Personal Loan Tinsukia

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      Table of Contents

      Personal Loan Tinsukia

      Major Personal Loan Providers in Tinsukia

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Tinsukia Features

      Personal Loan Tinsukia

      Do you need money for the Holiday trips? Do you need money for the painting of the house? Then, here is the best solution, you can avail of the personal loan. This Personal loan is an instant or quick loan that can be provided without any collateral pledge and for your uncertain needs or wants.

      This loan provides flexibility in the use of funds as per your needs. The loan is provided to those individuals who have good CIBIL scores or eligible credit history.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. Therefore, you can use this loan amount anywhere, even for your unnecessary needs.

      Personal Loan Tinsukia Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Tinsukia

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Tinsukia

      The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
      2. The applicants must have work experience of a minimum of three years. And the salary should be received and deposited in their accounts only.
      3. The applicants must have no dues credit history.
      4. The job location of the applicant should be mentioned.
      5.  A borrower should have a minimum income of INR 25,000 per month.

      Click here to know more about- Personal Loan Salaried Applicant.

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan Tinsukia should file ITR for the last three or four years.
      3. If the applicants are the businessman, they should be running from the past three or four years.
      4. The individual applicants’ credit score should be good, and even there should not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The loan’s whole documentation process is the applicants have to submit his financial and bank statement of the previous three months.

      Click here to know more –Personal loan Self-employed Applicant.

      Why Apply for Personal Loan Tinsukia?

      1. There is no need to deposit any mortgage and collateral security to the bank for a personal loan in Tinsukia.
      2. A personal loan Tinsukia is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan Tinsukia depends upon the repayment of individual income and capacity.
      4. A Personal Loan Tinsukia does not require any guarantor or nominee.

      How to apply for Personal Loan Tinsukia?

      1. Visit Dialabank.
      2. Go to the loan section and then tap or click on the personal loan link.
      3. The applicant will be directed or provided with all personal loan details to choose their preferred city.
      4. For any information and free guidance, you may call us on our cell number 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Tinsukia

      Every Bank and NBFC charges a fee for processing your Personal Loan Tinsukia application. The Personal Loan Tinsukia processing fee is 1% of the sanctioned Personal loan Tinsukia amount.

      If you wish to foreclose your loan before the agreed personal loan tenure, every lending institution or bank charges you a penal prepayment fee. In most cases, you cannot close or end your personal loan before 12 months. Post that, the charges vary depending on how many years the Personal loan Tinsukia has done. These charges vary from 4% of the outstanding loan amount in the second year to 2% in the fourth year.

      Personal Loan Tinsukia EMI Calculator

      Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your personal loan is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you and the amount of personal loan Tinsukia you have to take, and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Tinsukia

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Tinsukia. However, most institutions require a minimum score of 750 to process your Personal Loan application.

      The institutions or banks don’t just look at the overall score and the detailed behaviour on the previous personal loans. This includes details on the type of loan taken and the amount borrowed outstanding. Any delayed payments for previous loans can be a barrier or bad impression to your availing of a fresh loan.

      personal loan at 10.75%*

      Personal Loan Tinsukia Agents

      Dialabank is the leading agent for availing Personal Loan. You can apply instantly online at Dialabank or give a call at this number 9878981166

      Dialabank helps you find the best option for Personal loan Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our main website Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you to avail you of the best offers on a personal loan.

      Personal Loan Tinsukia Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan Tinsukia.

      Pre Calculated EMI Table for Personal Loan Tinsukia

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Tinsukia

      Tinsukia is an industrial town. It is situated 480 kilometres northeast of Guwahati and 84 kilometres away from the border with Arunachal Pradesh. It is the administrative headquarters of the Tinsukia District of Assam, India.

      FAQs

      Who can apply for a Personal Loan in Tinsukia?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Tinsukia.

      What is the tenure of a Personal Loan in Tinsukia?

      Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. Some Banks extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Can my application for Personal Loan Tinsukia get rejected due to my CIBIL score?

      Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

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