Personal Loan Tiruvallur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan TiruvallurMajor Personal Loan Providers in Tiruvallur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Tiruvallur

      With the accelerating demands and speed, managing finances becomes a problem for any individual with average income.

      Don’t worry! Dialabank helps you deal with your financial hardships in the easiest way possible.

      It is an unsecured loan in which you don’t need to relinquish any collateral security with affordable interest rates. Your credit score should satisfy the criteria of the bank and you should have a reliable source of sustenance.

      There are no barriers to use this loan. You can employ this loan for debt repayment, taxes, paying medical bills, and more.

      Click here to get an Instant Personal Loan

      Personal Loan Tiruvallur Interest Rates 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Tiruvallur

      Necessary documents required for Personal Loan Tiruvallur:

      Salaried Customers:

      1. The candidate has to submit an Adhar card or driving license for identity verification.
      2. Salary slip for the last three months.
      3. Bank Statement for six months.
      4. Pan card copy.
      5. Address proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs of the candidate.

      *NOTE: If you live in a rented apartment, It is compulsory to attach the rent agreement.

      Self-Employed Customers:

      1. You should also submit a copy of your PAN Card.
      2. All financial statements such as Balance sheet, P&L statement, ITR files, etc. of your business have to be submitted.
      3. Aadhar Card is required for proof of identity.
      4. Residence Proof (owned/rented) is also compulsory.
      5. You have to submit two recent passport-sized photographs.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Tiruvallur

      Necessary criteria for availing Personal Loan in Tiruvallur:

      Salaried Applicants

      1. The applicant should belong to the age group from 21 years to 60 years.
      2. The applicant should possess a minimum of 3 years of experience and should have a regular income account.
      3. The credit history of the applicant should be crystal clear.
      4. You need to mention your job location.
      5. One should earn a min of 25,000 on monthly basis.

      Self-Employed Applicants

      1. The minimum age requirement of an individual should be 25 years to apply for a loan.
      2. You should list your ITR for the last 3 years.
      3.  Your business should be working actively for the past 3 years.
      4. Your credit score should be satisfyingly enough to give you credit.
      5. Your earning should be a minimum of an annual income of Rs 2.5 lakhs.
      6. The applicant is required to confiscate his financial and bank statement for the past 3 months.

      Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Tiruvallur?

      1. No need to submit any collateral security for acquiring the loan.
      2. A personal loan is a flexible loan. You can use the loan amount wherever you want.
      3. The amount to be approved will entirely depend on your credit score.
      4. In Personal Loan, you need not assign anybody as a nominee or guarantee for security purposes.

      How to apply for Personal Loan Tiruvallur?

      1. Visit our website by clicking on the link Dialabank.
      2. There is a loan section, go there and click on the personal loan.
      3. The appellant will be directed to all details of the personal loan where you can choose your favored city.
      4. For more information and free compensation, you can get in touch with us by calling on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Tiruvallur

      To get your application fee for personal loan processed, you need to pay a processing fee to Banks or NBFCs. The value of this processing fees lies in the range of 1.5% – 2.5% of the sanctioned loan amount.

      If you are restraining a part of your loan amount before the end of your tenure, then you have to pay a penalty for prepayment. You cannot bind your loan before 12 months in most positions. The prepayment penalty costs depend on the number of years for which the loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

      Personal Loan Tiruvallur EMI Calculator

       You are inclined to pay rigid installments per month to the bank as a method of reparation of the loan amount. these fixed payments are known as EMI or Equated Monthly Installments. The interest rate is circumscribed after ascertaining your financial standing. Your EMI will be computed after taking the interest rate and the tenure of the loan into consideration.

      CIBIL Score required for Personal Loan Tiruvallur

      Banks and NBFCs have their models for the CIBIL score for lending schemes. Mostly, a CIBIL Score of 750 is fancied by most of the lending establishments.

       Banks and NBFCs want to discover how you conceded to previous loans through your CIBIL score. They want to assure that there are no lingered payments until now.

      personal loan at 10.75%*

      Personal Loan Tiruvallur Agents

      Dialabank is the prominent assistant for taking Personal Loan in Tiruvallur. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank helps you in determining the absolute Bank or NBFCs by bestowing you the comparable breakdown between banks. Visit our website www.dialabank.com and fill a manageable form with all important details such as individual and employment details. Our client relationship managers will promptly get in touch with you.

      Personal Loan Tiruvallur Contact Number

      Call 9878981166 and to get immediate help and support for Personal Loan in Tiruvallur.

      Pre Calculated EMI Table for Personal Loan Tiruvallur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Click here for Personal Loan EMI Calculator

      About Tiruvallur

      It is a fast-growing city in Tamil Nadu. Around 1,80,000 people live in this city. Tiruvallur is located on the banks of the Cooum river about 46 km from downtown Chennai and just 5 km from the megacity border, in the western part of the Chennai Metropolitan Area

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