Major Personal Loan Providers in Tinsukia
1% - 2.5% of the Loan Amt
Personal Loan Tinsukia Features
Do you need money for the Holiday trips? Do you need money for the painting of the house? Then, here is the best solution, you can avail of the personal loan. This Personal loan is an instant or quick loan that can be provided without any collateral pledge and for your uncertain needs or wants.
This loan provides flexibility in the use of funds as per your needs. The loan is provided to those individuals who have good CIBIL scores or eligible credit history.
Furthermore, there is no end-use restriction on the use of the personal loan amount. Therefore, you can use this loan amount anywhere, even for your unnecessary needs.
Personal Loan Tinsukia Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Tinsukia
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Tinsukia
The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed are different:
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of a minimum of three years. And the salary should be received and deposited in their accounts only.
- The applicants must have no dues credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month.
Click here to know more about- Personal Loan Salaried Applicant.
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan Tinsukia should file ITR for the last three or four years.
- If the applicants are the businessman, they should be running from the past three or four years.
- The individual applicants’ credit score should be good, and even there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The loan’s whole documentation process is the applicants have to submit his financial and bank statement of the previous three months.
Click here to know more –Personal loan Self-employed Applicant.
Why Apply for Personal Loan Tinsukia?
- There is no need to deposit any mortgage and collateral security to the bank for a personal loan in Tinsukia.
- A personal loan Tinsukia is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of personal loan Tinsukia depends upon the repayment of individual income and capacity.
- A Personal Loan Tinsukia does not require any guarantor or nominee.
How to apply for Personal Loan Tinsukia?
- Visit Dialabank.
- Go to the loan section and then tap or click on the personal loan link.
- The applicant will be directed or provided with all personal loan details to choose their preferred city.
- For any information and free guidance, you may call us on our cell number 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Tinsukia
Every Bank and NBFC charges a fee for processing your Personal Loan Tinsukia application. The Personal Loan Tinsukia processing fee is 1% of the sanctioned Personal loan Tinsukia amount.
If you wish to foreclose your loan before the agreed personal loan tenure, every lending institution or bank charges you a penal prepayment fee. In most cases, you cannot close or end your personal loan before 12 months. Post that, the charges vary depending on how many years the Personal loan Tinsukia has done. These charges vary from 4% of the outstanding loan amount in the second year to 2% in the fourth year.
Personal Loan Tinsukia EMI Calculator
Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your personal loan is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you and the amount of personal loan Tinsukia you have to take, and the period for which you enjoy the loan.
CIBIL Score required for Personal Loan Tinsukia
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Tinsukia. However, most institutions require a minimum score of 750 to process your Personal Loan application.
The institutions or banks don’t just look at the overall score and the detailed behaviour on the previous personal loans. This includes details on the type of loan taken and the amount borrowed outstanding. Any delayed payments for previous loans can be a barrier or bad impression to your availing of a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Tinsukia Agents
Dialabank is the leading agent for availing Personal Loan. You can apply instantly online at Dialabank or give a call at this number 9878981166
Dialabank helps you find the best option for Personal loan Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our main website Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you to avail you of the best offers on a personal loan.
Personal Loan Tinsukia Contact Number
Call 9878981166 and get instant help and approval for Personal Loan Tinsukia.
Pre Calculated EMI Table for Personal Loan Tinsukia
About Tinsukia
Tinsukia is an industrial town. It is situated 480 kilometres northeast of Guwahati and 84 kilometres away from the border with Arunachal Pradesh. It is the administrative headquarters of the Tinsukia District of Assam, India.
FAQs
✅ Who can apply for a Personal Loan in Tinsukia?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Tinsukia.
✅ What is the tenure of a Personal Loan in Tinsukia?
Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. Some Banks extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.
✅ Can my application for Personal Loan Tinsukia get rejected due to my CIBIL score?
Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
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