Personal Loan Thanesar

Best Banks for Personal Loan in Thanesar

Personal Loan in Thanesar Features

Personal Loan is one of the most popular financial products which is a boon for those who are in need of financial help to overcome their financial needs. Over the years due to the advancements and coming of the newer technologies it has been more convenient for you as a borrower to seek funds from banks or NBFCs with ease and much of the options available to your rescue.

A Personal Loan is an unsecured loan that can be availed by you if you are going through a financial crisis. The loan approval demands a set of documentation to be followed and the loan amount is approved as per your eligibility and need. Since it’s a kind of an unsecured loan it does not involves any of your assets to be mortgaged by the bank in any case.

Personal Loan in Thanesar Interest Rates and Charges 

Personal Loan Interest Rate

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Thanesar Documents Required 

Salaried Customers:

1. Income proof in the form of Salary slips of last three months submitted by the applicant and bank statements for the last 6 months
2. 2 Passport-sized photographs (colored)
3. Residence Proof which includes Passport Copy/ Telephone Bill/ Water Bill/ Voter ID
4. Proof of identity: Aadhar card/ ration card/ driving license/ Voter ID
5. PAN Card

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Income proof in the form of all financials are required (Balance Sheet, P&L Statement as well as ITR files) by the borrower
2. 2 Passport-sized photographs (colored)
3. Residence Proof which includes Passport Copy/ Telephone Bill/ Water Bill/ Voter ID
4. Proof of identity: Aadhar card/ ration card/ driving license/ Voter ID
5. PAN Card

Personal Loan in Thanesar Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Minimum age of the applicant should be 21 years and maximum can be 60 years
2. An individual should have the work experience of a minimum of 3 years in the ongoing company
3. The job location of the borrower should be mentioned.
4. The applicants should not have any dues left and should have a good CIBIL score

Self-Employed Applicants

1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. Financial and his bank statement of the previous three months should be provided by the borrower
4. If the applicant is a businessman, then the business should be running from the past three years.
5. The credit score of the individual applicants should be good without any debt or dues left.
6. The minimum age requirement for an independent person should be 25 years.

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Thanesar?

1. Mortgage and collateral security, not required
2. Irrespective of any guarantor or nominee, the loan can be approved
3. Multi-purpose offer loan which can be used for any purpose as per applicants liking
4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Thanesar?

1. Visit dialabank. and avail the best offers on a personal loan
2. Go to the loan section and select a personal loan
3. After that, the borrower shall provide the personal and income details
4. Our executives will then get in touch with you
5. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Thanesar

All the major banks charge around 1.5%-2.5% of the total loan amount as a processing fee for the personal loan application form.

Generally, you cannot foreclose your loan before 12 months, but if anybody wishes to do so, they will be charged a penalty fee as prepayment charge by the bank which is dependent upon the loan completion percentage.

Personal Loan Thanesar EMI Calculator

Equated Monthly Installments also know as EMI are a fixed amount that a borrower has to pay to the bank as monthly repayment for the loan amount borrowed. The EMI is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Thanesar

The banks, as well as NBFCs, don’t just look at the overall credit score but also the detailed behaviour on the previous loans taken. which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

That is why the CIBIL score is an important and essential criterion for banks to decide about the loan approval of any candidate. On a general basis, a minimum CIBIL score of 750 and above is considered to be decent.

Personal Loan Thanesar Agents

Dialabank is the leading agent for availing Personal Loan in Thanesar. You can apply online at dialabank or give a call at 9878981166

Personal Loan Thanesar Contact Number

Call 9878981166 and get Instant Personal Loan in Thanesar.

Pre Calculated EMI Table for Personal Loan Thanesar

About Thanesar

Thanesar also is known as Thaneswar, and archaically as Sthanishvara is a historic town and a significant Hindu pilgrimage point on the banks of the Ghaggar river in the state of Haryana in the northern region of India. It is located in Kurukshetra district which is approximately 160 km in the northwest direction of Delhi. Kurukshetra’s urban area currently merges with Thanesar.

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