenali

CIBIL Score is the history of your payments that you have done in the past. The Credit Information Report or CIR is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL record of 750 points and above is considered good while applying for a personal loan.
  2. The better the CIBIL score the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Tenali Agents

Dialabank is associated with various banks and NBFCs in Tenali that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Tenali. Apply online at dialabank or give a call at 9878981166.

  1. We do not charge any extra fees from our customers.
  2. We are always ready to help our applicants and are available 24/7.
  3. The Loan gets disbursed within 24 hours.
  4. Our experts will assist you, and our relationship managers will provide guidance.

Personal Loan Tenali Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Tenali.

Pre Calculated EMI Table for Personal Loan Tenali

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tenali

Tenali is a city in Guntur district of Andhra Pradesh, India. It is a municipality and the headquarters of Tenali revenue division and Tenali mandal. The city is renowned for art, drama, cultural, and hence, it is often referred with the nickname as Andhra Paris.

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