Personal Loan Tirupati

⋆ Interest Rate 9.99% ⋆

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      Table of Contents

      Personal Loan Tirupati

      Major Personal Loan Providers in Tirupati

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Tirupati Features

      Personal Loan TirupatiA Personal Loan Tirupati is a loan borrowed to meet personal requirements.  It is an unsecured loan that does not require any asset to pledge as security with the lender. The loan can be utilized for various personal purposes like consolidating debts, paying tuition fees,  going for a vacation, higher studies, and many more.

      A personal loan is a loan that can be used in multiple ways that can be utilized for fulfilling many purposes. Personal finance is instant finance, which a person can avail within 2-3 working days with minimal documentation required. Also, you do not require any form of security to avail a personal loan in Tirupati.

      Personal Loan Tirupati Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Tirupati

      Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

      Salaried Customers:

      1. PAN Card
      2. Residence Proof (Owned/Rented/Company provided)
      3. In the case of rented apartments, rent agreement needs to be attached
      4. Passport-sized photographs – 2
      5. Identity proof (Aadhar card/driving license)
      6. Salary slips of last three months
      7. Bank statements for the last 6 months

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Two passport-sized photographs
      4. Aadhar Card
      5. Residence Proof

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Tirupati

      The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers:

      Salaried Applicants

      1.  The minimum age of the applicant should be 21 years and maximum of up to 60 years.
      2. If the borrower should have a salary of minimum Rs.18,000 per month
      3. The borrower must have the work experience of the last three years, and the salary should come in their account only.
      4. The person must have a good CIBIL score, i.e., at least 700+.
      5. The documentation process for Personal Loan Dhanbad is straightforward; they have to submit their bank statement of the last three months and the salary slip of the previous six months.

      Self-Employed Applicants

      1. The self-employed person’s age should be minimum of 25 years.
      2. The applicant should file ITR at least for the last three years.
      3. The CIBIL of the applicant should be good, and no debt should be left due.
      4. The ITR(Income tax return) in which the applicant files should be Rs 2.5 lakhs per annum at least.
      5. And the applicant is a businessman than his business should be running from the last three years.
      6. The age of the applicant should be 25 years.

      Why Apply for Personal Loan Tirupati?

      1. The money borrowed can be used for almost all purposes.
      2. The Loan amount depends upon the income and repayment capability of the person.
      3. There is no need to put any precious asset as collateral to the lender to avail money.
      4. There is no need for a cosigner to avail this loan.

      How to apply for Personal Loan Tirupati?

      Anybody can apply for Instant Personal Loan in Tirupati online only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank.
      2. After that, apply for a Personal Loan online.
      3. Please enter your contact number so that we can contact you back. Our relationship manager will soon get in touch with you.
      4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Tirupati

      Every Bank and NBFC charges two kinds of fees from its customers.

      1. The first is a fee for processing your Personal Loan application. These charges vary between 1% to 2.5% of the sanctioned loan amount.
      2. The second being Pre-closure charges in-case you want to close your loan before your fixed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Tirupati EMI Calculator

      The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, income, loan amount, and tenure, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.

      CIBIL Score required for Personal Loan Tirupati

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application Tirupati.

      1. Most institutions require a minimum score of 750 to process your loan application.
      2. Others might look into other factors like income and job stability to process the loan.
      3. The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken.
      4. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Tirupati Agents

      Dialabank helps you in comparing various banks and NBFCs so that you can avail the best offers available according to your need. DialaBank is your best agent available for a personal loan in Tirupati. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

      1. We do not charge you for our services.
      2. The loan gets disbursed within 24 hours of applying with us.
      3. Our relationship manager guides and assists you through the entire process.
      4. Get expert advice from our managers.
      5. Low rate of interest.

      Personal Loan Tirupati Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Tirupati.

      Pre Calculated EMI Table for Personal Loan Tirupati

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Tirupati

      Tirupati is a city in Andhra Pradesh located in the foothills of the Eastern Ghats of India. It is a pilgrimage and cultural city famous for the  Venkateswara Swamy temple dedicated to Lord Venkateswara.