Personal Loan Trichy

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
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      Table of Contents

      Personal Loan Trichy

      Best Banks for Personal Loan in Trichy

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Trichy Features

      personal loan trichy9.99% is the least interest rate you can expect on Personal Loan Trichy. One more thing you need to keep in mind while availing for this loan is once the interest rate is decided it will remain the same throughout the tenure period. For Personal loan, the bank chooses to the loan amount and its respective interest rate by taking into consideration of income eligibility and the documents provided.

      Personal Loan Trichy comes with a preclosure facility meaning you can close the loan before the tenure period ends. The preclosure charges remain in between 2-3% of the total loan amount. By providing this, you can save your money by skipping the remaining Emi’s and their respective interest rate amount.

      Personal Loan in Trichy Interest Rates and Charges

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Trichy Documents Required 

      Documents required to avail a personal loan vary for salaried customers and self-employed ones. The following are important documents for both kinds of customers:

      Salaried Customers:

      1. PAN Card of the applicant.
      2. Residence Proof (Owned/Rented/Company provided) of the applicant.
      3. Passport-sized photographs – 2 of the applicant.
      4. Identity proof (Aadhar card/driving license) of the applicant.
      5. Salary slips of the last three months of the applicant.
      6. Bank statements for the last 6 months of the applicant.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files) of the applicant.
      2. PAN Card of the applicant.
      3. Aadhar Card of the applicant.
      4. Residence Proof of the applicant.
      5. Two passport-sized photographs of the applicant.

      personal loan at 10.75%*

      Personal Loan in Trichy Eligibility Criteria

      The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers:

      Salaried Applicants

      1. The minimum age of the Individual should be 21 years and a maximum of up to 60 years.
      2. The Individual borrower should have a salary of minimum Rs.18,000 per month
      3. The Individual must have the work experience of the last three years, and the salary should come in their account only.
      4. The Individual must have a good CIBIL score, i.e., at least 700+.

      Self-Employed Applicants

      1. The Individual person’s age should be minimum of 25 years.
      2. The Individual should file ITR at least for the last three years.
      3. The CIBIL of the Individual should be good, and no debt should be left due.
      4. The ITR(Income tax return) in which the Individual files should be Rs 2.5 lakhs per annum at least.
      5. And the Individual is a businessman than his business should be running for the last three years.
      6. The age of the Individual should be 25 years.

      Why Apply for Personal Loan Trichy?

      1. The Loan amount depends upon the income and repayment capability of the applicant.
      2. Personal Loan Trichy is a multi-purpose offer that can be used for almost all financial problems.
      3. No need to put any property or asset as security to the lender.
      4. No cosigner needed for Personal Loan Trichy.
      5. Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Trichy?

      Anybody can apply for Personal Loan Trichy online only in 2 minutes. The process of application is straightforward and quick.

      1. Visit Dialabank
      2. After that, apply for a Personal Loan online.
      3. Enter your contact number so that we can contact you back.
      4. Dialabank is the best platform to apply for a personal loan as you will get a loan at affordable rates of interest.

      personal loan at 10.75%*

      Personal Loan Trichy EMI Calculator

      The Personal loan EMI Calculator can be used to know your EMI value on your loan amount.

      CIBIL Score required for Personal Loan Trichy

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Trichy.

      1. Most institutions require a minimum score of 700 to process the loan application of the applicant.
      2. The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken by the applicant.
      3. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan by the applicant.

      personal loan at 10.75%*

      Personal Loan Trichy Agents

      Dialabank helps you in comparing various banks. The reason behind choosing DialaBank as your agent is:

      1. We do not charge you for our services.
      2. The loan gets disbursed within 24 hours of applying with us.
      3. Our relationship manager guides and assists you through the entire process.

      Personal Loan Trichy Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Trichy.

      Pre Calculated EMI Table for Personal Loan Trichy

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Trichy

      Trichy or Tiruchirappalli is the fourth largest city that lies on the banks of the Cauvery River in Tamil Nadu. Tiruchirappalli is an essential industrial and educational center of Tamil Nadu. Tiruchirappalli has numerous Hindu temples and Forts. The city is a booming commercial center in Tamil Nadu

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