Personal Loan Thanesar

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Thanesar

      Best Banks for Personal Loan in Thanesar

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Thanesar Features

      Personal Loan ThanesarPersonal Loan is one of the most popular financial products which is a boon for those who are in need of financial help to overcome their financial needs. Over the years due to the advancements and coming of the newer technologies it has been more convenient for you as a borrower to seek funds from banks or NBFCs with ease and much of the options available to your rescue.

      A Personal Loan is an unsecured loan that can be availed by you if you are going through a financial crisis. The loan approval demands a set of documentation to be followed and the loan amount is approved as per your eligibility and need. Since it’s a kind of an unsecured loan it does not involves any of your assets to be mortgaged by the bank in any case.

      Personal Loan in Thanesar Interest Rates and Charges 

      Personal Loan Interest Rate

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Thanesar Documents Required 

      Salaried Customers:

      1. Income proof in the form of Salary slips of last three months submitted by the applicant and bank statements for the last 6 months
      2. 2 Passport-sized photographs (colored)
      3. Residence Proof which includes Passport Copy/ Telephone Bill/ Water Bill/ Voter ID
      4. Proof of identity: Aadhar card/ ration card/ driving license/ Voter ID
      5. PAN Card

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. Income proof in the form of all financials are required (Balance Sheet, P&L Statement as well as ITR files) by the borrower
      2. 2 Passport-sized photographs (colored)
      3. Residence Proof which includes Passport Copy/ Telephone Bill/ Water Bill/ Voter ID
      4. Proof of identity: Aadhar card/ ration card/ driving license/ Voter ID
      5. PAN Card

      personal loan at 10.75%*

      Personal Loan in Thanesar Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Minimum age of the applicant should be 21 years and maximum can be 60 years
      2. An individual should have the work experience of a minimum of 3 years in the ongoing company
      3. The job location of the borrower should be mentioned.
      4. The applicants should not have any dues left and should have a good CIBIL score

      Self-Employed Applicants

      1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. Financial and his bank statement of the previous three months should be provided by the borrower
      4. If the applicant is a businessman, then the business should be running from the past three years.
      5. The credit score of the individual applicants should be good without any debt or dues left.
      6. The minimum age requirement for an independent person should be 25 years.

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Thanesar?

      1. Mortgage and collateral security, not required
      2. Irrespective of any guarantor or nominee, the loan can be approved
      3. Multi-purpose offer loan which can be used for any purpose as per applicants liking
      4. The amount of personal loan depends upon the repayment of individual income and capacity.

      How to apply for Personal Loan Thanesar?

      1. Visit dialabank. and avail the best offers on a personal loan
      2. Go to the loan section and select a personal loan
      3. After that, the borrower shall provide the personal and income details
      4. Our executives will then get in touch with you
      5. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Thanesar

      All the major banks charge around 1.5%-2.5% of the total loan amount as a processing fee for the personal loan application form.

      Generally, you cannot foreclose your loan before 12 months, but if anybody wishes to do so, they will be charged a penalty fee as prepayment charge by the bank which is dependent upon the loan completion percentage.

      Personal Loan Thanesar EMI Calculator

      Equated Monthly Installments also know as EMI are a fixed amount that a borrower has to pay to the bank as monthly repayment for the loan amount borrowed. The EMI is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Thanesar

      The banks, as well as NBFCs, don’t just look at the overall credit score but also the detailed behaviour on the previous loans taken. which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      That is why the CIBIL score is an important and essential criterion for banks to decide about the loan approval of any candidate. On a general basis, a minimum CIBIL score of 750 and above is considered to be decent.

      personal loan at 10.75%*

      Personal Loan Thanesar Agents

      Dialabank is the leading agent for availing Personal Loan in Thanesar. You can apply online at dialabank or give a call at 9878981166

      Personal Loan Thanesar Contact Number

      Call 9878981166 and get Instant Personal Loan in Thanesar.

      Pre Calculated EMI Table for Personal Loan Thanesar

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Thanesar

      Thanesar also is known as Thaneswar, and archaically as Sthanishvara is a historic town and a significant Hindu pilgrimage point on the banks of the Ghaggar river in the state of Haryana in the northern region of India. It is located in Kurukshetra district which is approximately 160 km in the northwest direction of Delhi. Kurukshetra’s urban area currently merges with Thanesar.

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