Personal Loan Thanjavur

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Thanjavur

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Thanjavur Featurespersonal loan thanjavur

Are you looking for external financial help to fulfil your personal requirements? If sure, then you may avail a personal mortgage. it’s far a loan that may be used for exceptional functions like paying debts, going for a vacation, paying training charges and lots of more. non-public loan presents a technique to all troubles of monetary desires and coins urgently.

This loan is unsecured in nature with minimal documentation and much less office work. This loan may be without difficulty accredited within forty-eight hours after the verification technique.

A loan will help you to conquer your financial crisis. As the call suggests, a private mortgage can be opted with the aid of an individual due to an urgent requirement of cash, for instance, any clinical difficulty, schooling motive, or wedding ceremony or to fulfil any of your other personal wishes. this is an existence-saver option.

To get a loan, the applicant wishes to have an inflexible and exact source of profits and a terrific credit history. also, there may be no restriction on the stop-use of the personal loan.

Personal Loan Thanjavur in Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Thanjavur Documents Required 

The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

Salaried Customers:

  1. PAN Card/Aadhar Card/ Voter ID/ Driving License
  2. Residence Proof (Owned/Rented/Company provided)
  3. Salary slips of last three months
  4. Bank statements for the last 6 months
  5. Passport-sized photographs – 2
  6. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card/Aadhar Card/ Voter ID/ Driving License
  3. Residence Proof
  4. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Thanjavur Eligibility Criteria 

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

  1. Salaried
  2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

  1. Minimum age requirements of individuals should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years. It should be a salary account.
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The minimum age requirement for an independent person should be 25 years.
  2. ITR details for the last three years.
  3. Financial and bank statement for the previous three months.
  4. The business should be running from the past three years.
  5. Good credit score with no debt or dues.
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Thanjavur?

  1. No Securities: The securities for these loans aren’t required. these loans are primarily based at the month-to-month or annual profits of the candidates.
  2. Charges: these loans have a very competitive fee of interest. some of the banks offer the cheapest of loans on this class.
  3. Tenure: The time period of those loans can be extended to 5 years. There are some of the exceptions too.
  4. Brief Processing: The loans are processed right away after the verification of the files.
  5. EasyInstallments: The number and amount of the instalments may be chosen by means of the applicant for this loan in keeping with his affordability.
  6. Minimal Documentation: The files needed by the banks to avail of these loans are primary files.
  7. Credit rating: dependable and enhancing credit score

How to apply for Personal Loan Thanjavur?

Applying for a personal loan is easy with DialaBank. Get an instant personal loan on applying online with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

  1. Visit our website www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be required to fill in all the details of themselves.
  4. Click on Request a quote and our relationship manager will soon get in touch with you.
  5. For guidance, call us on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Thanjavur

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

  1. The processing fee charges are mandatory for every bank. These charges vary between 1% of the sanctioned loan amount.
  2. The other is pre-closure charges which are applicable in case you wish to discontinue your loan before the agreed loan tenure. In most cases, you cannot close your loan before a year. Charges may vary based on tenure. These charges vary from 4% to 2% between the 2nd year and the 4th year of the tenure.

Personal Loan Thanjavur EMI Calculator

Equated month-to-month Installments additionally recognize as EMI is the month-to-month fixed amount that the purchaser or applicant has to pay to the financial institution as the loan quantity. The applicant is the borrower in such instances and the bank is the lender. EMI varies in step with your mortgage amount and tenure. You may find the Personal loan EMI calculator on DialaBank’s website. 

CIBIL Score required for Personal Loan Thanjavur

CIBIL Score is the history of your payments that you have done in the past. The CIR (Credit Information Report) is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

  1. Mostly a CIBIL score of 750 and above is considered good while applying for a personal loan.
  2. The better the CIBIL score the easier it becomes to avail the loan.

personal loan at 10.75%*

Personal Loan Thanjavur Agents

Dialabank is associated with various banks and NBFCs in Thanjavur that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Thanjavur. Apply online at www.dialabank.com or call on 9878981166.

  1. We do no longer rate any more expenses from our customers.

  2. We’re usually ready to help our candidates and are to be had 24/7.

  3. The approval manner is time-saving if you follow thru DialaBank.

  4. The loan gets distributed within 24 hours.

  5. Our specialists will help you, and our dating managers will provide guidance.

Personal Loan Thanjavur Contact Number

Call 9878981166 for instant help and approval for a Personal Loan in Thanjavur.

Pre Calculated EMI Table for Personal Loan Thanjavur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thanjavur

Thanjavur, the city in the south Indian state of Tamil Nadu has numerous temples including the famous 11th-century Brihadeeswarar Temple, a vast Chola dynasty–era complex with a frescoed interior. The Thanjavur Maratha Palace is also home to the centuries-old Saraswathi Mahal Library, with palm-leaf manuscripts and other attractions. Thanjavur Art Gallery houses numerous bronze statues of the era. Tamil University Museum displays folk artifacts, coins, and musical instruments are also found here.

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