Personal Loan Theni

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Theni

        Best Banks for Personal Loan in Theni

        Feature
        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        12%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        50000
        100000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Nil
        Overdraft Facility
        No
        No
        Yes

        Personal Loan in Theni Features

        Personal Loan TheniIf you are sacrificing your dream due to the financial crisis and think that there is no hope for you to fulfil those dreams, a Personal Loan Interest Rate will push you to gain confidence again and believe in those dreams.

        A personal loan is a loan that can be used to fulfil any personal financial requirement. It is preferred over other types of loans as it does not require any collateral or any other type of asset as a security to the bank. The bank will analyze the applicant’s repayment capabilities, and the loan amount will be decided based on that.

        Personal Loan in Theni Interest Rates and Charges 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan in Theni Documents Required 

        Personal Loan Documents Required

        Salaried Customers:

        1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
        2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
        3. Income Proof: Salary slips of the last 6 months or bank account statements where you get your salary
        4. 2 recent passport size photographs

        *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

        Self-Employed Customers:

        1. 2 recent passport size photographs (coloured)
        2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
        3. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
        4. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
        5. Income Proof: If you are self-employed, you have to give your ITR statement for the last 3 years.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan in Theni Eligibility Criteria

        The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

        Salaried Applicants

        1. Minimum and Maximum Age: 21 and 60 Years.
        2. Work Experience: Overall 3 years and 1-year experience in the current job.
        3. CIBIL Score must be more than 700.
        4. A person who gets their salary in cash is not eligible for availing of Loan

        Self-Employed Applicants

        1. Minimum and Maximum Age: 25 and 65 years.
        2. I should have filed for an annual ITR of 2.5 to 3 lakh.
        3. Residence: Should be owning an Office or Home.
        4. Business Stability: Your business should have been operating for the last 3 years.
        5. CIBIL Score should be more than 700.

        Click here to know more about eligibility: Personal Loan Eligibility

        Why Apply for Personal Loan Theni?

        1. An applicant need not pledge any security or collateral
        2. The loan amount can be used as per the wish of the borrower
        3. A Personal Loan does not require any guarantor or nominee.
        4. The amount of a personal loan depends upon the repayment capability and income of the applicant.

        How to apply for a Personal Loan Theni?

        1. Visit Dialabank.
        2. Apply for a personal loan online
        3. You will be directed to all details of the personal loan where they can choose their preferred city. Fill in all the necessary details.
        4. Our relationship managers will then revert to you for checking the eligibility and provide you with suitable offers.
        5. For more information call us on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Theni

         Between 1.5% to 2.5% of the sanctioned loan amount is charged by the bank to the borrower to process personal loan applications, known as processing fees.

        If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

        Personal Loan Theni EMI Calculator

        Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate, period of the loan amount sanctioned for, and the loan amount, EMI is determined.

        Get to know more about EMI Calculator: Personal Loan EMI Calculator

        CIBIL Score required for Personal Loan Theni

        CIBIL score is an important criterion for the banks to decide about loan approval. Various banks have different CIBIL Score requirements, but most lending establishments require a minimum score of 750 to approve your loan application.

        The banks don’t just gander at the overall score but also the detailed behaviour on the loan’s history, including details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Theni Agents

        Dialabank is the leading agent for availing Personal Loan in Theni. You can apply online at Dialabank or give a call at 9878981166

        Personal Loan Theni Contact Number

        Call 9878981166 and get Instant Personal Loan in then.

        Pre Calculated EMI Table for Personal Loan Theni

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        About Theni

        Theni District is a district in Tamil Nadu state that lies in the Southern part of India. It is Located beside Madurai. The town of Theni is the district headquarters. The district is divided into 2 natural divisions: The hilly areas are formed by parts of the 3 taluk’s Periyakulam, Uthamapalayam and Andipatti, with substantial vegetation and streams from the hills on the western side and Cumbum valley, which lies in Uthamapalayam taluk.

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