Personal Loan Thirumangalam

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Thirumangalam

        Major Personal Loan Providers in Thirumangalam

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Thirumanagalam Features

        Personal Loan Thirumangalam

        Are running short of finances to fulfill your needs? Dialabank has the perfect solution for you.

        Keeping in mind your financial needs Dialabank provides you with an easy and accessible personal loan with easy repayment options. This is a secured loan that provides the applicant with the amount that they require in a of 48 hours of proceeding.

        • Personal Loan Thirumangalam provides its customers with finance-related assistance and guides them to save their loan fees.
        • To avail of a Personal Loan, the candidate should have a similarly more grounded and trustworthy wellspring of pay and a genuinely decent record as a consumer profile.
        • In addition to which the personal loans have no usage barriers keeping in mind the need of the customer. The customers are free to invest the money as per their will.

        To apply for a personal loan, Thirumangalam click on Personal Loan

        Personal Loan Thirumangalam Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        The essential Documents required for Personal Loan Thirumangalam are as follows:

        Salaried Customers:

        1. Identity proof can be(Aadhar card/driving license)
        2. Statements for the salary of the past three months of the applicant.
        3. Bank statements for the last 6 months need to be attached
        4. PAN card of the applicant for verification
        5. Proof of address (Own/Rent/Company provided)
        6. Passport-size photograph – 2 are mandatory.

        *NOTE: If one lives in rented apartments, rent agreement needs to be submitted along with the mentioned documents.

        Self-Employed Customers:

        1. All financial statements are mandatory (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card of the borrower for verification
        3. Aadhar card as identity proof
        4. Residence Proof of the applicant
        5. Passport-sized photographs- 2 is mandatory for the applicant.


        Interest Rate 9.99%


        Eligibility Criteria for Personal Loan Thirumangalam

        Click here to know more about personal loan eligibility

        Salaried Applicants

        1. The minimum age of the candidate must be 21 years and a maximum of 60 years.
        2. The candidate must have employment experience of over 3 years and the compensation ought to have been moved in their records as it were.
        3. The applicant should possess an outstanding credit history.
        4. The job location of the applicant should be mentioned in the documents.
        5. The borrower must have a minimum earning of at least INR 25,000 p.m.

        Click here to know more about a personal loan for- Salaried Applicant

        Self-Employed Applicants

        1. The age of an independent person applying should be a minimum of 25 years.
        2. The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be good in operation from the last 3 years.
        3. The credit score of the applicant should be clear and there must not be any debt or any dues pending from the past.
        4. The annual income of the applicant should not be any less than Rs 2.5 lakh.
        5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months of the firm.

        Click here to know more about the personal loan for– Self-employed Applicant

        Why Apply for Personal Loan Thirumangalam?

        1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
        2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
        3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
        4. A Personal Loan does not require any nominee or guarantor.

        How to apply for Personal Loan Thirumangalam?

        1. Visit this website:
        2. Then, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Thirumangalam

        A Certain processing fee is charged by all banks and financial institutions for processing Personal Loan. The fee varies between 1.5% to 2.5% of the sanctioned loan amount.

        On the off chance that you wish to close your credit before the chose advance residency, all loaning establishments will charge you a punishment as a prepayment expense.

        Typically, the applicant is not allowed to put a closure to the credit before the end of the year. Hereafter, the charges vary dependent on the number of years the advance has finished.

        This charge varies from 4% of the rest of the advance sum in the second year to 2% in the fourth year of the credit.

        To know about the interest rate click on personal loan interest rate

        Personal Loan Thirumangalam EMI Calculator

        Equated Monthly Installments or EMI refers to a month to month fixed rate that you are expected to pay to the bank as a month to month repayment for the advance sum which is made sure about.

        As it is apparent from your profile, the pace of enthusiasm on your credit is set. The EMI on your credit is determined relying on the Rate bank accuses you off and the advance sum you need to take and the period for which you take the advance.

        CIBIL Score required for Personal Loan Thirumangalam

        All the lending institutions have pre-decided criteria for the CIBIL score that is needed to process a Personal Loan Thirumangalam. Mostly, the institutions need a minimum score of at least 750 to further process an application.

        Generally, financial institutions do not look into credit. They likewise take a gander at an explained perspective on the past credits. The subtleties incorporate the kind of advances and the measure of cash that was acquired. On the off chance that there exists any postponement in the installments of the past advances, it might thwart the endorsement of the current credit.


        Interest Rate 9.99%


        Personal Loan Thirumangalam Agents

        Dialabank is one of the leading agents for availing Personal Loan in Thirumangalam. You can easily apply online at Dialabank or give a call at 9878981166

        Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website Dialabank and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

        Personal Loan Thirumangalam Contact Number

        Call 9878981166 and get timely assistance and approval for Personal Loan Thirumangalam.

        Pre Calculated EMI Table for Personal Loan Thirumangalam

        Click here for personal loan EMI calculator

        5 Yrs
        4 Yrs
        3 Yrs

        About Thirumangalam

        Tirumangalam is a town and municipality in the Madurai District of the Indian state of Tamil Nadu also called the ‘Thoongaa Nagarathin Thunai Nagaram’. The area of the municipality is 10.70 km², and in total it contains 27 wards

        FAQs About Personal Loan Thirumangalam

        Who can apply for a Personal Loan Thirumangalam?

        The Individual’s facing an urgent need for cash and has a regular source of income (from employment or business) can apply for a Personal Loan Thirumangalam.

        What is the tenure of Personal Loan Thirumangalam?

        Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. However, there are few Banks for the maximum period to 7 Years also. The tenure is not changeable one has to abide by the repayment tenure.

        Are there any other charges involved in Personal Loan Thirumangalam?

        Yes, there are 2 kinds of charges that one needs to pay to avail a personal loan Thirumangalam:

        Processing Fee: For every bank or lending institution where you apply for a loan, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

        Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

        Can my application for Personal Loan Thirumangalam get rejected due to my CIBIL score?

        Personal Loan, being an unsecured loan, the CIBIL Score is a significant criterion for loan approval. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. The individual should not leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.