Personal Loan Tiruvuru

Major Personal Loan Providers in Tiruvuru

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Tiruvuru Features

In need of cash, are you? Ok, you’re not going to have to worry. A personal loan is a form of credit available to you. Not only is this form of loan unsecured in nature, with rather less documentation and much less paperwork necessary. This form of loan may be accepted in up to 48 hours in order to be approved after the verification process.

Personal Loan Tiruvuru provides all consumers with financial aid at both competitive and cost-effective interest rates. The borrower is expected to have a relatively stronger and more stable source of revenue and also a reasonably decent credit history profile in order to get a personal loan.

There is also no specified end-use limitation on the use of the personal loan number. You can use this loan sum in any way you want.

In order to apply for a personal loan, Tiruvuru click on Apply Personal Loan

Personal Loan Tiruvuru Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Tiruvuru

Documents required for Personal Loan

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. PAN
4. Proof for Residence (Own/Rent/Company provided)
5. Passport-size photograph – 2
6. Bank statements for the last 6 months

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. Aadhar
3. Residence Proof
4. Passport-sized photographs- 2
5. PAN Card

Eligibility Criteria for Personal Loan Tiruvuru

Click here to know more about personal loan eligibility

Salaried Applicants

1. The base age of the candidate ought not to be under 21 years or over 60 years.
2. The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
3. The job location of the applicant should be mentioned.
4. The borrower must have a minimum income of at least INR 25,000 p.m.
5. The applicant should have an outstanding credit history.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of an independent person applying should be at least 25 years.
2. The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.
3. The applicant applying for a personal loan should have been filing ITR for the past three years.I\ case the applicant is a businessman, then the business is required to be running well from the last 3 years.
4. The credit score of the applicant should be good and there must not be any debt or any dues pending.
5. The yearly income of the applicant should be no less than Rs 2.5 lakh.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Tiruvuru?

1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. The amount of personal loans is entirely based on the repayment capacity of the applicant.
3. A Personal Loan does not require any nominee or guarantor.
4. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.

How to apply for Personal Loan Tiruvuru?

1. Visit this website: www.dialabank.com.
2. Then, go to paying the amount and go to your personal loan page. It will guide you to the detailed details of the personal loan where you can select your city. For more data and valuable advice, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Tiruvuru

To process a Personal Loan application, all banks and NBFCs pay a certain amount. This expense ranges from 1.5 percent to 2.5 percent of the value of the loan authorized.

Both financial institutions will charge you interest as a direct debit fee if you choose to close your loan prior to the agreed loan tenure. You won’t usually be able to close your loan before a 12-month term. After that, the payments vary depending on the number of years the loan has been completed. This fee ranges from 4% of the remaining amount of loan in the second year to 2% in the fourth year

To know about the interest rate click on personal loan interest rate

Personal Loan Tiruvuru EMI Calculator

Equated Monthly Payments or EMI means a fixed monthly rate that you need to pay as a monthly payout to the bank for the loan sum that is protected. The interest rates on your loan are set according to your profile. Depending on the rate at which the bank charges you and the loan sum you have to take and the time for which you take out the loan, the EMI on your loan is determined.

CIBIL Score required for Personal Loan Tiruvuru

For a minimal CIBIL score that is impossible to transmit a Personal Loan application in Tiruvuru, all lenders have their own requirements. The institutions mostly need a minimum score of at least 750 to reporting models a submission.

There is no entity that looks just at the total ranking. Even they look at an elaborate view of the previous loans. The specifics include the form of loans obtained and the amount of money lent. If there is some delay in the payment of previous loans, the approval of the present loan will be hindered.

Personal Loan Tiruvuru Agents

Dialabank is one of the leading agents for availing Personal Loan in Tiruvuru. You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you find the right idea for banks and NBFCs by giving you access to an in-depth comparable company study of the different banks to help you select the correct one. Join our community www.dialabank.com and fill out the elements of personal and job data with a basic sense. Our customer experience Managers will soon be in contact with you.

Personal Loan Tiruvuru Contact Number

Call 9878981166 and Receive timely support and consent for a Tiruvuru Personal Loan.

Pre Calculated EMI Table for Personal Loan Tiruvuru

Click here for a personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Tiruvuru

Tiruvuru is a village in the Indian state of Andhra Pradesh’s Krishna district. It is a Nagar panchayat in the Nuzvid revenue division’s Tiruvuru Mandal.

FAQs About Personal Loan Tiruvuru

Who can apply for a Personal Loan in Tiruvuru?

A Personal Loan can be applied for in Tiruvuru by people who have an urgent need for capital and have a daily stream of revenue (from jobs or business).

What is the tenure of Personal Loan in Tiruvuru?

Most banks and non – banking finance companies have a one-minute personal loan of 1 Year and a 5 Year Max tenure. Some banks are also extending the maximum duration to 7 Years. The period shall be set and shall not be extendable. The contribution has to be made within the negotiated tenure of the loan in similar installment payments.

Are there any other charges involved in Personal Loan Tiruvuru?

Yes, in order to enable the use of a personal loan in Tiruvuru, there are two main types of fees that one needs to pay:

Processing fee: There is a short delay from the client for each bank or lending entity from which you purchase. This is called Transaction Charge. The volume of handling fee ranges between 1 percent and 2.5 percent of the loan amount for each financial institution.

Pre-closure payments: The banks and NBFCs charge an extra sum called a pre-closure charge on the amount borrowed lent if you want to close a working loan before its calculated tenure period. Commercial countries have different charges for pre-closure. The costs for pre-closure vary based on how many years your loan has ended before you agree to pre-close.

Can my application for Personal Loan Tiruvuru get rejected due to my CIBIL score?

Personal loan, being an investment property, your CIBIL Score is one of the most intelligent decision criteria for obtaining your Personal claim form accepted. If you want to gain from a private loan in the future, getting a high CIBIL score is absolutely important. Ensure you don’t quit or miss any of your EMI monthly bills or any credit card payments as this would contribute to your CIBIL score reducing. Most of the rejections of Personal Loan are due to a low CIBIL Value.