Personal Loan Thane

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Thane

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Thane Features

Click here to get an instant personal loan

personal loan thane

Are you running short out of cash? Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. You can get a personal loan within 48 hours after the verification process.

Personal Loan is an unsecured loan that provides financial aid to the customers at some interest rates.

Any of your personal requirements can be fulfilled by personal loan Thane at very low and affordable interest rates.

To get a Personal Loan, the applicant requires to have a good source of income and has a good credit history.

Furthermore, there is no end-use limitation on the use of the personal loan amount. You can utilize this loan amount anywhere you want to do.

Personal Loan in Thane Interest Rates

To apply and know more click on Personal Loan

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan in Thane

Salaried Customers:

  1. Identity proof (Aadhaar card/driving license/Voter Id)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: If you live in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhaar Card
  4. Residence Proof( Current and Permanent)
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Thane Eligibility Criteria

Click here to know about personal loan eligibility

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years and the salary must be received in their accounts only.
  3. The applicants must have a good credit history.
  4. The job location of the applicant must be mentioned.
  5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about: personal loan for Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for the applicants should be 25 years.
  2. The applicants applying for the personal loan must have the ITR files for the last three years.
  3. If the consumers are the businessman, then the business should be functioning from the past three years.
  4. The credit score of the individual must be good. There should not be any dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more about: personal loan for self-employed Applicant

Why Apply for Personal Loan in Thane?

  1. Do not need any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all the troubles related to money.
  3. The amount of personal loan dependable on the repayment of individual income and capacity.
  4. Personal Loan does not need any guarantor.

How to apply for Personal Loan in Thane?

  1. Visit www.dialabank.com.
  2. Visit the loan section and click on the personal loan link.
  3. The consumer will be directed to all details of the personal loan where they can select their preferred city.
  4. For more information and guidance without any fee, you may call on 9878981166.

personal loan at 10.75%*

Processing Fees / Prepayment Charges on Personal Loan in Thane

Every Bank and NBFC charges a processing fee for your Personal Loan application. Processing fees vary from 1.5% to 2.5% of the sanctioned loan amount.

In case you want to foreclose your loan before the agreed loan tenure period, every lending institution charges you a penal prepayment fee. In most cases, you are incapable of close your loan before 12 months. After that, the charges vary depending on how many years the loan has done. These charges range from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate for a personal loan click on personal loan interest rate

Personal Loan EMI Calculator Thane

Equated Monthly Installments are the monthly fixed payments that you pay to the bank for the loan amount borrowed.  Based on your profile, the interest rate on your loan is decided. Your personal loan EMI is calculated on the basis of the Interest Rate charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Thane

Every lending institution has the criteria for the minimum CIBIL score for processing a Personal Loan application in Thane. Most institutions need a minimum score of 750 to process your personal loan application.

The institutions don’t just look at the overall score, also the detailed behavior on the previous loans taken. It includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a hurdle to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Thane Agents/Broker

Dialabank is the leading agent for availing Personal Loan in Thane. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will get in contact with you.

Personal Loan Thane Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Thane.

Pre Calculated EMI Table for Personal Loan Thane

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thane

Thane is a city outside Mumbai, in the west of Maharashtra, India. It’s called the ‘City of Lakes’, and it has more than 30 lakes include tree-lined Upvan Lake, a popular recreational spot.

Beside Talao Pali Lake, Kopineshwar Mandir is an old, domed Hindu temple devoted to Lord Shiva. To the west, leopards, monkeys, and parakeets inhabit the teak forest and bamboo groves of Sanjay Gandhi National Park.

Personal Loan Interest Rates in Thane

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

 

Major Localities in Maharashtra for availing Personal Loan

Personal Loan Waghala Personal Loan Wani
Personal Loan Warje Personal Loan Warora
Personal Loan Warud Personal Loan Yavatmal
Personal Loan Achalpur Personal Loan Agashi

FAQs About Personal Loan Thane

Who can apply for a Personal Loan in Thane?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Thane.

What is the tenure of Personal Loan in Thane?

Most of the Banks and NBFCs offer a Personal Loan for a minimum period of 1 Yr and a maximum period of 5 Years. There are some Banks which expand the maximum period to 7 Years also. The tenure period cannot be extended. The repayment has to be done in equal monthly installments in the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Thane?

Yes, 2 types of charges are there to avail a personal loan in Thane.

Processing Fee: For every bank or lending institution that you borrow from, there is a fee that they charge from the customer. This is called Processing Fee. The amount of processing fee alters for each lending institution and is normally 1% of the loan amount.

Pre-closure Charges: Whenever you wish to close a running loan before its agreed tenure period, the Banks and NBFCs charge an additional amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Thane get rejected due to my CIBIL score?

Since Personal Loan is an unsecured loan, one of the most important criteria for availing a Personal Loan application approval is your CIBIL Score. Having a High CIBIL score becomes important if you need to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in lowering your CIBIL score. Most of the Personal Loan knock-backs happen due to a low CIBIL Score.

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